Peelvrouw
ActiveThe annual accounts of Peelvrouw for fiscal year 2025 show a net loss of 115% of total assets and of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-30k. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 3481 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-96
Solvency50▼-21
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.33 against 1.38 in 2024; short-term debt: 75% and cash: 74.9% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
-114.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
5 d early
2022
20 d early
2021
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 82.1%
2024 · €37k
2021: €34k
2022: €41k
2023: €49k
2024: €37k
2021 → 2025
Total assets
€26k▼ 67.3%
2024 · €80k
2021: €48k
2022: €59k
2023: €71k
2024: €80k
2021 → 2025
Net result
€-30k
2024 · €17k
2021: €31k
2022: €7k
2023: €8k
2024: €17k
2021 → 2025
Working capital
€7k▼ 60.5%
2024 · €17k
2021: €16k
2022: €21k
2023: €29k
2024: €17k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€41k▲ 21.3%€49k▲ 20.0%€37k▼ 25.8%€7k▼ 82.1%
Operating result€39k-€11k▼ 71.0%€10k▼ 6.1%€19k▲ 78.1%€-28k
Net result€31k-€7k▼ 76.7%€8k▲ 14.0%€17k▲ 110%€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€49▼ 99.8%
Current assets
€26k▼ 56.5%
Equity and liabilities €26k
Equity
€7k▼ 82.1%
Debt
€20k▼ 55.0%
The debt ratio rises from 54.4% to 75.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-27k▼
2024 · €20k
Cash flow
€-29k▼
2024 · €19k
Solvency
25.0%▼
2024 · 45.6%
Current ratio
1.33▼
2024 · 1.38
Quick ratio
1.33▼
2024 · 1.38
Debt / equity
2.99▲
2024 · 1.19
ROE
-457.2%▼
2024 · 47.1%
ROA
-114.5%▼
2024 · 21.5%
Interest coverage
-135.64▼
2024 · 181.03
Debt
€20k▼
2024 · €44k
Debt ≤ 1 year
€20k▼
2024 · €44k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€26k▼
Fixed assets21/28€20k€49▼
Tangible fixed assets22/27€1k€49▼
Plant, machinery and equipment23€570€49▼
Furniture and vehicles24€565€0▼
Financial fixed assets28€19k€0▼
Current assets29/58€60k€26k▼
Amounts receivable within one year40/41€9k€7k▼
Trade receivables40€8k€3k▼
Other amounts receivable41€876€4k▲
Cash at bank and in hand54/58€50k€20k▼
Deferred charges and accrued income490/1€962€0▼
Equity and liabilities
Total equity and liabilities10/49€80k€26k▼
Equity10/15€37k€7k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€34k€4k▼
Amounts payable17/49€44k€20k▼
Amounts payable within one year42/48€44k€20k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€30k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€625▼
Gross operating margin9900€22k€-27k▼
Operating profit (loss)9901€19k€-28k▼
Financial income75/76B€4k€0▼
Recurring financial income75€4k€0▼
Financial charges65/66B€110€200▲
Recurring financial charges65€110€200▲
Profit (loss) for the period before taxes9903€23k€-28k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€17k€-30k▼
Profit (loss) for the period to be appropriated9905€17k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€4k▼
Profit (loss) brought forward from the previous period14P€46k€34k▼
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-30k ▼274%
Net result drops to €-30k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertlei 312600 AntwerpenGround area
426 m²
Building footprint
204 m²
Volume, LiDAR
6,906 m³
Parcel 11303B0352/00T000, Flanders · tallest building 36.2 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Peelvrouw
since 20202.311.773.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0352/00T000 | Flanders | 426 m² | 1 · 204 m² | 36.2 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BETWEEN HORSES
BE 0666.803.239
Waterloo · Eq €6k
NAKAMA-PARTNERS
BE 0691.981.469
Sint-Jans-Molenbeek · Eq €7k
Studio Mecaro
BE 0765.667.619
Antwerpen · Eq €6k
SALVATORE BARRASSI
BE 0784.631.416
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PERSPECTIVE BRUSSELS
BE 1003.527.158
Wemmel · Eq €6k
Of 6,295 companies in sector 74120 we hold annual accounts for 1,011. 613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
16281Manufacture of other wood products
18130Pre-press and pre-media services
18140Printing and reproduction of recorded media
31009Manufacture of furniture
47690Retail sale of other cultural and recreation goods
47761Retail sale of flowers, plants, seeds and fertilisers
47787Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:peelman.sophie@gmail.com