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Peeters

Active
Private limited companyfounded 20196 yrs activePastoriestraat(WAK) 3, 3150 Haacht, BelgiumKBO/BCE: BE 0737.382.023
Summary

The computed 12-month bankruptcy probability of Peeters is 2.5% (moderate). The 2024 annual accounts show equity of €34,779 and a net result of €31,043. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability83▲+3
Solvency38▼-3
Growth58
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.04 in 2023; short-term debt: 64.5% and cash: 19.6% of total assets), and 87% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13%
Return on assets
11.6%
Age of the figures
24 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-01-2026, 101 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
101 d early
2024
20 d early
2023
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 10 April (3 of the last 3 filed years within 81 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Peeters was incorporated on 4 November 2019 as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€34,779▼ 10.2%
2023 · €38,736
Total assets
€267,111▲ 11.9%
2023 · €238,712
Net result
€31,043▲ 49.5%
2023 · €20,763
Working capital
€2,692▼ 40.4%
2023 · €4,516
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€29,475-€42,215▲ 43.2%
Net result€20,763within the sector's middle half-€31,043above the sector's middle half▲ 49.5%
Equity€38,736within the sector's middle half-€34,779within the sector's middle half▼ 10.2%
Total assets€238,712within the sector's middle half-€267,111within the sector's middle half▲ 11.9%
Debt€199,976-€232,333▲ 16.2%
Working capital€4,516within the sector's middle half-€2,692below the sector's middle half▼ 40.4%
Solvency16.2%below the sector's middle half-13.0%below the sector's middle half▼ 3.2pp
Current ratio1.04below the sector's middle half-1.02below the sector's middle half▼ 0.02
Return on assets (ROA)8.7%within the sector's middle half-11.6%within the sector's middle half▲ 2.9pp
Staff (FTE)1-1=
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2023: €29,475€29,475Net result 2023: €20,763€20,763Operating result 2024: €42,215€42,215Net result 2024: €31,043€31,04320232024€0€20,000€40,000Operating result 2023: €29,475€29,500Net result 2023: €20,763€20,800Operating result 2024: €42,215€42,200Net result 2024: €31,043€31,00020232024
The operating result rises in 2024; 2024 is 43% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €267,111
Fixed assets €92,136 ▼ 20.4%
Current assets €174,976 ▲ 42.3%
Equity and liabilities €267,111
Equity €34,779 ▼ 10.2%
Debt €232,333 ▲ 16.2%
Debt's share of the balance-sheet total rises from 83.8% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€66,612▲
2023 · €53,155
Cash flow
€55,440▲
2023 · €44,444
Debt to equity
6.68▲
2023 · 5.16
ROE
89.3%▲
2023 · 53.6%
Interest coverage
30.74▲
2023 · 18.88
Debt ≤ 1 year
€172,283▲
2023 · €118,408
Debt > 1 year
€59,887▼
2023 · €81,568
Income taxes
€9,025▲
2023 · €6,052
Staff costs
€24,025▲
2023 · €22,425
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€238,712€267,111▲
Fixed assets21/28€115,788€92,136▼
Tangible fixed assets22/27€115,788€92,136▼
Plant, machinery and equipment23€79,426€68,011▼
Furniture and vehicles24€29,134€17,897▼
Other tangible fixed assets26€7,228€6,227▼
Current assets29/58€122,924€174,976▲
Amounts receivable within one year40/41€12,960€71,033▲
Trade receivables40€1,524€65,398▲
Other amounts receivable41€11,436€5,635▼
Current investments50/53-€50,016
Cash at bank and in hand54/58€108,640€52,318▼
Deferred charges and accrued income490/1€1,324€1,608▲
Equity and liabilities
Total equity and liabilities10/49€238,712€267,111▲
Equity10/15€38,736€34,779▼
Contributions10/11€5,000€5,000=
Reserves13€33,736€29,779▼
Distributable reserves133€33,736€29,779▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€199,976€232,333▲
Amounts payable after more than one year17€81,568€59,887▼
Financial debts170/4€81,568€59,887▼
Amounts payable within one year42/48€118,408€172,283▲
Current portion of amounts payable after more than one year42€24,306€21,681▼
Trade debts44€7,698€45,816▲
Suppliers440/4€7,698€45,816▲
Taxes, remuneration and social security45€3,018€4,929▲
Taxes450/3€0-
Remuneration and social security454/9€3,018€4,929▲
Other amounts payable47/48€83,386€99,856▲
