Pejo
ActivePejo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €139k and a net result of €491. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▲+10
Solvency93▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 3.91 in 2023; short-term debt: 29.9% and cash: 43.6% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
7 d early
2022
41 d early
2021
11 d late
2020
59 d early
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€139k▼ 24.6%
2023 · €184k
2018: €68k
2019: €113k
2020: €173k
2021: €195k
2022: €202k
2023: €184k
2018 → 2024
Total assets
€204k▼ 8.8%
2023 · €224k
2018: €139k
2019: €189k
2020: €257k
2021: €279k
2022: €236k
2023: €224k
2018 → 2024
Net result
€491
2023 · €-18k
2018: €19k
2019: €46k
2020: €59k
2021: €22k
2022: €-5k
2023: €-18k
2018 → 2024
Working capital
€34k▼ 57.3%
2023 · €81k
2018: €50k
2019: €94k
2020: €146k
2021: €156k
2022: €98k
2023: €81k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€173k-€195k▲ 13.0%€202k▲ 3.8%€184k▼ 9.0%€139k▼ 24.6%
Operating result€86k-€43k▼ 49.7%€-3k€-12k▼ 308%€4k
Net result€59k-€22k▼ 62.0%€-5k€-18k▼ 268%€491
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €204k
Fixed assets
€109k▼ 6.0%
Current assets
€95k▼ 11.9%
Equity and liabilities €204k
Equity
€139k▼ 24.6%
Debt
€66k▲ 63.8%
The debt ratio rises from 17.8% to 32.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€28k▲
2023 · €13k
Cash flow
€25k▲
2023 · €7k
Solvency
67.9%▼
2023 · 82.2%
Current ratio
1.56▼
2023 · 3.91
Quick ratio
1.50▼
2023 · 3.78
Debt / equity
0.47▲
2023 · 0.22
ROE
0.4%▲
2023 · -9.9%
ROA
0.2%▲
2023 · -8.1%
Interest coverage
9.79▲
2023 · 8.90
Debt
€66k▲
2023 · €40k
Debt ≤ 1 year
€61k▲
2023 · €28k
Debt > 1 year
€4k▼
2023 · €11k
Income taxes
€196▼
2023 · €5k
Staff costs
€13k▼
2023 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€224k€204k▼
Fixed assets21/28€116k€109k▼
Tangible fixed assets22/27€113k€106k▼
Plant, machinery and equipment23€12k€17k▲
Furniture and vehicles24€49-
Other tangible fixed assets26€101k€89k▼
Financial fixed assets28€3k€3k=
Current assets29/58€108k€95k▼
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€19k€2k▼
Trade receivables40€19k€553▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€85k€89k▲
Deferred charges and accrued income490/1€46€515▲
Equity and liabilities
Total equity and liabilities10/49€224k€204k▼
Equity10/15€184k€139k▼
Contributions10/11€19k€19k=
Reserves13€129k€83k▼
Distributable reserves133€129k€83k▼
Profit (loss) carried forward14€36k€37k▲
Amounts payable17/49€40k€66k▲
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€28k€61k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€7k-
Suppliers440/4€7k-
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48-€44k
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Remuneration, social security and pensions62€61k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€76k€44k▼
Operating profit (loss)9901€-12k€4k▲
Financial income75/76B€18€2▼
Recurring financial income75€18€2▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-13k€687▲
Income taxes67/77€5k€196▼
Profit (loss) for the period9904€-18k€491▲
Profit (loss) for the period to be appropriated9905€-18k€491▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€37k▲
Profit (loss) brought forward from the previous period14P€55k€36k▼
Transfer from equity791/2-€46k
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €491
Net result €491 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €202k ▲3.8%
Equity rises from €195k to €202k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €59k ▲28.9%
Operating result €86k, net result €59k, both a record.
31-12
Financial
Equity above €150kEq €173k ▲52.1%
3 profitable years in a row build equity to €173k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Equity above €100kEq €113k ▲67.8%
2 profitable years in a row build equity to €113k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
11-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De-Billemontstraat 842440 GeelGround area
189 m²
Building footprint
161 m²
Parcel 13008H0760/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Pejo
since 20142.231.046.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008H0760/00H000 | Flanders | 189 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CALIGA
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 5,241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
71121Engineering and related technical consultancy, excluding land surveyors
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.