Skip to content

PELA

Active
Private limited companyfounded 20178 yrs activeJef Scherensstraat 32, 3118 Rotselaar, BelgiumKBO/BCE: BE 0684.568.194
Summary

PELA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €357,278 and a net result of €84,005. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability90▼-7
Solvency98▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 6.71 against 4.42 in 2024; short-term debt: 10% and cash: 18.9% of total assets), and 26.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.2%
Return on assets
17.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
99 d early
2024
13 d early
2023
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (3 of the last 3 filed years within 78 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PELA was incorporated on 10 November 2017.1 Total assets rose from EUR 325,945 in 2023 to EUR 487,993 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€357,278▲ 30.7%
2024 · €273,272
Total assets
€487,993▲ 15.0%
2024 · €424,233
Net result
€84,005▼ 13.5%
2024 · €97,139
Working capital
€277,545▲ 38.7%
2024 · €200,059
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€80,124-€148,394▲ 85.2%€127,863▼ 13.8%
Net result€56,550above the sector's middle half-€97,139above the sector's middle half▲ 71.8%€84,005above the sector's middle half▼ 13.5%
Equity€176,133above the sector's middle half-€273,272above the sector's middle half▲ 55.2%€357,278above the sector's middle half▲ 30.7%
Total assets€325,945within the sector's middle half-€424,233above the sector's middle half▲ 30.2%€487,993above the sector's middle half▲ 15.0%
Debt€149,811-€150,961▲ 0.8%€130,716▼ 13.4%
Working capital€116,175above the sector's middle half-€200,059above the sector's middle half▲ 72.2%€277,545above the sector's middle half▲ 38.7%
Solvency54.0%within the sector's middle half-64.4%within the sector's middle half▲ 10.4pp73.2%within the sector's middle half▲ 8.8pp
Current ratio3.46within the sector's middle half-4.42above the sector's middle half▲ 0.966.71above the sector's middle half▲ 2.29
Return on assets (ROA)17.3%within the sector's middle half-22.9%within the sector's middle half▲ 5.5pp17.2%within the sector's middle half▼ 5.7pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2023: €80,124€80,124Net result 2023: €56,550€56,550Operating result 2024: €148,394€148,394Net result 2024: €97,139€97,139Operating result 2025: €127,863€127,863Net result 2025: €84,005€84,005202320242025€0€50,000€100,000€150,000Operating result 2023: €80,124€80,100Net result 2023: €56,550€56,500Operating result 2024: €148,394€148,000Net result 2024: €97,139€97,100Operating result 2025: €127,863€128,000Net result 2025: €84,005€84,000202320242025
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487,993
Fixed assets €161,815 ▼ 2.3%
Current assets €326,178 ▲ 26.2%
Equity and liabilities €487,993
Equity €357,278 ▲ 30.7%
Debt €130,716 ▼ 13.4%
Debt's share of the balance-sheet total falls from 35.6% to 26.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€131,724▼
2024 · €152,446
Cash flow
€87,867▼
2024 · €101,191
Debt to equity
0.37▼
2024 · 0.55
ROE
23.5%▼
2024 · 35.5%
Interest coverage
31.42▼
2024 · 33.60
Debt ≤ 1 year
€48,634▼
2024 · €58,498
Debt > 1 year
€81,732▼
2024 · €92,112
Income taxes
€39,666▼
2024 · €46,718
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€424,233€487,993▲
Fixed assets21/28€165,676€161,815▼
Tangible fixed assets22/27€165,676€161,815▼
Land and buildings22€165,221€161,730▼
Plant, machinery and equipment23€244€85▼
Other tangible fixed assets26€211€0▼
Current assets29/58€258,557€326,178▲
Amounts receivable within one year40/41€233,922€233,050▼
Trade receivables40€52,714€11,746▼
Other amounts receivable41€181,208€221,304▲
Cash at bank and in hand54/58€24,635€92,378▲
Deferred charges and accrued income490/1-€750
Equity and liabilities
Total equity and liabilities10/49€424,233€487,993▲
Equity10/15€273,272€357,278▲
Contributions10/11€200€200=
Reserves13€273,072€357,078▲
Distributable reserves133€273,072€357,078▲
Amounts payable17/49€150,961€130,716▼
Amounts payable after more than one year17€92,112€81,732▼
Financial debts170/4€92,112€81,732▼
Amounts payable within one year42/48€58,498€48,634▼
Current portion of amounts payable after more than one year42€10,186€10,381▲
Trade debts44€809€180▼
Suppliers440/4€809€180▼
