PedramTech
ActiveSummary
PedramTech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,573 and a net result of €75,967. Its solvency ranks better than 88% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-08-2024 Normal situation
- Registered office
- 11 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Computer consultancy and computer facilities management NACE 62200and 4 others
- Establishment unit
- 2.362.664.533 1160 Oudergem, since 13-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 09-09-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €96,606
- ▲ 184%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €75,967
- ▲ 213%
- Equity
- €101,573
- ▲ 285%
- Total assets
- €113,315
- ▲ 176%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 9.39, cash €87,576Sector: Computer programming, consultancy and related activities (NACE 62)Equity €101,573 (89.6% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 92% on liquidity, 82% on profitability and 96% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 36 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 17-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is over 3.1 times that of 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €1,990 | €2,161 |
| Financial fixed assets | - | €0 |
| Depreciation and write-downs of the year | €3,029 | €1,046 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,029 | €1,046 | ▼ 65.5% |
| Other operating charges640/8 | €631 | €399 | ▼ 36.8% |
| Gross operating margin9900 | €33,984 | €96,606 | ▲ 184% |
| Operating profit (loss)9901 | €30,324 | €95,161 | ▲ 214% |
| Financial charges65/66B | €0 | €91 | ▲ 9,121× |
| Recurring financial charges65 | €0 | €91 | ▲ 9,121× |
| Profit (loss) for the period before taxes9903 | €30,324 | €95,070 | ▲ 214% |
| Income taxes67/77 | €6,068 | €19,103 | ▲ 215% |
| Profit (loss) for the period9904 | €24,256 | €75,967 | ▲ 213% |
| Profit (loss) for the period to be appropriated9905 | €24,256 | €75,967 | ▲ 213% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €41,100 | €113,315 | ▲ 176% |
| Fixed assets21/28 | €1,953 | €3,068 | ▲ 57.1% |
| Tangible fixed assets22/27 | €1,953 | €3,068 | ▲ 57.1% |
| Plant, machinery and equipment23 | €1,953 | €3,068 | ▲ 57.1% |
| Current assets29/58 | €39,147 | €110,247 | ▲ 182% |
| Amounts receivable within one year40/41 | €14,890 | €17,317 | ▲ 16.3% |
| Trade receivables40 | €14,890 | €16,984 | ▲ 14.1% |
| Other amounts receivable41 | - | €334 | - |
| Cash at bank and in hand54/58 | €17,701 | €87,576 | ▲ 395% |
| Deferred charges and accrued income490/1 | €6,556 | €5,354 | ▼ 18.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €41,100 | €113,315 | ▲ 176% |
| Equity10/15 | €26,406 | €101,573 | ▲ 285% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €23,406 | €98,573 | ▲ 321% |
| Distributable reserves133 | €23,406 | €98,573 | ▲ 321% |
| Profit (loss) carried forward14 | €0 | €0 | - |
| Amounts payable17/49 | €14,694 | €11,742 | ▼ 20.1% |
| Amounts payable within one year42/48 | €14,694 | €11,742 | ▼ 20.1% |
| Trade debts44 | - | €116 | - |
| Suppliers440/4 | - | €116 | - |
| Taxes, remuneration and social security45 | €13,276 | €10,826 | ▼ 18.5% |
| Taxes450/3 | €13,276 | €10,826 | ▼ 18.5% |
| Other amounts payable47/48 | €1,418 | €800 | ▼ 43.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €24,256 | €75,967 | ▲ 213% |
| + Depreciation and write-downs630 | €3,029 | €1,046 | ▼ 65.5% |
| Operating cash flow (approximation) | €27,285 | €77,013 | ▲ 182% |
| Investment in fixed assets (approximation) | - | -€2,161 | - |
| Change in cash | - | €69,875 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as PedramTech has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PedramTech itself is lower: < 0.1% within 12 months. It rests on far more data about PedramTech than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PedramTech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- BI RIA Pedram 100 shares (100%)
Capital transactions
- 16-08-2024 Incorporation · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders, kan vertrekvergoeding toekennen”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 16-08-2024 (in Dutch)
Network & group
PedramTech shares no director with another company.
Companies at the same address
10 other companies- MANILO IMMO Registered office · since 2026 1038967295
- NLC IMMO Registered office · since 2026 1038805068
- COOKEAT Registered office · since 2025 0753749584
- BG-LC IMMO Registered office · since 2025 1021175913
- PREMIUM-ADVICE Registered office · since 2024 1013249627
- PEARL IMMO Registered office · since 2023 0800259797
- Insur-Pro-Invest Registered office · since 2022 0791791501
- INFOPROCONSEIL Registered office · since 2012 0500652632
- ACP Résidence Pierre Loti à Auderghem Registered office · since 1995 1002399285
- MICHEL DAVID CONSULTANT Registered office · since 1994 0453740462
Connections & network
1 current directorThe network starts from the directors of PedramTech. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-01
Gazette deed
Registered office moved within OudergemNew seat: Waterleliënlaan 4 bus 5, 1160 Oudergem · Previous seat: Gustave Demeylaan 112 bus 2, 1160 Oudergem2 points ▸
- Board meeting, 06-12-2024
- Registered-office move, Waterleliënlaan 4 bus 5,1160 Oudergem
16-08
Gazette deed
IncorporationAppointment: BI RIA Pedram (director) · Founder · Founding capital11 points ▸
- Incorporation, 09-08-2024
- Founder, BI RIA Pedram
- Founding capital
- Other provision, “A. STATUTEN, vaststelling statuten” (deed in Dutch)
- Capital
- Other provision, “Eerste algemene vergadering, laatste vrijdag van juni 2025” (deed in Dutch)
- Registered office clause, “Gustave Demey laan 112 bus 2, 1160 Oudergem” (deed in Dutch)
- Board rule, 1
- Director appointment, BI RIA Pedram (director (not named in the articles))
- Pre-incorporation commitments, “alle verbintenissen en verplichtingen en activiteiten voorheen in naam en voor rekening van vennootschap in oprichting,alle verplichtingen,werkzaamheden en aank…” (deed in Dutch)
- Other provision, “Kosten en verklaringen, alle kosten,vergoedingen en lasten ten laste van vennootschap uit hoofde van oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21332B0493/00S030 | Brussels | 272 m² | 1 · 214 m² | 18.5 m · 6 |