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PEETERS SOLID-SURFACE

Active
Private limited companyfounded 2021active for 4 yearsKBO/BCE: BE 0778.974.534
Summary

The computed 12-month bankruptcy probability of PEETERS SOLID-SURFACE is 12.5% (high). The 2025 annual accounts show negative equity (-€41,953) and a net result of -€31,173. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 34,234 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€67,887total assets 2025
Equity
-€41,953
Loss
-€31,173
Turnover not published (micro format)
Financial health
27 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
12.5%
Structure
Accounts 9 days early1 of 2 deeds read
Why 27raises riskEx-officio strike-off in the KBOLiquidity: current ratio 0.481 change of registered office in 24 monthslowers riskSize: total assets €67,887Show the evidence

Checked score

Score 2025
27 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 2% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -61.8% of total assets
Liquidity 0-4
short-term debt 161.8%
Profitability 0=
return on assets -45.9%
Bankruptcy probability, 12 months
12.5% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,562 companies, NACE 43, micro)
Last 24 months 11-2024: 4.2%lowest value 12-2024: 4.2%● unchanged vs 11-2024lowest value 01-2025: 4.2%● unchanged vs 12-2024lowest value 02-2025: 4.2%● unchanged vs 01-2025lowest value 03-2025: 4.2%● unchanged vs 02-2025 04-2025: 4.2%● unchanged vs 03-2025 05-2025: 4.2%● unchanged vs 04-2025 06-2025: 4.2%● unchanged vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 7.7%▲ +3.5 percentage points vs 07-2025 09-2025: 7.4%▼ -0.3 percentage points vs 08-2025 10-2025: 9.8%▲ +2.4 percentage points vs 09-2025 11-2025: 5.3%▼ -4.5 percentage points vs 10-2025 12-2025: 5.3%● unchanged vs 11-2025 01-2026: 9.6%▲ +4.3 percentage points vs 12-2025 02-2026: 9.6%● unchanged vs 01-2026 03-2026: 9.7%▲ +0.1 percentage points vs 02-2026 04-2026: 11.2%▲ +1.5 percentage points vs 03-2026 05-2026: 11.8%▲ +0.6 percentage points vs 04-2026 06-2026: 12.3%▲ +0.5 percentage points vs 05-2026 07-2026: 12.3%● unchanged vs 06-2026 08-2026: 12.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 12.5%● unchanged vs 08-2026highest value 10-2026: 12.5%● unchanged vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.48, compared with 0.58 in 2024, below 1; short-term debt: 161.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 1% on liquidity, 4% on profitability and 1% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Liquidity: current ratio 0.48
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €67,887
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€41,953
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
9 days early
2024
61 days late
2023
41 days early
2022
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 16 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (3 of the last 4 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€31,173
  3. Address struckKBO administration

Financials · financial year 2025, micro format

Equity
-€41,953▼ 289%
2024 · -€10,780
Total assets
€67,887▲ 299%
2024 · €16,994
Net result
-€31,173▼ 345%
2024 · -€7,004
Working capital
-€57,079▼ 393%
2024 · -€11,586
Trend over the years

