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PEETERS Philippe

Active
Private limited companyfounded 200719 yrs activeRue Emile Lété(S) 24, 7332 Saint-Ghislain, BelgiumKBO/BCE: BE 0888.353.714
Summary

PEETERS Philippe has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €971,372 and a net result of €38,722. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 21% of 1499 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
PEETERS PhilippeActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Veterinary services
NACE 75000NACE 85200
#2 company by total assets in Hainaut, Veterinary activities sector
Size
€4.7mtotal assets 2025
Equity
€971,372
Profit
€38,722
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 15 d early0 of 10 deeds read
Why 91- No establishment unit in the KBO- Liquidity: current ratio 0.48, cash €220,939+ Size: total assets €4.7m+ Sector Veterinary activities (NACE 75)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (NACE 75, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 46=
equity 20.8% of total assets
Liquidity 51+1
short-term debt 17.6% · cash 4.7%
Profitability 32+12
return on assets 0.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (35 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +5.0% vs 05-2025 07-2025: < 0.1%▲ +7.1% vs 06-2025 08-2025: < 0.1%▲ +4.4% vs 07-2025 09-2025: 0.1%▲ +42.6% vs 08-2025 10-2025: 0.1%▲ +61.2% vs 09-2025 11-2025: < 0.1%▼ -67.6% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%▲ +2.9% vs 04-2026 06-2026: < 0.1%▲ +2.8% vs 05-2026 07-2026: < 0.1%▲ +8.1% vs 06-2026 08-2026: < 0.1%▲ +7.5% vs 07-2026 09-2026: 0.1%▲ +23.3% vs 08-2026 10-2026: 0.1%▲ +108% vs 09-2026highest value
  • Size: total assets €4.7m lowers the probability for this profile
  • Sector Veterinary activities (NACE 75) lowers the probability
  • No establishment unit in the KBO raises the probability
  • Liquidity: current ratio 0.48, cash €220,939 raises the probability
Credit up to €85,000 at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.34 in 2024; short-term debt: 17.6% and cash: 4.7% of total assets), and 79.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 75, small). Better than this share of them on solvency 26%, liquidity 54%, profitability 20%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €4.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Veterinary activities (NACE 75)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · Liquidity: current ratio 0.48, cash €220,939
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1499 sector peers (2025).
NBB · sector comparison
Position among 1499 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-10-2025, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
2 d early
2023
5 d early
2022
8 d late
2021
9 d late
2020
27 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close03-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €38,722
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Back in profit in 2025after -€72,973 in 2024 €38,722 View
  • Positive: Among the best 5% on equitysector median €86,835 · 1,499 companies €971,372 View
  • Total assets 20256 fiscal years filed €4.7m View

By topic

Financials

Fiscal year
2025
Total assets
€4.7m
Profit
€38,722
Solvency
20.8%
Total assets▲ 3.8%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-10-2026
  1. 16-10-2025Annual accounts filed
  2. 31-03-2025Back to profit
  3. 29-10-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Veterinary servicesNACE 75000
Founded
29-03-2007
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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