Pêche
ActiveSummary
The computed 12-month bankruptcy probability of Pêche is 2.3% (moderate). The 2024 annual accounts show equity of €36k and a net result of €26k. Its solvency ranks better than 47% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability74
Solvency54
Growth-
Track record79
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.32; short-term debt: 70.4% and cash: 27% of total assets), and 71.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.8%
Return on assets
20.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
48 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€36k
Total assets
€124k
Net result
€26k
Working capital
€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €124k
Fixed assets
€8k
Current assets
€116k
Equity and liabilities €124k
Equity
€36k
Debt
€88k
Debt finances 71.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€65k
Cash flow
€38k
Current ratio
1.32
Quick ratio
0.43
Debt to equity
2.47
ROE
72.0%
ROA
20.7%
Interest coverage
3.58
Debt ≤ 1 year
€87k
Income taxes
€8k
Staff costs
€64k
Filed annual accounts As filed with the NBB · 2024 · 47 lines
Balance sheet
Code2024
Assets
Total assets20/58€124k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Plant, machinery and equipment23€6k
Furniture and vehicles24€2k
Financial fixed assets28€600
Current assets29/58€116k
Stocks and contracts in progress3€78k
Stocks30/36€78k
Amounts receivable within one year40/41€4k
Trade receivables40€28
Other amounts receivable41€4k
Cash at bank and in hand54/58€34k
Deferred charges and accrued income490/1€697
Equity and liabilities
Total equity and liabilities10/49€124k
Equity10/15€36k
Contributions10/11€10k
Reserves13€26k
Distributable reserves133€26k
Amounts payable17/49€88k
Amounts payable within one year42/48€87k
Current portion of amounts payable after more than one year42€593
Financial debts43€7k
Credit institutions430/8€7k
Trade debts44€29k
Suppliers440/4€29k
Taxes, remuneration and social security45€25k
Taxes450/3€17k
Remuneration and social security454/9€8k
Other amounts payable47/48€26k
Accrued charges and deferred income492/3€1k
Income statement
Code2024
Remuneration, social security and pensions62€64k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k
Other operating charges640/8€4k
Gross operating margin9900€133k
Operating profit (loss)9901€52k
Financial income75/76B€179
Recurring financial income75€179
Financial charges65/66B€18k
Recurring financial charges65€18k
Profit (loss) for the period before taxes9903€34k
Income taxes67/77€8k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 49100 Sint-NiklaasGround area
174 m²
Building footprint
182 m²
Volume, LiDAR
1,776 m³
Parcel 46443E1591/00C000, Flanders · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pêche
since 20232.339.871.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E1591/00C000 | Flanders | 174 m² | 1 · 182 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPOOKS
BE 0872.309.716
Putte · Eq €35,744
FIRST SAFETY TRADING
BE 0751.605.488
Jette · Eq €35,729
ALB&KO MARKET
BE 0885.737.385
Charleroi · Eq €35,698
UNI TEX
BE 0723.554.078
Sint-Jans-Molenbeek · Eq €35,690
JVER
BE 0775.272.203
Braine-l'Alleud · Eq €35,656
Of 6,503 companies in sector 47716 we hold annual accounts for 2,441. 1,782 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
47715Retail trade
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.