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Peeters Philippe

Active
Private limited companyfounded 20241 yr activeHeuveneindeweg 38, 3520 Zonhoven, BelgiumKBO/BCE: BE 1017.158.133
Summary

The computed 12-month bankruptcy probability of Peeters Philippe is 1.9% (moderate). The 2025 annual accounts show equity of €7,858 and a net result of -€42,142. Its solvency ranks better than 11% of 28281 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability24
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.64; short-term debt: 59.2% of total assets), and 95.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.6%
Return on assets
-24.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 28281 sector peers (2025).
NBB · sector comparison
Position among 28281 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
8 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 December 2024, Peeters Philippe was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€7,858
Total assets
€171,823
Net result
-€42,142
Working capital
-€36,969

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €171,823
Fixed assets €107,100
Current assets €64,723
Equity and liabilities €171,823
Equity €7,858
Debt €163,964
Debt finances 95.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€7,522
Cash flow
€5,001
Current ratio
0.64
Quick ratio
0.59
Debt to equity
20.87
ROE
-536.3%
ROA
-24.5%
Interest coverage
2.90
Debt ≤ 1 year
€101,692
Debt > 1 year
€62,272

Peer companies

Historical observation

Of the 167 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 89% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
6.6% stopped otherwise
89% still going

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 167 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€171,823
Fixed assets21/28€107,100
Tangible fixed assets22/27€107,100
Plant, machinery and equipment23€71,066
Furniture and vehicles24€36,033
Current assets29/58€64,723
Stocks and contracts in progress3€4,759
Contracts in progress37€4,759
Amounts receivable within one year40/41€58,717
Trade receivables40€56,912
Other amounts receivable41€1,805
Deferred charges and accrued income490/1€1,247
Equity and liabilities
Total equity and liabilities10/49€171,823
Equity10/15€7,858
Contributions10/11€50,000
Profit (loss) carried forward14-€42,142
Amounts payable17/49€163,964
Amounts payable after more than one year17€62,272
Financial debts170/4€62,272
Amounts payable within one year42/48€101,692
Current portion of amounts payable after more than one year42€19,224
Financial debts43€14,947
Credit institutions430/8€14,947
Trade debts44€39,602
Suppliers440/4€39,602
Advances received on contracts in progress46€10,000
Taxes, remuneration and social security45€1,858
Taxes450/3€16
Remuneration and social security454/9€1,842
Other amounts payable47/48€16,062
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,143
Other operating charges640/8€184
Gross operating margin9900€7,706
Operating profit (loss)9901-€39,621
Financial income75/76B€77
Recurring financial income75€77
Financial charges65/66B€2,598
Recurring financial charges65€2,598
Profit (loss) for the period before taxes9903-€42,142
Profit (loss) for the period9904-€42,142
Profit (loss) for the period to be appropriated9905-€42,142
Appropriation of the result
Profit (loss) to be appropriated9906-€42,142

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,143
Other operating charges640/8€184
Gross operating margin9900€7,706
Operating profit (loss)9901-€39,621
Financial income75/76B€77
Recurring financial income75€77
Financial charges65/66B€2,598
Recurring financial charges65€2,598
Profit (loss) for the period before taxes9903-€42,142
Profit (loss) for the period9904-€42,142
Profit (loss) for the period to be appropriated9905-€42,142
Line2025
Assets
Total assets20/58€171,823
Fixed assets21/28€107,100
Tangible fixed assets22/27€107,100
Plant, machinery and equipment23€71,066
Furniture and vehicles24€36,033
Current assets29/58€64,723
Stocks and contracts in progress3€4,759
Contracts in progress37€4,759
Amounts receivable within one year40/41€58,717
Trade receivables40€56,912
Other amounts receivable41€1,805
Deferred charges and accrued income490/1€1,247
Equity and liabilities
Total equity and liabilities10/49€171,823
Equity10/15€7,858
Contributions10/11€50,000
Profit (loss) carried forward14-€42,142
Amounts payable17/49€163,964
Amounts payable after more than one year17€62,272
Financial debts170/4€62,272
Amounts payable within one year42/48€101,692
Current portion of amounts payable after more than one year42€19,224
Financial debts43€14,947
Credit institutions430/8€14,947
Trade debts44€39,602
Suppliers440/4€39,602
Advances received on contracts in progress46€10,000
Taxes, remuneration and social security45€1,858
Taxes450/3€16
Remuneration and social security454/9€1,842
Other amounts payable47/48€16,062
Line2025
Profit (loss) for the period9904-€42,142
+ Depreciation and write-downs630€47,143
Operating cash flow (approximation)€5,001

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 8 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,102 m²
Building footprint
182 m²
Volume, LiDAR
1,106 m³
Parcel 71443F0154/00E002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peeters Philippe
Heuveneindeweg 38, 3520 ZonhovenForestry and logging
since 20242.367.507.407
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71443F0154/00E002 Flanders 1,102 m² 1 · 182 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,465 companies in sector 43120 we hold annual accounts for 3,233. 1,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017158133
Also 9925:BE1017158133
Registered 29-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.