PEGI

Active

Naamloze vennootschap met een sociaal oogmerkfounded 200917 yrs activeGuimardstraat 15, 1040 Brussel, BelgiumKBO/BCE: BE 0812.337.188

For the legal form of PEGI, Checked does not compute a bankruptcy probability. The 2023 annual accounts show equity of €545k and a net result of €24k. Its solvency ranks better than 31% of 225 sector peers (fiscal year 2023). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2023

61 / 100

Healthy▼ -2 vs 2022

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2022

Profitability22▼-55

Solvency31▼-1

Growth52

Stability100

Credit verdict

Credit up to €35k at 30 days only on tighter terms

Liquidity tight (current ratio 1.23 against 1.23 in 2022), and 79.4% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline09-09-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-12-2024, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

153 d late

2022

148 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2023, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€24k▼ 70.6%

2022 · €80k

2022: €80k

2022 → 2023

Working capital

€493k▲ 8.9%

2022 · €453k

2022: €453k

2022 → 2023

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20222023Trend

Equity€521k-€545k▲ 4.5%

Operating result€99k-€51k▼ 48.5%

Net result€80k-€24k▼ 70.6%

Result per fiscal year

Operating resultNet result

The operating result falls in 2023; 2023 is 49% below 2022.

Balance-sheet composition

2023 in colour, 2022 as the grey bar beneath

Assets €2.65M

98.0%

Fixed assets €53k▼ 24.2%

Current assets €2.60M▲ 6.4%

Equity and liabilities €2.65M

20.6%

79.4%

Equity €545k▲ 4.5%

Debt €2.10M▲ 5.8%

The debt ratio rises from 79.2% to 79.4%: debt grows faster than equity.

Key figures and ratios

2023 value · change against 2022

EBITDA

€92k▼

2022 · €153k

Cash flow

€64k▼

2022 · €135k

Solvency

20.6%▼

2022 · 20.8%

Current ratio

1.23▲

2022 · 1.23

Quick ratio

1.23▲

2022 · 1.23

Debt / equity

3.86▲

2022 · 3.81

ROE

4.3%▼

2022 · 15.4%

ROA

0.9%▼

2022 · 3.2%

Interest coverage

4.15▲

2022 · 2.75

Debt

€2.10M▲

2022 · €1.99M

Debt ≤ 1 year

€2.10M▲

2022 · €1.99M

Income taxes

€9k▼

2022 · €11k

Staff costs

€340k▲

2022 · €326k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2023 against 2022

Balance sheet Code20222023

Assets

Total assets20/58€2.51M€2.65M▲

Fixed assets21/28€70k€53k▼

Intangible fixed assets21€70k€53k▼

Financial fixed assets28€228€228=

Current assets29/58€2.44M€2.60M▲

Amounts receivable within one year40/41€2.37M€2.49M▲

Trade receivables40€2.34M€2.42M▲

Other amounts receivable41€21k€67k▲

Current investments50/53€21k€57k▲

Cash at bank and in hand54/58€53k€51k▼

Deferred charges and accrued income490/1€40€2k▲

Equity and liabilities

Total equity and liabilities10/49€2.51M€2.65M▲

Equity10/15€521k€545k▲

Contributions10/11€62k€62k=

Capital10€62k€62k=

Issued capital100€62k€62k=

Reserves13€6k€6k=

Non-distributable reserves130/1€6k€6k=

Legal reserve130€6k€6k=

Profit (loss) carried forward14€454k€477k▲

Amounts payable17/49€1.99M€2.10M▲

Amounts payable within one year42/48€1.99M€2.10M▲

Trade debts44€574k€465k▼

Suppliers440/4€574k€465k▼

Taxes, remuneration and social security45€51k€32k▼

Taxes450/3€26k€0▼

Remuneration and social security454/9€24k€32k▲

Other amounts payable47/48€1.36M€1.61M▲

Accrued charges and deferred income492/3€2k€2k▼

Income statement Code20222023

Remuneration, social security and pensions62€326k€340k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€41k▼

Other operating charges640/8€868€960▲

Gross operating margin9900€480k€433k▼

Operating profit (loss)9901€99k€51k▼

Financial income75/76B€49k€4k▼

Recurring financial income75€49k€4k▼

Financial charges65/66B€56k€22k▼

Recurring financial charges65€56k€22k▼

Profit (loss) for the period before taxes9903€92k€32k▼

Income taxes67/77€11k€9k▼

Profit (loss) for the period9904€80k€24k▼

Profit (loss) for the period to be appropriated9905€80k€24k▼

Appropriation of the result

Profit (loss) to be appropriated9906€454k€477k▲

Profit (loss) brought forward from the previous period14P€373k€454k▲

Social balance

Average headcount (FTE)90871.81.4▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2024

31-12

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 153 days late

2023

26-12

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 148 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2009

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Guimardstraat 151040 Brussel

Ground area

541 m²

Building footprint

441 m²

Volume, LiDAR

8,989 m³

Parcel 21805E0305/00D002, Brussels · tallest building 30.2 m, ±8 floors. Linked by address, not a title deed.

1 establishment unit

PEGI

Guimardstraat 15, 1040 BrusselComputer programming, consultancy and related activities

since 20092.236.313.521

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21805E0305/00D002	Brussels	541 m²	1 · 441 m²	30.2 m · 8 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

GESIBO

BE 0675.401.793

Hamont-Achel · Eq €546k

Sint-Martens-Latem · Eq €538k

B-Flow

BE 0688.928.147

Kontich · Eq €538k

DECOCK ERIC CONSULTING

BE 0670.596.335

Deinze · Eq €536k

Of 3,140 companies in sector 63920 we hold annual accounts for 1,517. 941 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formNaamloze vennootschap met een sociaal oogmerk

Founded17-06-2009

Fiscal year end31-12

Activities, NACEBEL

63920Other information service activities

63990Computing infrastructure, data processing, hosting and other information service activities

94992Activities of membership organisations

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.