2022 to 2025, 4 financial years

The operating result stays negative: a loss of €31,098 in 2025 against €6,189 in 2024; the loss grows and 2025 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€31,098 2025 Net result-€31,173 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result-€14,158-€6,562-€6,189-€31,098▼ 402%
Net result-€14,670below the sector's middle half-€5,894within the sector's middle half-€7,004below the sector's middle half-€31,173below the sector's middle half▼ 345%
Equity-€9,670below the sector's middle half--€3,776below the sector's middle half▲ 61.0%-€10,780below the sector's middle half▼ 185%-€41,953below the sector's middle half▼ 289%
Total assets€11,785below the sector's middle half-€17,618below the sector's middle half▲ 49.5%€16,994below the sector's middle half▼ 3.5%€67,887within the sector's middle half▲ 299%
Debt€21,454-€21,394▼ 0.3%€27,774▲ 29.8%€109,840▲ 295%
Working capital-€7,759below the sector's middle half--€1,479below the sector's middle half▲ 80.9%-€11,586below the sector's middle half▼ 684%-€57,079below the sector's middle half▼ 393%
Solvency-82.1%below the sector's middle half--21.4%below the sector's middle half▲ 60.6pp-63.4%below the sector's middle half▼ 42.0pp-61.8%below the sector's middle half▲ 1.6pp
Current ratio0.57below the sector's middle half-0.92below the sector's middle half▲ 0.350.58below the sector's middle half▼ 0.330.48below the sector's middle half▼ 0.10
Return on assets (ROA)-124.5%below the sector's middle half-33.5%above the sector's middle half▲ 157.9pp-41.2%below the sector's middle half▼ 74.7pp-45.9%below the sector's middle half▼ 4.7pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €67,468
Fixed assets €14,707
Current assets €52,760
Equity and liabilities
Equity-€41,953
Debt€109,840
Equity is negative: debt (€109,840) exceeds the balance-sheet total (€67,887).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€30,154▼
2024 · -€5,792
Cash flow
-€30,229▼
2024 · -€6,607
Interest coverage
-399.86▼
2024 · -6.61
Debt ≤ 1 year
€109,840▲
2024 · €27,774
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.8% went bankrupt
5.6% stopped otherwise
84.8% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 12.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€16,994€67,887▲
Formation expenses20€806€419▼
Fixed assets21/28-€14,707
Tangible fixed assets22/27-€14,707
Plant, machinery and equipment23-€354
Furniture and vehicles24-€14,353
Current assets29/58€16,188€52,760▲
Amounts receivable within one year40/41€15,661€48,806▲
Trade receivables40€15,661€41,178▲
Other amounts receivable41-€7,628
Current investments50/53-€3,954
Cash at bank and in hand54/58€527-
Equity and liabilities
Total equity and liabilities10/49€16,994€67,887▲
Equity10/15-€10,780-€41,953▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€15,780-€46,953▼
Amounts payable17/49€27,774€109,840▲
Amounts payable within one year42/48€27,774€109,840▲
Financial debts43€32€32=
Credit institutions430/8€32€32=
Trade debts44€16,408€72,145▲
Suppliers440/4€16,408€72,145▲
Advances received on contracts in progress46-€350
Taxes, remuneration and social security45€1,312€2,399▲
Taxes450/3€771€1,858▲
Remuneration and social security454/9€541€541=
Other amounts payable47/48€10,023€34,913▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€397€944▲
Other operating charges640/8€1,255€5,021▲
Gross operating margin9900-€4,538-€25,133▼
Operating profit (loss)9901-€6,189-€31,098▼
Financial income75/76B€61-
Recurring financial income75€61-
Financial charges65/66B€876€75▼
Recurring financial charges65€876€75▼
Profit (loss) for the period before taxes9903-€7,004-€31,173▼
Profit (loss) for the period9904-€7,004-€31,173▼
Profit (loss) for the period to be appropriated9905-€7,004-€31,173▼
Appropriation of the result
Profit (loss) to be appropriated9906-€15,780-€46,953▼
Profit (loss) brought forward from the previous period14P-€8,776-€15,780▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€395€387€397€944▲ 138%
Other operating charges640/8€754€401€1,255€5,021▲ 300%
Gross operating margin9900-€13,009€7,350-€4,538-€25,133▼ 454%
Operating profit (loss)9901-€14,158€6,562-€6,189-€31,098▼ 402%
Financial income75/76B--€61--
Recurring financial income75--€61--
Financial charges65/66B€512€669€876€75▼ 91.4%
Recurring financial charges65€512€669€876€75▼ 91.4%
Profit (loss) for the period before taxes9903-€14,670€5,894-€7,004-€31,173▼ 345%
Profit (loss) for the period9904-€14,670€5,894-€7,004-€31,173▼ 345%
Profit (loss) for the period to be appropriated9905-€14,670€5,894-€7,004-€31,173▼ 345%
Line2022202320242025Change
Assets
Total assets20/58€11,785€17,618€16,994€67,887▲ 299%
Formation expenses20€1,589€1,203€806€419▼ 48.0%
Fixed assets21/28---€14,707-
Tangible fixed assets22/27---€14,707-
Plant, machinery and equipment23---€354-
Furniture and vehicles24---€14,353-
Current assets29/58€10,195€16,415€16,188€52,760▲ 226%
Amounts receivable within one year40/41€10,195€16,409€15,661€48,806▲ 212%
Trade receivables40€9,542€16,018€15,661€41,178▲ 163%
Other amounts receivable41€653€392-€7,628-
Current investments50/53-€6-€3,954-
Cash at bank and in hand54/58--€527--
Equity and liabilities
Total equity and liabilities10/49€11,785€17,618€16,994€67,887▲ 299%
Equity10/15-€9,670-€3,776-€10,780-€41,953▼ 289%
Contributions10/11€5,000€5,000€5,000€5,000=
Contributions outside capital11€5,000€5,000---
Other1109/19€5,000€5,000---
Profit (loss) carried forward14-€14,670-€8,776-€15,780-€46,953▼ 198%
Amounts payable17/49€21,454€21,394€27,774€109,840▲ 295%
Amounts payable after more than one year17€3,500€3,500---
Financial debts170/4€3,500€3,500---
Amounts payable within one year42/48€17,954€17,894€27,774€109,840▲ 295%
Financial debts43--€32€32=
Credit institutions430/8--€32€32=
Trade debts44€2,126€4,794€16,408€72,145▲ 340%
Suppliers440/4€2,126€4,794€16,408€72,145▲ 340%
Advances received on contracts in progress46---€350-
Taxes, remuneration and social security45€10,242€7,162€1,312€2,399▲ 82.9%
Taxes450/3--€771€1,858▲ 141%
Remuneration and social security454/9€10,242€7,162€541€541=
Other amounts payable47/48€5,586€5,937€10,023€34,913▲ 248%
Line2022202320242025Change
Profit (loss) for the period9904-€14,670€5,894-€7,004-€31,173▼ 345%
+ Depreciation and write-downs630€395€387€397€944▲ 138%
Operating cash flow (approximation)-€14,275€6,280-€6,607-€30,229▼ 358%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 22-07-2026 2026-00334832
31-12-2024 micro format 30-09-2025 2025-00530241
31-12-2023 micro format 20-06-2024 2024-00151720
31-12-2022 micro format 22-09-2023 2023-00451603

