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PECTRON

Active
Public limited companyfounded 199233 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 0449.081.888
Summary

PECTRON has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.8m and a net result of €136,924. Equity is growing by ~19.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability43▼-24
Solvency79▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230,000 at 30 days acceptable
Liquidity ample (current ratio 7.12 against 10.75 in 2023; short-term debt: 8.7% and cash: 0.1% of total assets), and 46.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
53.9%
Return on assets
1.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
34 d late
2023
132 d late
2022
220 d late
2021
85 d late
2020
88 d late
2019
123 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 114 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 December 1992, PECTRON was incorporated.1 Total assets went from EUR 5.6 million in 2018 to EUR 7.1 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€3.8m▲ 3.7%
2023 · €3.7m
Total assets
€7.1m▼ 3.7%
2023 · €7.3m
Net result
€136,924▼ 27.3%
2023 · €188,451
Working capital
€3.8m▼ 2.9%
2023 · €3.9m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€208,039▼ 16.6%€1.2m▲ 498%€1.4m▲ 9.5%€340,271▼ 75.0%€140,536▼ 58.7%
Net result€84,807▼ 12.9%€838,477▲ 889%€944,007▲ 12.6%€188,451▼ 80.0%€136,924▼ 27.3%
Equity€1.7m▲ 5.3%€2.5m▲ 49.5%€3.5m▲ 37.3%€3.7m▲ 5.4%€3.8m▲ 3.7%
Total assets€4.8m▲ 0.8%€5.2m▲ 7.6%€7.1m▲ 37.8%€7.3m▲ 3.2%€7.1m▼ 3.7%
Debt€2.8m▼ 0.9%€2.1m▼ 26.6%€2.8m▲ 34.0%€2.7m▼ 1.0%€2.5m▼ 9.0%
Working capital-€818,323▼ 11.7%€466,908€2.4m▲ 417%€3.9m▲ 60.8%€3.8m▼ 2.9%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2021 Net result +889% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0m€1.5mOperating result 2020: €208,039€208,039Net result 2020: €84,807€84,807Operating result 2021: €1.2m€1.2mNet result 2021: €838,477€838,477Operating result 2022: €1.4m€1.4mNet result 2022: €944,007€944,007Operating result 2023: €340,271€340,271Net result 2023: €188,451€188,451Operating result 2024: €140,536€140,536Net result 2024: €136,924€136,92420202021202220232024€0€500,000€1m€1.5mOperating result 2022: €1.4m€1.4mNet result 2022: €944,007€944,000Operating result 2023: €340,271€340,000Net result 2023: €188,451€188,000Operating result 2024: €140,536€141,000Net result 2024: €136,924€137,000202220232024
The operating result has fallen two years in a row; 2024 is 59% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.1m
Fixed assets €2.7m ▼ 12.4%
Current assets €4.4m ▲ 2.4%
Equity and liabilities €7.1m
Equity €3.8m ▲ 3.7%
Provisions €754,511 ▼ 17.9%
Debt €2.5m ▼ 9.0%
Debt's share of the balance-sheet total falls from 37.4% to 35.4%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€213,588▼
2023 · €463,701
Cash flow
€209,976▼
2023 · €311,881
Current ratio
7.12▼
2023 · 10.75
Debt to equity
0.66▼
2023 · 0.75
ROE
3.6%▼
2023 · 5.1%
ROA
1.9%▼
2023 · 2.6%
Interest coverage
2.63▼
2023 · 5.39
Debt ≤ 1 year
€616,145▲
2023 · €397,941
Debt > 1 year
€1.9m▼
2023 · €2.3m
Income taxes
€88,096
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,860 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 98% are still going.

  • Medium-sized
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.1% went bankrupt
2.0% stopped otherwise
98% still going

