Summary
PEEDES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.3m and a net result of €407,301. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 89% of 5587 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
126 d early
2023
95 d early
2022
on the day
2021
2 d early
2020
19 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (4 of the last 5 filed years within 93 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by equity in Begijnendijk, Finance and insurance sector#3 company by total assets in Begijnendijk, Finance and insurance sector#4 oldest company in Begijnendijk, Finance and insurance sector
Equity
€2.3m▲ 20.6%
2024 · €1.9m
Net result
€407,301▲ 228%
2024 · €124,078
Total assets
€2.5m▼ 4.1%
2024 · €2.6m
Solvency
93.5%▲ 19.2pp
2024 · 74.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€33,475▼ 32.7%€63,740▲ 90.4%€108,391▲ 70.1%€188,532▲ 73.9%€267,917▲ 42.1%
Net result€284,499above the sector's middle half▲ 1,274%€485,491above the sector's middle half▲ 70.6%€596,267above the sector's middle half▲ 22.8%€124,078within the sector's middle half▼ 79.2%€407,301above the sector's middle half▲ 228%
Equity€2.0mabove the sector's middle half▼ 8.6%€1.8mabove the sector's middle half▼ 9.3%€2.2mabove the sector's middle half▲ 21.3%€1.9mwithin the sector's middle half▼ 12.4%€2.3mabove the sector's middle half▲ 20.6%
Total assets€2.8mabove the sector's middle half▼ 6.3%€2.8mabove the sector's middle half▼ 0.1%€2.7mabove the sector's middle half▼ 4.5%€2.6mwithin the sector's middle half▼ 3.8%€2.5mwithin the sector's middle half▼ 4.1%
Debt€826,731▼ 0.3%€1.0m▲ 22.2%€495,300▼ 51.0%€667,107▲ 34.7%€161,390▼ 75.8%
Working capital€194,298above the sector's middle half▼ 68.4%€66,943within the sector's middle half▼ 65.5%€535,465above the sector's middle half▲ 700%€323,935within the sector's middle half▼ 39.5%€753,231above the sector's middle half▲ 133%
Solvency70.8%within the sector's middle half▼ 1.8pp64.3%within the sector's middle half▼ 6.5pp81.7%above the sector's middle half▲ 17.4pp74.4%within the sector's middle half▼ 7.3pp93.5%above the sector's middle half▲ 19.2pp
Current ratio1.27within the sector's middle half▼ 0.671.07within the sector's middle half▼ 0.202.08within the sector's middle half▲ 1.011.49within the sector's middle half▼ 0.595.92above the sector's middle half▲ 4.43
Return on assets (ROA)10.0%within the sector's middle half▲ 9.4pp17.1%within the sector's middle half▲ 7.1pp22.1%within the sector's middle half▲ 4.9pp4.8%within the sector's middle half▼ 17.3pp16.3%above the sector's middle half▲ 11.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result -79% on 2023. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets
€1.6m ▼ 1.6%
Current assets
€906,209 ▼ 8.1%
Equity and liabilities €2.5m
Equity
€2.3m ▲ 20.6%
Debt
€161,390 ▼ 75.8%
Debt's share of the balance-sheet total falls from 25.6% to 6.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
17.5%▲
2024 · 6.4%
Debt ≤ 1 year
€152,978▼
2024 · €662,613
Income taxes
€108,570▲
2024 · €64,766
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €122,604 | €126,519 | €117,428 | €57,349 | €56,392 | ▼ 1.7% |
| Other operating charges640/8 | - | €20,000 | €20,460 | €24,027 | €21,594 | ▼ 10.1% |
| Gross operating margin9900 | €174,716 | €210,258 | €246,279 | €269,909 | €345,903 | ▲ 28.2% |
| Operating profit (loss)9901 | €33,475 | €63,740 | €108,391 | €188,532 | €267,917 | ▲ 42.1% |
| Financial income75/76B | - | €494,118 | €592,941 | €1,048 | €249,148 | ▲ 23,667% |
| Recurring financial income75 | €297,362 | €494,118 | €592,941 | €1,048 | €249,148 | ▲ 23,667% |
| Financial charges65/66B | - | €7,435 | €6,262 | €736 | €1,194 | ▲ 62.3% |
| Recurring financial charges65 | €8,499 | €7,435 | €6,262 | €736 | €1,194 | ▲ 62.3% |
| Profit (loss) for the period before taxes9903 | €322,338 | €550,423 | €695,071 | €188,844 | €515,871 | ▲ 173% |
| Income taxes67/77 | €37,839 | €64,932 | €98,804 | €64,766 | €108,570 | ▲ 67.6% |
| Profit (loss) for the period9904 | €284,499 | €485,491 | €596,267 | €124,078 | €407,301 | ▲ 228% |
| Profit (loss) for the period to be appropriated9905 | €284,499 | €485,491 | €596,267 | €124,078 | €407,301 | ▲ 228% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €2.8m | €2.7m | €2.6m | €2.5m | ▼ 4.1% |