Accrued charges and deferred income492/3-€162
Income statement Code20232024
Remuneration, social security and pensions62€22,425€24,025▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,681€24,397▲
Other operating charges640/8€920€1,099▲
Gross operating margin9900€76,501€91,736▲
Operating profit (loss)9901€29,475€42,215▲
Financial income75/76B€155€20▼
Recurring financial income75€155€20▼
Financial charges65/66B€2,815€2,167▼
Recurring financial charges65€2,815€2,167▼
Profit (loss) for the period before taxes9903€26,815€40,068▲
Income taxes67/77€6,052€9,025▲
Profit (loss) for the period9904€20,763€31,043▲
Profit (loss) for the period to be appropriated9905€20,763€31,043▲
Appropriation of the result
Profit (loss) to be appropriated9906€20,763€31,043▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€59,237€3,957▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€80,000€35,000▼
Return on contributions (dividend)694€80,000€35,000▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62€22,425€24,025▲ 7.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,681€24,397▲ 3.0%
Other operating charges640/8€920€1,099▲ 19.4%
Gross operating margin9900€76,501€91,736▲ 19.9%
Operating profit (loss)9901€29,475€42,215▲ 43.2%
Financial income75/76B€155€20▼ 87.0%
Recurring financial income75€155€20▼ 87.0%
Financial charges65/66B€2,815€2,167▼ 23.0%
Recurring financial charges65€2,815€2,167▼ 23.0%
Profit (loss) for the period before taxes9903€26,815€40,068▲ 49.4%
Income taxes67/77€6,052€9,025▲ 49.1%
Profit (loss) for the period9904€20,763€31,043▲ 49.5%
Profit (loss) for the period to be appropriated9905€20,763€31,043▲ 49.5%
Line20232024Change
Assets
Total assets20/58€238,712€267,111▲ 11.9%
Fixed assets21/28€115,788€92,136▼ 20.4%
Tangible fixed assets22/27€115,788€92,136▼ 20.4%
Plant, machinery and equipment23€79,426€68,011▼ 14.4%
Furniture and vehicles24€29,134€17,897▼ 38.6%
Other tangible fixed assets26€7,228€6,227▼ 13.8%
Current assets29/58€122,924€174,976▲ 42.3%
Amounts receivable within one year40/41€12,960€71,033▲ 448%
Trade receivables40€1,524€65,398▲ 4,190%
Other amounts receivable41€11,436€5,635▼ 50.7%
Current investments50/53-€50,016-
Cash at bank and in hand54/58€108,640€52,318▼ 51.8%
Deferred charges and accrued income490/1€1,324€1,608▲ 21.5%
Equity and liabilities
Total equity and liabilities10/49€238,712€267,111▲ 11.9%
Equity10/15€38,736€34,779▼ 10.2%
Contributions10/11€5,000€5,000=
Reserves13€33,736€29,779▼ 11.7%
Distributable reserves133€33,736€29,779▼ 11.7%
Profit (loss) carried forward14€0€0-
Amounts payable17/49€199,976€232,333▲ 16.2%
Amounts payable after more than one year17€81,568€59,887▼ 26.6%
Financial debts170/4€81,568€59,887▼ 26.6%
Amounts payable within one year42/48€118,408€172,283▲ 45.5%
Current portion of amounts payable after more than one year42€24,306€21,681▼ 10.8%
Trade debts44€7,698€45,816▲ 495%
Suppliers440/4€7,698€45,816▲ 495%
Taxes, remuneration and social security45€3,018€4,929▲ 63.3%
Taxes450/3€0--
Remuneration and social security454/9€3,018€4,929▲ 63.3%
Other amounts payable47/48€83,386€99,856▲ 19.8%
Accrued charges and deferred income492/3-€162-
Line20232024Change
Profit (loss) for the period9904€20,763€31,043▲ 49.5%
+ Depreciation and write-downs630€23,681€24,397▲ 3.0%
Operating cash flow (approximation)€44,444€55,440▲ 24.7%
Investment in fixed assets (approximation)--€745-
Change in cash--€56,322-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
19-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
13-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,447 m²
Building footprint
181 m²
Volume, LiDAR
757 m³
Parcel 24108F0566/00P000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Peeters
Pastoriestraat(WAK) 3, 3150 HaachtJoinery installation
since 20192.295.391.667
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24108F0566/00P000 Flanders 1,447 m² 1 · 181 m² 8.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,576 companies in sector 43410 we hold annual accounts for 4,368. 3,507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-11-2019
Fiscal year end30-09
Activities, NACEBEL 2025
43410Roofing work
43221Plumbing work
43230Insulation installation
43310Plastering work
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737382023
Also 9925:BE0737382023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.