For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,860 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 62 lines
Balance sheet Code20232024
Assets
Total assets20/58€7.3m€7.1m▼
Fixed assets21/28€3.0m€2.7m▼
Tangible fixed assets22/27€2.6m€2.2m▼
Land and buildings22€2.6m€2.2m▼
Financial fixed assets28€483,479€467,527▼
Current assets29/58€4.3m€4.4m▲
Amounts receivable within one year40/41€4.3m€4.4m▲
Trade receivables40€23,136€23,771▲
Other amounts receivable41€4.3m€4.3m▲
Cash at bank and in hand54/58€1,515€4,604▲
Deferred charges and accrued income490/1-€6,681
Equity and liabilities
Total equity and liabilities10/49€7.3m€7.1m▼
Equity10/15€3.7m€3.8m▲
Contributions10/11€813,828€813,828=
Capital10€813,828€813,828=
Issued capital100€820,028€820,028=
Uncalled capital101€6,200€6,200=
Reserves13€2.7m€2.2m▼
Non-distributable reserves130/1€46,480€46,480=
Legal reserve130€46,480€46,480=
Tax-exempt reserves132€2.6m€2.1m▼
Distributable reserves133€83,044€83,044=
Profit (loss) carried forward14€157,498€783,092▲
Provisions and deferred taxes16€918,834€754,511▼
Provisions for liabilities and charges160/5€25,926€25,926=
Major repairs and maintenance162€25,926€25,926=
Deferred taxes168€892,908€728,585▼
Amounts payable17/49€2.7m€2.5m▼
Amounts payable after more than one year17€2.3m€1.9m▼
Financial debts170/4€2.3m€1.9m▼
Amounts payable within one year42/48€397,941€616,145▲
Current portion of amounts payable after more than one year42€185,958€174,348▼
Financial debts43€1,642€1,634▼
Credit institutions430/8€1,642€1,634▼
Trade debts44€19,559€99,883▲
Suppliers440/4€19,559€99,883▲
Taxes, remuneration and social security45€8,713€83,164▲
Taxes450/3€8,713€83,164▲
Other amounts payable47/48€182,069€257,115▲
Accrued charges and deferred income492/3€3,587€5,951▲
Income statement Code20232024
Non-recurring operating income76A€328,381€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123,430€73,052▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€810
Other operating charges640/8€48,593€48,732▲
Non-recurring operating charges66A€5,000€89,715▲
Gross operating margin9900€517,294€351,225▼
Operating profit (loss)9901€340,271€140,536▼
Financial income75/76B€58€1,414▲
Recurring financial income75€58€1,414▲
Financial charges65/66B€86,077€81,252▼
Recurring financial charges65€86,077€81,252▼
Profit (loss) for the period before taxes9903€254,252€60,698▼
Transfer from deferred taxes780€13,170€164,323▲
Transfer to deferred taxes680€78,971€0▼
Income taxes67/77-€88,096
Profit (loss) for the period9904€188,451€136,924▼
Transfer from tax-exempt reserves789€35,214€488,670▲
Transfer to tax-exempt reserves689€236,913€0▼
Profit (loss) for the period to be appropriated9905-€13,248€625,595▲
Appropriation of the result
Profit (loss) to be appropriated9906€157,498€783,092▲
Profit (loss) brought forward from the previous period14P€170,746€157,498▼
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€1.2m€1.3m€328,381€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150,173€132,120€99,573€123,430€73,052▼ 40.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€9,600--€810-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0----
Other operating charges640/8-€82,897€106,168€48,593€48,732▲ 0.3%
Non-recurring operating charges66A-€989-€5,000€89,715▲ 1,694%
Gross operating margin9900€427,042€1.5m€1.6m€517,294€351,225▼ 32.1%
Operating profit (loss)9901€208,039€1.2m€1.4m€340,271€140,536▼ 58.7%
Financial income75/76B-€11,799-€58€1,414▲ 2,349%
Recurring financial income75€242€11,799-€58€1,414▲ 2,349%
Financial charges65/66B-€139,195€113,298€86,077€81,252▼ 5.6%
Recurring financial charges65€93,477€139,195€113,298€86,077€81,252▼ 5.6%
Profit (loss) for the period before taxes9903€114,804€1.1m€1.2m€254,252€60,698▼ 76.1%
Transfer from deferred taxes780-€5,393€30,367€13,170€164,323▲ 1,148%
Transfer to deferred taxes680-€279,924€329,258€78,971€0▼ 100%
Income taxes67/77€33,771€3,684€5,712-€88,096-
Profit (loss) for the period9904€84,807€838,477€944,007€188,451€136,924▼ 27.3%
Transfer from tax-exempt reserves789-€11,817€40,342€35,214€488,670▲ 1,288%
Transfer to tax-exempt reserves689-€839,773€998,573€236,913€0▼ 100%
Profit (loss) for the period to be appropriated9905€92,771€10,521-€14,224-€13,248€625,595▲ 4,822%
Line20202021202220232024Change
Assets
Total assets20/58€4.8m€5.2m€7.1m€7.3m€7.1m▼ 3.7%
Fixed assets21/28€4.6m€3.6m€4.4m€3.0m€2.7m▼ 12.4%
Tangible fixed assets22/27€4.1m€3.1m€2.7m€2.6m€2.2m▼ 14.1%
Land and buildings22-€3.1m€2.7m€2.6m€2.2m▼ 14.1%
Financial fixed assets28€483,554€483,479€1.8m€483,479€467,527▼ 3.3%
Current assets29/58€176,450€1.6m€2.7m€4.3m€4.4m▲ 2.4%