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of the 7,223 active companies whose main activity is other building finishing work (NACE 43350), figures are known for 2,367. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 22 December 2021, PEETERS SOLID-SURFACE was incorporated as a private limited company.1 In 2025 the registered office moved to Evergem.2 Total assets went from €11,785 in 2022 to €67,887 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-07-2025
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Weakest financial yearnet -€31,173
Net result drops to -€31,173, the lowest in the series.
15-12
KBO administration Address struck
30-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 61 days late
07-07
Gazette deed Resignation: PETKOV Petar (administrator)
Appointment: DE MAEYER Werner (manager) · Shareholding · Registered-office move8 facts ▸
  • General meeting, 05-05-2025
  • Director resignation, PETKOV Petar (administrator)
  • Director appointment, DE MAEYER Werner (manager)
  • Shareholding, “before resignation”, 100 (deed in Dutch)
  • Shareholding, “after resignation/appointment”, 100 (deed in Dutch)
  • Registered-office move, Drogenbroodstraat 65, 9940 EVERGEM
  • Director discharge, PETKOV Petar (administrator)
  • Other provision, “voting, eenparigheid van stemmen” (deed in Dutch)
2024
20-06
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Back to profitnet €5,894
Net result €5,894 after one loss-making year.
22-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 53 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded22-12-2021
Financial year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
16230Manufacture of other builders' carpentry and joinery
43310Plastering work
43320Joinery installation
Contact
E-mail info@peeters-solidsurface.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778974534
Also 9925:BE0778974534
Registered 21-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 16 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0778.974.534

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
636 m²
Building footprint
146 m²
Building volume
481 m³
Parcel 44019B0854/00G000, Flanders · tallest building 5.5 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PEETERS SOLID-SURFACE
Drogenbroodstraat 65, 9940 EvergemManufacture of rubber and plastic products
since 2022unit no. 2.325.419.305
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44019B0854/00G000 Flanders 636 m² 1 · 146 m² 5.5 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.