| Fixed assets21/28 | €1.9m | €1.8m | €1.7m | €1.6m | €1.6m | ▼ 1.6% |
| Tangible fixed assets22/27 | €1.4m | €1.3m | €1.2m | €1.1m | €1.1m | ▼ 5.1% |
| Land and buildings22 | - | €1.2m | €1.2m | €1.1m | €1.1m | ▼ 5.1% |
| Furniture and vehicles24 | - | €40,002 | - | - | - | - |
| Financial fixed assets28 | €503,658 | €503,658 | €503,658 | €503,658 | €533,812 | ▲ 6.0% |
| Current assets29/58 | €916,746 | €1.0m | €1.0m | €986,549 | €906,209 | ▼ 8.1% |
| Amounts receivable within one year40/41 | €55,870 | €525,379 | €600,385 | €27,655 | €22,746 | ▼ 17.7% |
| Trade receivables40 | - | €32,562 | €8,281 | €27,655 | €22,746 | ▼ 17.7% |
| Other amounts receivable41 | - | €492,817 | €592,105 | - | - | - |
| Cash at bank and in hand54/58 | €858,349 | €508,819 | €424,086 | €957,247 | €878,486 | ▼ 8.2% |
| Deferred charges and accrued income490/1 | - | €6,072 | €6,293 | €1,647 | €4,977 | ▲ 202% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €2.8m | €2.7m | €2.6m | €2.5m | ▼ 4.1% |
| Equity10/15 | €2.0m | €1.8m | €2.2m | €1.9m | €2.3m | ▲ 20.6% |
| Contributions10/11 | €31,011 | €31,011 | €31,011 | €62,023 | €62,023 | = |
| Capital10 | - | €31,011 | €31,011 | €62,023 | €62,023 | = |
| Issued capital100 | - | €62,023 | €62,023 | €62,023 | €62,023 | = |
| Uncalled capital101 | - | €31,011 | €31,011 | - | - | - |
| Reserves13 | €2.0m | €1.8m | €2.2m | €1.9m | €2.3m | ▲ 21.3% |
| Non-distributable reserves130/1 | - | €6,202 | €6,202 | €6,202 | €6,202 | = |
| Legal reserve130 | - | €6,202 | €6,202 | €6,202 | €6,202 | = |
| Distributable reserves133 | - | €1.8m | €2.2m | €1.9m | €2.3m | ▲ 21.4% |
| Amounts payable17/49 | €826,731 | €1.0m | €495,300 | €667,107 | €161,390 | ▼ 75.8% |
| Amounts payable after more than one year17 | €104,283 | €37,333 | - | - | - | - |
| Financial debts170/4 | - | €37,333 | - | - | - | - |
| Amounts payable within one year42/48 | €722,449 | €973,327 | €495,300 | €662,613 | €152,978 | ▼ 76.9% |
| Current portion of amounts payable after more than one year42 | - | €66,949 | €44,667 | - | - | - |
| Trade debts44 | €1,703 | €14,771 | €15,123 | €68,209 | €2,803 | ▼ 95.9% |
| Suppliers440/4 | - | €14,771 | €15,123 | €68,209 | €2,803 | ▼ 95.9% |
| Taxes, remuneration and social security45 | - | €67,281 | €100,499 | €77,425 | €62,943 | ▼ 18.7% |
| Taxes450/3 | - | €67,281 | €100,499 | €77,425 | €62,943 | ▼ 18.7% |
| Other amounts payable47/48 | - | €824,326 | €335,011 | €516,979 | €87,233 | ▼ 83.1% |
| Accrued charges and deferred income492/3 | - | - | - | €4,494 | €8,412 | ▲ 87.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €284,499 | €485,491 | €596,267 | €124,078 | €407,301 | ▲ 228% |
| + Depreciation and write-downs630 | €122,604 | €126,519 | €117,428 | €57,349 | €56,392 | ▼ 1.7% |
| Operating cash flow (approximation) | €407,103 | €612,010 | €713,695 | €181,427 | €463,693 | ▲ 156% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €1,538 | -€30,154 | ▼ 2,060% |
| Change in cash | - | -€349,529 | -€84,734 | €533,162 | -€78,761 | ▼ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity quadruplescurrent ratio 5.92
Current ratio from 1.49 to 5.92; short-term debt falls from €662,613 to €152,978.
31-03
Financial
Equity above €2mEq €2.3m ▲20.6%
7 profitable years in a row build equity to €2.3m.
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €596,267 ▲22.8%
Net result €596,267, the highest in the series.
31-03
Financial
Equity above €2mEq €2.2m ▲21.3%
5 profitable years in a row build equity to €2.2m.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 1996
Ground area
2,420 m²
Building footprint
227 m²
Volume, LiDAR
1,284 m³
Parcel 24010A0363/00F000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PEEDES
since 19962.074.696.277
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010A0363/00F000 | Flanders | 2,420 m² | 1 · 227 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2025 list no shareholders, and no other source names one.
Holdings 1
-
99%
According to the annual accounts to 31-03-2025 of PEEDES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 10,456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-12-1995
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456772505
Also
9925:BE0456772505
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.