Peje
ActiveThe computed 12-month bankruptcy probability of Peje is 1.9% (moderate). The 2025 annual accounts show equity of €19k and a net result of €85k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 4462 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+92
Solvency29▲+29
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.44 in 2024; short-term debt: 74.9% and cash: 3.3% of total assets), and 96% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4%
Return on assets
18.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4462 sector peers (2025).
NBB · sector comparisonPosition among 4462 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
12 d early
2024
14 d early
2023
14 d early
2022
3 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k
2024 · €-67k
2021: €7k
2022: €12k
2023: €15k
2024: €-67k
2021 → 2025
Total assets
€462k▲ 93.1%
2024 · €239k
2021: €65k
2022: €98k
2023: €158k
2024: €239k
2021 → 2025
Net result
€85k
2024 · €-82k
2021: €4k
2022: €5k
2023: €4k
2024: €-82k
2021 → 2025
Working capital
€-25k▲ 73.2%
2024 · €-92k
2021: €37k
2022: €30k
2023: €43k
2024: €-92k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€12k▲ 80.0%€15k▲ 30.2%€-67k€19k
Operating result€8k-€10k▲ 15.2%€7k▼ 32.3%€-70k€102k
Net result€4k-€5k▲ 47.7%€4k▼ 32.0%€-82k€85k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €102k after a loss of €70k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462k
Fixed assets
€141k▼ 16.4%
Current assets
€321k▲ 353%
Equity and liabilities €462k
Equity
€19k
Debt
€444k
Debt finances 96.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€126k▲
2024 · €-53k
Cash flow
€109k▲
2024 · €-65k
Solvency
4.0%▲
2024 · -27.9%
Current ratio
0.93▲
2024 · 0.44
Quick ratio
0.91▲
2024 · 0.38
Debt / equity
23.88▲
2024 · -4.59
ROE
459.2%
ROA
18.5%▲
2024 · -34.3%
Interest coverage
9.76▲
2024 · -4.24
Debt
€444k▲
2024 · €306k
Debt ≤ 1 year
€346k▲
2024 · €163k
Debt > 1 year
€98k▼
2024 · €143k
Income taxes
€4k▲
2024 · €114
Staff costs
€160k▲
2024 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€462k▲
Fixed assets21/28€168k€141k▼
Intangible fixed assets21€132k€118k▼
Tangible fixed assets22/27€36k€22k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€23k€13k▼
Current assets29/58€71k€321k▲
Stocks and contracts in progress3€10k€8k▼
Stocks30/36€10k€8k▼
Amounts receivable within one year40/41€40k€297k▲
Trade receivables40€33k€296k▲
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€20k€15k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€239k€462k▲
Equity10/15€-67k€19k▲
Contributions10/11€3k€3k=
Reserves13-€16k
Distributable reserves133-€16k
Profit (loss) carried forward14€-70k-
Amounts payable17/49€306k€444k▲
Amounts payable after more than one year17€143k€98k▼
Financial debts170/4€141k€98k▼
Other amounts payable178/9€2k-
Amounts payable within one year42/48€163k€346k▲
Current portion of amounts payable after more than one year42€57k€44k▼
Trade debts44€37k€165k▲
Suppliers440/4€37k€165k▲
Advances received on contracts in progress46-€56k
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€64k€73k▲
Accrued charges and deferred income492/3-€65
Income statement
Code20242025
Remuneration, social security and pensions62€140k€160k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€24k▲
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€93k€291k▲
Operating profit (loss)9901€-70k€102k▲
Financial income75/76B€250€140▼
Recurring financial income75€250€140▼
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€-82k€89k▲
Income taxes67/77€114€4k▲
Profit (loss) for the period9904€-82k€85k▲
Profit (loss) for the period to be appropriated9905€-82k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€16k▲
Profit (loss) brought forward from the previous period14P-€-70k
Transfer from equity791/2€12k-
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €85k
Net result €85k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-82k ▼2405%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonbroek 30A2180 AntwerpenGround area
2,465 m²
Building footprint
255 m²
Volume, LiDAR
686 m³
2 parcels, Flanders · tallest building 13.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Peje
since 20202.305.736.421
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0780/00A002 | Flanders | 2,204 m² | 1 · 146 m² | 13.8 m |
| 11364F0784/00C003 | Flanders | 261 m² | 1 · 109 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 428 EUR awarded · 428 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 428 EUR | 428 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
OneTeam Concept
BE 0746.766.079
Jette · Eq €19k
CLEANINGBEDRIJF VAN LAECKE D & F
BE 0561.953.365
Assenede · Eq €19k
Salar Cleaning
BE 0694.640.259
Holsbeek · Eq €19k
TRIAM'C Services
BE 0659.969.192
Eghezée · Eq €19k
Inter Cleaning
BE 0654.950.037
Sint-Gillis (bij-Brussel) · Eq €19k
Of 7,010 companies in sector 81220 we hold annual accounts for 2,416. 1,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43992Specialised construction activities
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.