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PECUNIA

Active
Public limited company· 38 yrs active
Kasteeldreef 86 ·2970 Schilde, Belgium
KBO/BCE: BE 0432.835.378
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Age38 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PECUNIA is 0.6% (low). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 12-06-2026, 48 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-12-2025, that is 30-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-12-2025 30-07-2026 12-06-2026 48 d early 2026-00162327
30-12-2024 30-07-2025 25-07-2025 5 d early 2025-00319242
30-12-2023 30-07-2024 12-07-2024 18 d early 2024-00245369
30-12-2022 30-07-2023 19-06-2023 41 d early 2023-00136183
30-12-2021 30-07-2022 12-08-2022 13 d late 2022-20290095
30-12-2020 30-07-2021 29-07-2021 1 d early 2021-43100503
30-12-2019 30-07-2020 11-09-2020 43 d late 2020-52500519
30-12-2018 30-07-2019 07-08-2019 8 d late 2019-44600293
30-12-2017 30-07-2018 29-08-2018 30 d late 2018-57700072
30-12-2016 30-07-2017 05-08-2017 6 d late 2017-42700271

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1987, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Lower-risk legal form

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-12-2025 micro 12-06-2026 2026-00162327
30-12-2024 micro 25-07-2025 2025-00319242
30-12-2023 micro 12-07-2024 2024-00245369
30-12-2022 micro 19-06-2023 2023-00136183
30-12-2021 micro 12-08-2022 2022-20290095
30-12-2020 micro 29-07-2021 2021-43100503
30-12-2019 micro 11-09-2020 2020-52500519
30-12-2018 micro 07-08-2019 2019-44600293
30-12-2017 micro 29-08-2018 2018-57700072
30-12-2016 verkort 05-08-2017 2017-42700271

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Guido Van den Heuvel
    Director
    State Gazette act 20118066 (09-10-2020)
    Current
    28-05-2014 → present
    3 events
    • 09-10-2020 Mandate renewed· Director
    • 28-05-2014 Mandate renewed· Director
    • 28-05-2014 Mandate renewed· Managing director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • BAUWENS Herman
    Director
    State Gazette act 14108218 (28-05-2014)
    Not recently confirmed
    last confirmed in an act from 2014
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Public limited company(014)
Incorporation14-12-1987
StatusActive
Postal code2970

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteeldreef 862970 Schilde

Establishment units

1 location
PECUNIA
Kasteeldreef 86, 2970 SchildeVervaardiging van producten van rubber
since 19932.041.416.171
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area946 m²
Buildings1
Building footprint217 m²
Volume (LiDAR)882 m³
Tallest building10.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11922C0593/00P000 Flanders 946 m² 1 · 217 m² 9.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

8 acts
Address history · 4
12-03-2026
Registered-office move
11-07-2023
v3.2
13-10-2022
v3.2
09-05-2018
v3.2
All acts · 8 updated 5 months ago
2026
12-03-2026 Registered office moved from Schoten to Schilde Registered-office change
  • Alfons Servaislei 18 bus 2, 2900 Schoten → Kasteeldreef 86, 2970 Schilde
2023
11-07-2023 Registered office moved from Brasschaat to Schoten Registered-office change
  • Augustijnslei 230, 2930 Brasschaat → Alfons Servaislei 18, 2900 Schoten
Summary: v3.2
2022
13-10-2022 Registered office moved from Schoten to Brasschaat Registered-office change
  • Distelvinklei 16, 2900 Schoten → Augustijnslei 230, 2930 Brasschaat
Summary: v3.2
2021
05-08-2021 Publication in the Belgian Official Gazette, Minor change Minor change
15-03-2021 Articles of association amended Statutes amendment
2020
09-10-2020 Guido Van den Heuvel reappointed as director Director changes
  • Guido Van den Heuvel, Bestuurder
Summary: v3.2
2018
09-05-2018 Registered office moved from Antwerpen to Schoten Registered-office change
  • Quinten Matsijslei 12, 2018 Antwerpen → Distelvinklei 16, 2900 Schoten
Summary: v3.2
2014
28-05-2014 3 reappointed Director changes
  • VAN DEN HEUVEL Guido, Bestuurder
  • BAUWENS Herman, Bestuurder
  • VAN DEN HEUVEL Guido, Gedelegeerd bestuurder
Summary: v3.2

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL PECUNIA
Registered office
Kasteeldreef 86
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.