Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PECUNIA is 0.6% (low). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-12-2025 | 30-07-2026 | 12-06-2026 | 48 d early | 2026-00162327 |
| 30-12-2024 | 30-07-2025 | 25-07-2025 | 5 d early | 2025-00319242 |
| 30-12-2023 | 30-07-2024 | 12-07-2024 | 18 d early | 2024-00245369 |
| 30-12-2022 | 30-07-2023 | 19-06-2023 | 41 d early | 2023-00136183 |
| 30-12-2021 | 30-07-2022 | 12-08-2022 | 13 d late | 2022-20290095 |
| 30-12-2020 | 30-07-2021 | 29-07-2021 | 1 d early | 2021-43100503 |
| 30-12-2019 | 30-07-2020 | 11-09-2020 | 43 d late | 2020-52500519 |
| 30-12-2018 | 30-07-2019 | 07-08-2019 | 8 d late | 2019-44600293 |
| 30-12-2017 | 30-07-2018 | 29-08-2018 | 30 d late | 2018-57700072 |
| 30-12-2016 | 30-07-2017 | 05-08-2017 | 6 d late | 2017-42700271 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-12-2025 | micro | 12-06-2026 | 2026-00162327 |
| 30-12-2024 | micro | 25-07-2025 | 2025-00319242 |
| 30-12-2023 | micro | 12-07-2024 | 2024-00245369 |
| 30-12-2022 | micro | 19-06-2023 | 2023-00136183 |
| 30-12-2021 | micro | 12-08-2022 | 2022-20290095 |
| 30-12-2020 | micro | 29-07-2021 | 2021-43100503 |
| 30-12-2019 | micro | 11-09-2020 | 2020-52500519 |
| 30-12-2018 | micro | 07-08-2019 | 2019-44600293 |
| 30-12-2017 | micro | 29-08-2018 | 2018-57700072 |
| 30-12-2016 | verkort | 05-08-2017 | 2017-42700271 |
Directors
Directors & mandates
2 directors-
Current28-05-2014 → present
3 events
- 09-10-2020 Mandate renewed· Director
- 28-05-2014 Mandate renewed· Director
- 28-05-2014 Mandate renewed· Managing director
Historic, not recently confirmed (1)
-
Not recently confirmedlast confirmed in an act from 2014
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 14-12-1987 |
| Status | Active |
| Postal code | 2970 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteeldreef 862970 SchildeEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0593/00P000 | Flanders | 946 m² | 1 · 217 m² | 9.9 m · 1 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
8 acts12-03-2026 Registered office moved from Schoten to Schilde
- Alfons Servaislei 18 bus 2, 2900 Schoten → Kasteeldreef 86, 2970 Schilde
11-07-2023 Registered office moved from Brasschaat to Schoten
- Augustijnslei 230, 2930 Brasschaat → Alfons Servaislei 18, 2900 Schoten
13-10-2022 Registered office moved from Schoten to Brasschaat
- Distelvinklei 16, 2900 Schoten → Augustijnslei 230, 2930 Brasschaat
05-08-2021 Publication in the Belgian Official Gazette, Minor change
15-03-2021 Articles of association amended
09-10-2020 Guido Van den Heuvel reappointed as director
09-05-2018 Registered office moved from Antwerpen to Schoten
- Quinten Matsijslei 12, 2018 Antwerpen → Distelvinklei 16, 2900 Schoten
28-05-2014 3 reappointed
- VAN DEN HEUVEL Guido, Bestuurder
- BAUWENS Herman, Bestuurder
- VAN DEN HEUVEL Guido, Gedelegeerd bestuurder
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | PECUNIA |