Amounts receivable within one year40/41€54,615€557,667€2.5m€4.3m€4.4m▲ 2.2%
Trade receivables40-€31,349€2,335€23,136€23,771▲ 2.7%
Other amounts receivable41-€526,317€2.5m€4.3m€4.3m▲ 2.2%
Cash at bank and in hand54/58€120,782€1.0m€182,273€1,515€4,604▲ 204%
Deferred charges and accrued income490/1-€0€525-€6,681-
Equity and liabilities
Total equity and liabilities10/49€4.8m€5.2m€7.1m€7.3m€7.1m▼ 3.7%
Equity10/15€1.7m€2.5m€3.5m€3.7m€3.8m▲ 3.7%
Contributions10/11€813,828€813,828€813,828€813,828€813,828=
Capital10-€813,828€813,828€813,828€813,828=
Issued capital100-€820,028€820,028€820,028€820,028=
Uncalled capital101-€6,200€6,200€6,200€6,200=
Reserves13€706,694€1.5m€2.5m€2.7m€2.2m▼ 18.1%
Non-distributable reserves130/1-€46,480€46,480€46,480€46,480=
Legal reserve130-€46,480€46,480€46,480€46,480=
Tax-exempt reserves132-€1.4m€2.4m€2.6m€2.1m▼ 19.1%
Distributable reserves133-€83,044€83,044€83,044€83,044=
Profit (loss) carried forward14€174,449€184,970€170,746€157,498€783,092▲ 397%
Provisions and deferred taxes16€277,983€552,515€853,033€918,834€754,511▼ 17.9%
Provisions for liabilities and charges160/5-€25,926€25,926€25,926€25,926=
Major repairs and maintenance162-€25,926€25,926€25,926€25,926=
Deferred taxes168-€526,589€827,107€892,908€728,585▼ 18.4%
Amounts payable17/49€2.8m€2.1m€2.8m€2.7m€2.5m▼ 9.0%
Amounts payable after more than one year17€1.8m€930,786€2.5m€2.3m€1.9m▼ 19.9%
Financial debts170/4-€893,286€2.5m€2.3m€1.9m▼ 19.9%
Other amounts payable178/9-€37,500----
Amounts payable within one year42/48€994,774€1.1m€256,156€397,941€616,145▲ 54.8%
Current portion of amounts payable after more than one year42-€166,868€176,769€185,958€174,348▼ 6.2%
Financial debts43-€1,893€6,205€1,642€1,634▼ 0.4%
Credit institutions430/8-€1,893€6,205€1,642€1,634▼ 0.4%
Trade debts44€29,039€1,388€5,100€19,559€99,883▲ 411%
Suppliers440/4-€1,388€5,100€19,559€99,883▲ 411%
Taxes, remuneration and social security45-€37,423€8,713€8,713€83,164▲ 855%
Taxes450/3-€37,423€8,713€8,713€83,164▲ 855%
Other amounts payable47/48-€923,717€59,369€182,069€257,115▲ 41.2%
Accrued charges and deferred income492/3-€6,682€5,085€3,587€5,951▲ 65.9%
Line20202021202220232024Change
Profit (loss) for the period9904€84,807€838,477€944,007€188,451€136,924▼ 27.3%
+ Depreciation and write-downs630€150,173€132,120€99,573€123,430€73,052▼ 40.8%
Operating cash flow (approximation)€234,979€970,598€1.0m€311,881€209,976▼ 32.7%
Investment in fixed assets (approximation)-€927,042-€975,839€1.3m€304,917▼ 75.8%
Change in cash-€919,748-€858,257-€180,758€3,089▲ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 34 days late
2024
10-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 132 days late
07-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 220 days late
2022
31-12
Financial Highest result since 2018net €944,007 ▲12.6%
Operating result €1.4m, net result €944,007, both a record.
31-12
Financial Liquidity times 7current ratio 10.42
Current ratio from 1.41 to 10.42; short-term debt falls from €1.1m to €256,156.
24-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 85 days late
2021
31-12
Financial Liquidity times 8current ratio 1.41
Current ratio from 0.18 to 1.41.
31-12
Financial Equity above €2mEq €2.5m ▲49.5%
4 profitable years in a row build equity to €2.5m.
27-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial Weakest financial yearnet €84,807 ▼12.9%
Net result drops to €84,807, the lowest in the series; recovery starts the following year.
01-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
30-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
Show earlier events
2018
05-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 66 days late
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts

Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
147 m²
Building footprint
144 m²
Volume, LiDAR
1,543 m³
Parcel 22662B0387/00R004, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
471 companies at this address See who is registered here
1 establishment unit
Lt. Graffplein 15, 1780 Wemmel
Insurance, reinsurance and pension funding, except compulsory social security
since 19932.060.939.303
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings · 3 subsidiaries in the tree

Owners 0

The accounts to 31-12-2023 list no shareholders, and no other source names one.

Holdings 2

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2023 annual accounts of PECTRON and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded30-12-1992
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0449081888
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.