Pecon
ActivePecon has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €281k and a net result of €27k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-2
Solvency79▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 2.75 in 2023; short-term debt: 12.3% and cash: 8.9% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
48 d early
2022
61 d early
2021
38 d early
2020
43 d early
2019
185 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€281k▲ 1.1%
2023 · €277k
2018: €26k
2019: €49k
2020: €137k
2021: €202k
2022: €247k
2023: €277k
2018 → 2024
Total assets
€517k▲ 2.9%
2023 · €502k
2018: €32k
2019: €87k
2020: €237k
2021: €469k
2022: €505k
2023: €502k
2018 → 2024
Net result
€27k▼ 14.4%
2023 · €32k
2018: €20k
2019: €24k
2020: €88k
2021: €76k
2022: €46k
2023: €32k
2018 → 2024
Working capital
€96k▲ 48.4%
2023 · €65k
2018: €12k
2019: €39k
2020: €116k
2021: €78k
2022: €76k
2023: €65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€137k-€202k▲ 46.9%€247k▲ 22.6%€277k▲ 12.1%€281k▲ 1.1%
Operating result€112k-€83k▼ 25.7%€71k▼ 14.7%€51k▼ 28.5%€43k▼ 15.0%
Net result€88k-€76k▼ 13.3%€46k▼ 39.4%€32k▼ 30.8%€27k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2024 is 15% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €517k
Fixed assets
€357k▼ 10.8%
Current assets
€160k▲ 56.9%
Equity and liabilities €517k
Equity
€281k▲ 1.1%
Debt
€236k▲ 5.2%
The debt ratio rises from 44.7% to 45.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▼
2023 · €81k
Cash flow
€63k▲
2023 · €62k
Solvency
54.3%▼
2023 · 55.3%
Current ratio
2.51▼
2023 · 2.75
Quick ratio
2.51▼
2023 · 2.75
Debt / equity
0.84▲
2023 · 0.81
ROE
9.8%▼
2023 · 11.6%
ROA
5.3%▼
2023 · 6.4%
Interest coverage
21.99▼
2023 · 25.88
Debt
€236k▲
2023 · €224k
Debt ≤ 1 year
€64k▲
2023 · €37k
Debt > 1 year
€172k▼
2023 · €187k
Income taxes
€14k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€502k€517k▲
Fixed assets21/28€400k€357k▼
Tangible fixed assets22/27€400k€357k▼
Land and buildings22€318k€300k▼
Plant, machinery and equipment23€564€208▼
Furniture and vehicles24€82k€56k▼
Current assets29/58€102k€160k▲
Amounts receivable within one year40/41€62k€112k▲
Trade receivables40€58k€106k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€39k€46k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€502k€517k▲
Equity10/15€277k€281k▲
Contributions10/11€19k€19k=
Reserves13€259k€262k▲
Distributable reserves133€259k€262k▲
Amounts payable17/49€224k€236k▲
Amounts payable after more than one year17€187k€172k▼
Financial debts170/4€187k€172k▼
Amounts payable within one year42/48€37k€64k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€3k€907▼
Suppliers440/4€3k€907▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€10k€34k▲
Accrued charges and deferred income492/3€575€874▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€36k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€82k€80k▼
Operating profit (loss)9901€51k€43k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€47k€41k▼
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€32k€27k▼
Profit (loss) for the period to be appropriated9905€32k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€27k▼
Transfer from equity791/2€2k€24k▲
Transfer to equity691/2€32k€27k▼
To other reserves6921€32k€27k▼
Profit to be distributed694/7€2k€24k▲
Return on contributions (dividend)694€2k€24k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €202k ▲46.9%
4 profitable years in a row build equity to €202k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
01-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 185 days late
2020
31-12
Financial
Highest result since 2018net €88k ▲269%
Operating result €112k, net result €88k, both a record.
31-12
Financial
Equity above €100kEq €137k ▲179%
3 profitable years in a row build equity to €137k.
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
O.L. Vrouwstraat 1733550 Heusden-ZolderGround area
1,424 m²
Building footprint
160 m²
Volume, LiDAR
833 m³
Parcel 71065F0479/02E000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O.L. Vrouwstraat 173, 3550 Heusden-Zolder
since 20182.275.863.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0479/02E000 | Flanders | 1,424 m² | 1 · 160 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2018
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43212Electrical installation work in industrial facilities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.