Taxes, remuneration and social security45€19,042€6,439▼
Taxes450/3€19,042€6,439▼
Other amounts payable47/48€28,460€31,634▲
Accrued charges and deferred income492/3€350€350=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,052€3,861▼
Other operating charges640/8€1,476€1,505▲
Gross operating margin9900€153,922€133,229▼
Operating profit (loss)9901€148,394€127,863▼
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€4,537€4,193▼
Recurring financial charges65€4,537€4,193▼
Profit (loss) for the period before taxes9903€143,857€123,672▼
Income taxes67/77€46,718€39,666▼
Profit (loss) for the period9904€97,139€84,005▼
Profit (loss) for the period to be appropriated9905€97,139€84,005▼
Appropriation of the result
Profit (loss) to be appropriated9906€97,139€84,005▼
Transfer to equity691/2€97,139€84,005▼
To other reserves6921€97,139€84,005▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,404€4,052€3,861▼ 4.7%
Other operating charges640/8€1,140€1,476€1,505▲ 2.0%
Gross operating margin9900€85,668€153,922€133,229▼ 13.4%
Operating profit (loss)9901€80,124€148,394€127,863▼ 13.8%
Financial income75/76B€1€0€2-
Recurring financial income75€1€0€2-
Financial charges65/66B€4,100€4,537€4,193▼ 7.6%
Recurring financial charges65€4,100€4,537€4,193▼ 7.6%
Profit (loss) for the period before taxes9903€76,024€143,857€123,672▼ 14.0%
Income taxes67/77€19,475€46,718€39,666▼ 15.1%
Profit (loss) for the period9904€56,550€97,139€84,005▼ 13.5%
Profit (loss) for the period to be appropriated9905€56,550€97,139€84,005▼ 13.5%
Line202320242025Change
Assets
Total assets20/58€325,945€424,233€487,993▲ 15.0%
Fixed assets21/28€162,607€165,676€161,815▼ 2.3%
Tangible fixed assets22/27€162,607€165,676€161,815▼ 2.3%
Land and buildings22€161,573€165,221€161,730▼ 2.1%
Plant, machinery and equipment23€403€244€85▼ 65.2%
Other tangible fixed assets26€630€211€0▼ 100%
Current assets29/58€163,338€258,557€326,178▲ 26.2%
Amounts receivable within one year40/41€144,082€233,922€233,050▼ 0.4%
Trade receivables40€63,752€52,714€11,746▼ 77.7%
Other amounts receivable41€80,330€181,208€221,304▲ 22.1%
Cash at bank and in hand54/58€19,255€24,635€92,378▲ 275%
Deferred charges and accrued income490/1--€750-
Equity and liabilities
Total equity and liabilities10/49€325,945€424,233€487,993▲ 15.0%
Equity10/15€176,133€273,272€357,278▲ 30.7%
Contributions10/11€200€200€200=
Reserves13€175,933€273,072€357,078▲ 30.8%
Distributable reserves133€175,933€273,072€357,078▲ 30.8%
Amounts payable17/49€149,811€150,961€130,716▼ 13.4%
Amounts payable after more than one year17€102,299€92,112€81,732▼ 11.3%
Financial debts170/4€102,299€92,112€81,732▼ 11.3%
Amounts payable within one year42/48€47,163€58,498€48,634▼ 16.9%
Current portion of amounts payable after more than one year42€9,995€10,186€10,381▲ 1.9%
Trade debts44€1,138€809€180▼ 77.7%
Suppliers440/4€1,138€809€180▼ 77.7%
Taxes, remuneration and social security45€6,259€19,042€6,439▼ 66.2%
Taxes450/3€6,259€19,042€6,439▼ 66.2%
Other amounts payable47/48€29,770€28,460€31,634▲ 11.1%
Accrued charges and deferred income492/3€350€350€350=
Line202320242025Change
Profit (loss) for the period9904€56,550€97,139€84,005▼ 13.5%
+ Depreciation and write-downs630€4,404€4,052€3,861▼ 4.7%
Operating cash flow (approximation)€60,954€101,191€87,867▼ 13.2%
Investment in fixed assets (approximation)--€7,121€0▲ 100%
Change in cash-€5,379€67,743▲ 1,159%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €97,139 ▲71.8%
Operating result €148,394, net result €97,139, both a record.
31-12
Financial Equity above €200,000Eq €273,272 ▲55.2%
2 profitable years in a row build equity to €273,272.
09-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
372 m²
Building footprint
155 m²
Parcel 24121E0624/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
PELA Immo / PELA Beauty Studio
Jef Scherensstraat 32, 3118 RotselaarRenting and operating of own or leased residential real estate, excluding social housing
since 20172.270.041.213
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24121E0624/00A002 Flanders 372 m² 1 · 155 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,494 companies in this sector we hold annual accounts for 9,420. 6,338 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded10-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:0684568194
Also 9925:BE0684568194
Registered 24-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.