PeGro
ActiveSummary
The computed 12-month bankruptcy probability of PeGro is 2.1% (moderate). The 2025 annual accounts show equity of €72,177 and a net result of €26,590. Its solvency ranks better than 70% of 28051 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency90▲+18
Growth52
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.15 against 1.63 in 2024; short-term debt: 26.6% and cash: 49.3% of total assets), and 34.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
24%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€72,177▲ 58.3%
2024 · €45,587
Total assets
€110,708▲ 13.5%
2024 · €97,564
Net result
€26,590▼ 37.6%
2024 · €42,587
Working capital
€63,491▲ 93.6%
2024 · €32,803
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€60,029-€38,528▼ 35.8%
Net result€42,587-€26,590▼ 37.6%
Equity€45,587-€72,177▲ 58.3%
Total assets€97,564-€110,708▲ 13.5%
Debt€51,977-€38,531▼ 25.9%
Working capital€32,803-€63,491▲ 93.6%
Staff (FTE)2-2=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,708
Fixed assets
€17,749 ▲ 38.8%
Current assets
€92,959 ▲ 9.6%
Equity and liabilities €110,708
Equity
€72,177 ▲ 58.3%
Debt
€38,531 ▼ 25.9%
Debt's share of the balance-sheet total falls from 53.3% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46,345▼
2024 · €67,496
Cash flow
€34,408▼
2024 · €50,054
Current ratio
3.15▲
2024 · 1.63
Quick ratio
3.09▲
2024 · 1.58
Debt to equity
0.53▼
2024 · 1.14
ROE
36.8%▼
2024 · 93.4%
ROA
24.0%▼
2024 · 43.7%
Interest coverage
86.89
Debt ≤ 1 year
€29,468▼
2024 · €51,977
Debt > 1 year
€9,062
Income taxes
€11,740▼
2024 · €17,811
Staff costs
€110,490▼
2024 · €111,808
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €111,808 | €110,490 | ▼ 1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,467 | €7,818 | ▲ 4.7% |
| Other operating charges640/8 | €4,216 | €3,308 | ▼ 21.5% |
| Non-recurring operating charges66A | - | €2,007 | - |
| Gross operating margin9900 | €183,520 | €162,151 | ▼ 11.6% |
| Operating profit (loss)9901 | €60,029 | €38,528 | ▼ 35.8% |
| Financial income75/76B | €369 | €336 | ▼ 9.0% |
| Recurring financial income75 | €369 | €336 | ▼ 9.0% |
| Financial charges65/66B | - | €533 | - |
| Recurring financial charges65 | - | €533 | - |
| Profit (loss) for the period before taxes9903 | €60,398 | €38,330 | ▼ 36.5% |
| Income taxes67/77 | €17,811 | €11,740 | ▼ 34.1% |
| Profit (loss) for the period9904 | €42,587 | €26,590 | ▼ 37.6% |
| Profit (loss) for the period to be appropriated9905 | €42,587 | €26,590 | ▼ 37.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €97,564 | €110,708 | ▲ 13.5% |
| Fixed assets21/28 | €12,784 | €17,749 | ▲ 38.8% |
| Tangible fixed assets22/27 | €12,784 | €17,749 | ▲ 38.8% |
| Plant, machinery and equipment23 | €3,279 | €2,223 | ▼ 32.2% |
| Furniture and vehicles24 | €8,352 | €15,522 | ▲ 85.9% |
| Other tangible fixed assets26 | €1,153 | €3 | ▼ 99.7% |
| Current assets29/58 | €84,780 | €92,959 | ▲ 9.6% |
| Stocks and contracts in progress3 | €2,579 | €1,851 | ▼ 28.2% |
| Stocks30/36 | €2,579 | €1,851 | ▼ 28.2% |
| Amounts receivable within one year40/41 | €26,126 | €34,291 | ▲ 31.3% |
| Trade receivables40 | €23,177 | €28,303 | ▲ 22.1% |
| Other amounts receivable41 | €2,950 | €5,988 | ▲ 103% |
| Cash at bank and in hand54/58 | €54,147 | €54,598 | ▲ 0.8% |
| Deferred charges and accrued income490/1 | €1,927 | €2,218 | ▲ 15.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €97,564 | €110,708 | ▲ 13.5% |
| Equity10/15 | €45,587 | €72,177 | ▲ 58.3% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €42,587 | €69,177 | ▲ 62.4% |
| Distributable reserves133 | €42,587 | €69,177 | ▲ 62.4% |
| Amounts payable17/49 | €51,977 | €38,531 | ▼ 25.9% |
| Amounts payable after more than one year17 | - | €9,062 | - |
| Financial debts170/4 | - | €9,062 | - |
| Amounts payable within one year42/48 | €51,977 | €29,468 | ▼ 43.3% |
| Current portion of amounts payable after more than one year42 | - | €5,130 | - |
| Trade debts44 | €9,919 | €905 | ▼ 90.9% |
| Suppliers440/4 | €9,919 | €905 | ▼ 90.9% |
| Taxes, remuneration and social security45 | €26,547 | €9,642 | ▼ 63.7% |
| Taxes450/3 | €7,811 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €18,735 | €9,642 | ▼ 48.5% |
| Other amounts payable47/48 | €15,511 | €13,792 | ▼ 11.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €42,587 | €26,590 | ▼ 37.6% |
| + Depreciation and write-downs630 | €7,467 | €7,818 | ▲ 4.7% |
| Operating cash flow (approximation) | €50,054 | €34,408 | ▼ 31.3% |
| Investment in fixed assets (approximation) | - | -€12,782 | - |
| Change in cash | - | €451 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2023
Ground area
1,968 m²
Building footprint
245 m²
Volume, LiDAR
1,189 m³
Parcel 41010B1319/00A002, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PeGro
since 20232.353.156.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010B1319/00A002 | Flanders | 1,968 m² | 1 · 245 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,135. 7,639 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.