PECUMIA
InactivePECUMIA was declared bankrupt on 05-03-2024 (Ondernemingsrechtbank Antwerpen, afdeling Tongeren); the bankruptcy was closed for insufficient assets by judgment of 07-01-2025, published in the Belgian State Gazette on 13-01-2025.
Summary
Inactive; last annual accounts for fiscal year 2023.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-03-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-03-2024 close31-10-2024 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2023 was due by 31-10-2023 and was filed on 12-02-2024, 104 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
104 d late
2021
3 d late
2020
98 d late
2019
92 d early
2018
43 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-282k
2021 · €23k
2019: €25k
2020: €26k
2021: €23k
2019 → 2023
Total assets
€16k▼ 78.9%
2021 · €77k
2019: €97k
2020: €78k
2021: €77k
2019 → 2023
Net result
€-304k▼ 12,870%
2021 · €-2k
2019: €2k
2020: €1k
2021: €-2k
2019 → 2023
Working capital
€-282k▼ 1,355%
2021 · €-19k
2019: €-27k
2020: €-29k
2021: €-19k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212023Trend
Equity€25k-€26k▲ 4.0%€23k▼ 9.2%€-282k
Operating result€13k-€3k▼ 74.8%€-1k€-264k▼ 19,467%
Net result€2k-€1k▼ 39.5%€-2k€-304k▼ 12,870%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-264k in 2023, compared with €-1k in 2021. Comparable figures for the intervening years are unavailable.
Key figures and ratios
Current ratio
0.05▼
2021 · 0.61
Debt to equity
-1.06▼
2021 · 0.17
Debt
€299k▲
2021 · €54k
Debt ≤ 1 year
€299k▲
2021 · €50k
Income taxes
€25k
A ratio outside any meaningful range has been withheld (balance sheet total €16k, equity €-282k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2021 · 41 lines
Balance sheet
Code20212023
Assets
Total assets20/58€77k€16k▼
Fixed assets21/28€47k-
Intangible fixed assets21€42k-
Tangible fixed assets22/27€5k-
Financial fixed assets28€0-
Current assets29/58€31k€16k▼
Amounts receivable after more than one year29-€10k
Trade receivables290-€10k
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40-€165
Other amounts receivable41-€4k
Cash at bank and in hand54/58€17k€2k▼
Equity and liabilities
Total equity and liabilities10/49€77k€16k▼
Equity10/15€23k€-282k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€3k€-303k▼
Amounts payable17/49€54k€299k▲
Amounts payable after more than one year17€4k-
Amounts payable within one year42/48€50k€299k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€22k€262k▲
Suppliers440/4-€262k
Taxes, remuneration and social security45-€25k
Taxes450/3-€25k
Other amounts payable47/48-€10k
Income statement
Code20212023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€36k
Other operating charges640/8-€207k
Gross operating margin9900€29k€-21k▼
Operating profit (loss)9901€-1k€-264k▼
Financial charges65/66B-€15k
Recurring financial charges65€995€15k▲
Profit (loss) for the period before taxes9903€-2k€-280k▼
Income taxes67/77-€25k
Profit (loss) for the period9904€-2k€-304k▼
Profit (loss) for the period to be appropriated9905€-2k€-304k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-303k
Profit (loss) brought forward from the previous period14P-€1k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-01
Bankruptcy
Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Antwerpen, afdeling Tongeren · PECUMIA BV NIJVERHEIDSLAAN 1577/B, 3660 OPGLABBEEK · event 07-01-2025
2024
11-03
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Tongeren · PECUMIA BV NIJVERHEIDS- LAAN 1577/B, 3660 OPGLABBEEK · event 05-03-2024
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
31-03
Financial
Weakest financial yearnet €-304k
Net result drops to €-304k, the lowest in the series.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 98 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 346 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
22-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 69 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Insolvency mandates
3 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | FELIX RUYSSCHAERT PIEPELPOEL 13,
3700 TONGEREN |
05-03-2024 → 07-01-2025 |
| Curator | MARK BERNA-
ERTS PIEPELPOEL 13, 3700 TONGEREN- |
05-03-2024 → 07-01-2025 |
| Curator | STEFANIE GROSEMANS PIEPEL-
POEL 13, 3700 TONGEREN |
05-03-2024 → 07-01-2025 |