Skip to content

PECK PROJECTS

Active
Private limited companyfounded 200818 yrs activeKruisjespad(MRH) 3, 2200 Herentals, BelgiumKBO/BCE: BE 0897.319.878

PECK PROJECTS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €55k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 2.27 in 2024), and 27.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.2%
Return on assets
14.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
43 d early
2023
43 d early
2022
27 d early
2021
12 d early
2020
1 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€282k▲ 12.7%
2024 · €251k
2018: €153k 2019: €176k 2020: €184k 2021: €169k 2022: €203k 2023: €219k 2024: €251k
2018 → 2025
Total assets
€391k▲ 6.1%
2024 · €369k
2018: €327k 2019: €324k 2020: €304k 2021: €289k 2022: €299k 2023: €365k 2024: €369k
2018 → 2025
Net result
€55k▲ 8.1%
2024 · €51k
2018: €20k 2019: €23k 2020: €39k 2021: €53k 2022: €34k 2023: €42k 2024: €51k
2018 → 2025
Working capital
€119k▲ 26.2%
2024 · €94k
2018: €72k 2019: €101k 2020: €101k 2021: €75k 2022: €98k 2023: €70k 2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€169k-€203k▲ 20.1%€219k▲ 8.0%€251k▲ 14.3%€282k▲ 12.7%
Operating result€76k-€50k▼ 33.5%€62k▲ 23.8%€74k▲ 19.4%€79k▲ 6.4%
Net result€53k-€34k▼ 35.6%€42k▲ 23.9%€51k▲ 20.6%€55k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €76k€76kNet result 2021: €53k€53kOperating result 2022: €50k€50kNet result 2022: €34k€34kOperating result 2023: €62k€62kNet result 2023: €42k€42kOperating result 2024: €74k€74kNet result 2024: €51k€51kOperating result 2025: €79k€79kNet result 2025: €55k€55k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets €181k▼ 9.9%
Current assets €210k▲ 25.2%
Equity and liabilities €391k
Equity €282k▲ 12.7%
Debt €109k▼ 7.9%
The debt ratio falls from 32.0% to 27.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€101k
2024 · €97k
Cash flow
€77k
2024 · €73k
Solvency
72.2%
2024 · 68.0%
Current ratio
2.29
2024 · 2.27
Quick ratio
2.14
2024 · 2.08
Debt / equity
0.39
2024 · 0.47
ROE
19.5%
2024 · 20.3%
ROA
14.1%
2024 · 13.8%
Interest coverage
46.12
2024 · 32.33
Debt
€109k
2024 · €118k
Debt ≤ 1 year
€92k
2024 · €74k
Debt > 1 year
€17k
2024 · €44k
Income taxes
€22k
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€369k€391k
Fixed assets21/28€201k€181k
Tangible fixed assets22/27€201k€181k
Land and buildings22€34k€33k
Plant, machinery and equipment23€279€1k
Furniture and vehicles24€47k€33k
Other tangible fixed assets26€119k€114k
Current assets29/58€168k€210k
Stocks and contracts in progress3€14k€14k
Stocks30/36€14k€14k
Amounts receivable within one year40/41€13k€13k
Trade receivables40€13k€13k
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€88k€127k
Deferred charges and accrued income490/1€3k€6k
Equity and liabilities
Total equity and liabilities10/49€369k€391k
Equity10/15€251k€282k
Contributions10/11€6k€6k=
Reserves13€244k€276k
Distributable reserves133€244k€276k
Amounts payable17/49€118k€109k
Amounts payable after more than one year17€44k€17k
Financial debts170/4€44k€17k
Amounts payable within one year42/48€74k€92k
Current portion of amounts payable after more than one year42€28k€27k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€13k€12k
Taxes450/3€13k€12k
Other amounts payable47/48€32k€51k
Income statement Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k
Other operating charges640/8€2k€2k
Gross operating margin9900€99k€104k
Operating profit (loss)9901€74k€79k
Financial income75/76B€99€261
Recurring financial income75€99€261
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€72k€77k
Income taxes67/77€21k€22k
Profit (loss) for the period9904€51k€55k
Profit (loss) for the period to be appropriated9905€51k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€51k€55k
Transfer from equity791/2€20k€23k
Transfer to equity691/2€51k€55k
To other reserves6921€51k€55k
Profit to be distributed694/7€20k€23k
Return on contributions (dividend)694€20k€23k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €55k ▲8.1%
Operating result €79k, net result €55k, both a record.
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €203k ▲20.1%
5 profitable years in a row build equity to €203k.
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kruisjespad(MRH) 32200 Herentals
Ground area
3,646 m²
Building footprint
235 m²
Volume, LiDAR
1,259 m³
Parcel 13026A0194/00A000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
t' Naaldje
Kruisjespad(MRH) 3, 2200 HerentalsManufacture of textiles
since 20082.170.300.863
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13026A0194/00A000 Flanders 3,646 m² 1 · 235 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 4,884 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-04-2008
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43212Electrical installation work in industrial facilities
66210Risk and damage evaluation
71113Urban planning and landscape architecture
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:peck.engineering@pandora.be
Establishment Herentals 2.170.300.863
Phone:014/515699
Establishment Herentals 2.170.300.863