PELE
ActiveThe computed 12-month bankruptcy probability of PELE is 1.6% (moderate). The 2024 annual accounts show equity of €63k and a net result of €31k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 18936 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
84
/ 100
Excellent▲ +30 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+93
Solvency81▲+48
Growth78=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.78 in 2023), and 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
58 d early
2022
8 d early
2021
47 d early
2020
33 d early
2019
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€63k▲ 96.8%
2023 · €32k
2018: €16k
2019: €16k
2020: €20k
2021: €51k
2022: €31k
2023: €32k
2018 → 2024
Total assets
€126k▲ 1.4%
2023 · €124k
2018: €43k
2019: €40k
2020: €61k
2021: €80k
2022: €104k
2023: €124k
2018 → 2024
Net result
€31k▲ 6,570%
2023 · €462
2018: €-6k
2019: €169
2020: €4k
2021: €30k
2022: €-19k
2023: €462
2018 → 2024
Working capital
€23k
2023 · €-21k
2018: €6k
2019: €8k
2020: €-15k
2021: €5k
2022: €-18k
2023: €-21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€51k▲ 149%€31k▼ 38.1%€32k▲ 1.5%€63k▲ 96.8%
Operating result€5k-€34k▲ 557%€-19k€4k€36k▲ 862%
Net result€4k-€30k▲ 607%€-19k€462€31k▲ 6,570%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 862% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €126k
Fixed assets
€39k▼ 25.3%
Current assets
€87k▲ 20.9%
Equity and liabilities €126k
Equity
€63k▲ 96.8%
Debt
€64k▼ 31.3%
The debt ratio falls from 74.4% to 50.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€52k▲
2023 · €19k
Cash flow
€47k▲
2023 · €16k
Solvency
49.6%▲
2023 · 25.6%
Current ratio
1.37▲
2023 · 0.78
Quick ratio
0.82▲
2023 · 0.44
Debt / equity
1.01▼
2023 · 2.91
ROE
49.2%▲
2023 · 1.5%
ROA
24.4%▲
2023 · 0.4%
Interest coverage
12.33▲
2023 · 5.98
Debt
€64k▼
2023 · €93k
Debt ≤ 1 year
€64k▼
2023 · €93k
Income taxes
€1k▲
2023 · €132
Staff costs
€26k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€124k€126k▲
Fixed assets21/28€52k€39k▼
Tangible fixed assets22/27€52k€39k▼
Land and buildings22€14k€10k▼
Plant, machinery and equipment23€34k€26k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€72k€87k▲
Stocks and contracts in progress3€32k€35k▲
Stocks30/36€32k€35k▲
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€16k€29k▲
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€124k€126k▲
Equity10/15€32k€63k▲
Contributions10/11€19k€19k=
Reserves13€32k€44k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€42k▲
Profit (loss) carried forward14€-19k-
Amounts payable17/49€93k€64k▼
Amounts payable within one year42/48€93k€64k▼
Trade debts44€27k€24k▼
Suppliers440/4€27k€24k▼
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€3k€5k▲
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48€53k€30k▼
Income statement
Code20232024
Remuneration, social security and pensions62€22k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€44k€80k▲
Operating profit (loss)9901€4k€36k▲
Financial income75/76B€0€45▲
Recurring financial income75€0€45▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€594€32k▲
Income taxes67/77€132€1k▲
Profit (loss) for the period9904€462€31k▲
Profit (loss) for the period to be appropriated9905€462€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€12k▲
Profit (loss) brought forward from the previous period14P€-19k€-19k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €31k ▲6570%
Operating result €36k, net result €31k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €462
Net result €462 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-19k ▼164%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €169
Net result €169 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodendries 249250 WaasmunsterGround area
332 m²
Building footprint
136 m²
Volume, LiDAR
613 m³
Parcel 42342C2045/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRAPPISTENHUIS DEN HERBERG
since 20112.204.239.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42342C2045/00E000 | Flanders | 331 m² | 1 · 136 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWaasmunster2.204.239.480
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.