PECTONITE
ActiveSummary
PECTONITE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,544 and a net result of €31,694. Its solvency ranks better than 72% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €63,544
- Profit
- €31,694
Why 98raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 4.45, cash €65,717Sector: Computer programming, consultancy and related activities (NACE 62)Equity €63,544 (78.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 81% on liquidity, 82% on profitability and 89% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 39 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move · Director in…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 3% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,465 | €757 | ▼ 78.2% |
| Other operating charges640/8 | €1,470 | €75 | ▼ 94.9% |
| Gross operating margin9900 | €46,217 | €43,407 | ▼ 6.1% |
| Operating profit (loss)9901 | €41,282 | €42,575 | ▲ 3.1% |
| Financial charges65/66B | €2,052 | €1,716 | ▼ 16.4% |
| Recurring financial charges65 | €2,052 | €1,716 | ▼ 16.4% |
| Profit (loss) for the period before taxes9903 | €39,230 | €40,859 | ▲ 4.2% |
| Income taxes67/77 | €8,380 | €9,165 | ▲ 9.4% |
| Profit (loss) for the period9904 | €30,850 | €31,694 | ▲ 2.7% |
| Profit (loss) for the period to be appropriated9905 | €30,850 | €31,694 | ▲ 2.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €46,977 | €81,229 | ▲ 72.9% |
| Fixed assets21/28 | €1,338 | €2,450 | ▲ 83.1% |
| Tangible fixed assets22/27 | €1,338 | €2,450 | ▲ 83.1% |
| Furniture and vehicles24 | €1,338 | €2,450 | ▲ 83.1% |
| Current assets29/58 | €45,639 | €78,779 | ▲ 72.6% |
| Amounts receivable within one year40/41 | €1,162 | €13,062 | ▲ 11× |
| Trade receivables40 | €1,162 | €13,062 | ▲ 11× |
| Cash at bank and in hand54/58 | €44,477 | €65,717 | ▲ 47.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €46,977 | €81,229 | ▲ 72.9% |
| Equity10/15 | €31,850 | €63,544 | ▲ 99.5% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €30,850 | €62,544 | ▲ 103% |
| Amounts payable17/49 | €15,128 | €17,685 | ▲ 16.9% |
| Amounts payable within one year42/48 | €15,128 | €17,685 | ▲ 16.9% |
| Trade debts44 | €2,344 | €1,918 | ▼ 18.2% |
| Suppliers440/4 | €2,344 | €1,918 | ▼ 18.2% |
| Taxes, remuneration and social security45 | €12,784 | €15,544 | ▲ 21.6% |
| Taxes450/3 | €12,784 | €15,544 | ▲ 21.6% |
| Other amounts payable47/48 | - | €223 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €30,850 | €31,694 | ▲ 2.7% |
| + Depreciation and write-downs630 | €3,465 | €757 | ▼ 78.2% |
| Operating cash flow (approximation) | €34,315 | €32,451 | ▼ 5.4% |
| Investment in fixed assets (approximation) | - | -€1,869 | - |
| Change in cash | - | €21,240 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 05-06-2026 | 2026-00144619 |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00253668 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| HENRION Pierre |
|
Owners and capital
Capital and shareholders
- HENRION Pierre 100 shares (100%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 11-12-2023 Incorporation · €1,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-11
Gazette deed
Registered officeRegistered-office move · Director in office2 facts ▸
- Registered-office move, 11 Allée de Morfayt 6120 Ham-sur-Heure-Nalinnes Belgique
- Director in office, Pierre Henrion (director)
11-12
Gazette deed
IncorporationAppointment: HENRION Pierre (director) · Founder · Founding capital11 facts ▸
- Incorporation, 05-12-2023
- Founder, HENRION Pierre
- Founding capital, €1,000
- Shareholding, 100
- Bank account, “société en formation, libération de l'apport en espèces” (deed in French)
- Other provision, “remise de l'attestation bancaire, attestation bancaire de ce dépôt” (deed in French)
- Capital
- Other provision, 2025-06
- Registered office clause, “6060 Charleroi (Gilly),Rue des Elfes 26 bte 012” (deed in French)
- Director appointment, HENRION Pierre (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous les engagements ainsi que obligations qui en résultent,et toutes activités entreprises par le comparant au nom et pour compte de la société en fo…” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 56034A0599/00C006 | Wallonia | 757 m² | 1 · 106 m² | 7.6 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La création d’objets de communication visuelle, notamment la création, le développement et la gestion de sites Internet ou d’applications…” (deed in French)
15 activities (deed in French)
- La création d’objets de communication visuelle, notamment la création, le développement et la gestion de sites Internet ou d’applications mobiles
- La consultance en informatique et la prestation de services informatiques au sens le plus large
- La consultance et les services dans le domaine d’Internet et ce qui en découle
- Les activités de graphisme sur tout support
- La communication internet, télévisuelle, pré-press, radio ou par tout autre canal ou plateforme digitale
- Le référencement, le hosting et le housing
- Le e-commerce, le m-commerce, le multimédia, le marketing
- La recherche et développement dans le domaine des technologies de l’information et de la communication au sens large et tout ce qui attrait à l’innovation technologique en général
- L’architecture de l’information, l’ergonomie des interfaces
- Le développement, la recherche, l'achat et la vente de software et hardware
- De même que la consultance, les services ainsi que le training en général ayant rapport avec les activités précitées
- Le conseil, dans toutes affaires commerciales, industrielles ou financières et plus particulièrement les prestations de service en matière informatique, en matière de commercialisation, de marketing de stratégie, de vente et d’achat, de gestion de stocks, de gestion et d’administration
- Les prestations de services, de conseil, de gestion et d’organisation d’entreprises, notamment mais non exclusivement : le project management, la stratégie, le coaching, l'organisation, la gestion et la communication d’entreprises, la gestion journalière de sociétés, les analyses de marché, les analyses financières, les études économiques et juridiques, la restructuration d’entreprises, l'organisation et la gestion des ressources humaines, la gestion administrative, la mise en place de structures financières, les opérations de type venture capital, la politique d'investissements, etc.
- En général, la consultance en management des entreprises
- L'achat et la vente de toutes valeurs mobilières et plus principalement d'actions, obligations ou titres généralement quelconques, cotés ou non en bourse, la prise de participation financière dans des sociétés de droit belge ou étranger, la création d'une ou plusieurs startup quel que soit le domaine d'activités, le cas échéant après développement en interne, et les investissements dans de telles sociétés
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- PECTONITE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, peut établir ou supprimer sièges administratifs,d'exploitation,agences et succursales en Belgique ou à l'étranger par…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée,statutaires possibles si nommés dans statuts, un ou plusieurs administrateurs” (deed in French)“Portée aux frais généraux indépendamment frais éventuels représentation,voyages et déplacements, mandat rémunéré ou pas par décision…” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Cédant peut exiger des opposants rachat à valeur fixée par expert choisi de commun accord ou à défaut par Président Tribunal de l'Entreprise…” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Les plus étendus conférés par articles 2:87 et suivants CSA, déterminés le cas échéant par assemblée générale” (deed in French)