Liquidity
Short-term debts rose from €7,622 to €12,989.
Short-term debts rose from €7,622 to €12,989.
Lower net result than 92% of companies in architecture and engineering. Sector median €16,508 · 12,247 companies.
In July 2024, 3,224 companies had the same profile as PebPro has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,224 companies, not a prediction for PebPro. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PebPro Seneffe | €22,513 | -€14,613 | 42.3% | - |
| De Enige Brecht | €21,474 | -€5,772 | 77.6% | - |
| ALKE CONSULT Dilbeek | €20,497 | -€4,405 | 58.2% | - |
| Triconas Nazareth-De Pinte | €25,281 | €1,056 | 28.3% | - |
| VALIDOC Saint-Ghislain | €32,689 | -€1,787 | 2.6% | - |
| JoWe Advies Oud-Turnhout | €16,018 | €701 | 71.5% | - |
| GT AUTOMOBILE Molenbeek-Saint-Jean | €29,736 | €860 | 62.7% | - |
These companies have the same main activity as PebPro: other technical testing and analysis (NACE 71209). They are comparable in size and age: total assets between €16,000 and €32,700, founded between 2022 and 2023.
The annual accounts of PebPro for financial year 2025 show a net loss of 69% of total assets and of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €9,524 and a net result of -€15,514.
Its solvency ranks better than 39% of 12,247 sector peers (NACE 71, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 39% of 12,247 companies in 2025.
Higher than 42% of 11,952 companies in 2025.
Lower than 95% of 12,047 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
22,513 | 32,660 | |
21/28 |
55 | 55 | |
28 |
55 | 55 | |
29/58 |
22,458 | 32,605 | |
40/41 |
2,910 | 7,126 | |
40 |
565 | 3,751 | |
41 |
2,345 | 3,375 | |
54/58 |
18,952 | 24,955 | |
490/1 |
596 | 525 | |
| Balance sheet: equity and liabilities | |||
10/49 |
22,513 | 32,660 | |
10/15 |
9,524 | 25,038 | |
10/11 |
3,000 | 3,000 | |
10 |
3,000 | 3,000 | |
100 |
3,000 | 3,000 | |
14 |
6,524 | 22,038 | |
17/49 |
12,989 | 7,622 | |
42/48 |
12,989 | 7,622 | |
44 |
2,209 | 905 | |
440/4 |
2,209 | 905 | |
45 |
6,730 | 6,717 | |
450/3 |
5,730 | 6,717 | |
454/9 |
1,000 | - | |
47/48 |
4,050 | - | |
| Income statement | |||
9900 |
-14,613 | 29,914 | |
630 |
- | 1,278 | |
640/8 |
724 | 884 | |
9901 |
-15,338 | 27,752 | |
75/76B |
71 | 110 | |
75 |
71 | 110 | |
65/66B |
247 | 93 | |
65 |
247 | 93 | |
9903 |
-15,514 | 27,768 | |
67/77 |
- | 5,730 | |
9904 |
-15,514 | 22,038 | |
9905 |
-15,514 | 22,038 | |
| Appropriation of the result | |||
9906 |
6,524 | 22,038 | |
14P |
22,038 | - | |
| Document | |||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 21-07-2026.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | 29,030 | ||
| - | 23,316 | ||
| - | 1,333 | ||
| -6,003 | - | ||
| 9,469 | 24,983 | ||
| 42.3% | 76.7% | ||
| 1.73 | 4.28 | ||
| 1.36 | 0.30 | ||
| -162.9% | 88.0% | ||
| -68.9% | 67.5% | ||
| - | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €1,278 |
| Financial fixed assets | - | €55 |
| - | €1,278 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €15,338, after a profit of €27,752 in 2024.
Debt's share of the balance-sheet total rises from 23.3% to 57.7%. Equity is lower and debt is higher.
PebPro has no parent and no holdings in its annual accounts. is the only director. PebPro shares no director with another company.
| Capette, Amélie (sole trader)
establishment since 22-08-2017 |
founded in 2017 0829.205.290 |
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue de Maffle 41 registered office 7180 Seneffe | 14-07-2023 | 2.349.808.568 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52063C0047/00W000 | 313 m² | 1 · 46 m² | 11.1 m · 3 |
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