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PEBO

Active
Public limited companyfounded 199333 yrs activePallieterlaan 10, 2960 Brecht, BelgiumKBO/BCE: BE 0450.034.864
Summary

PEBO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373,638 and a net result of -€12,291. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability29▼-6
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 5.01 against 14.42 in 2024; short-term debt: 1.6% and cash: 7.8% of total assets), and 1.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-3.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €373,638
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
14 d late
2024
6 d late
2023
1 d late
2022
24 d early
2021
9 d late
2020
3 d early
2019
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 May 1993, PEBO was incorporated.1 Of the 2 current board members, Peeters Fabienne has served longest, since 2025.2 Total assets went from EUR 317,974 in 2018 to EUR 379,526 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 08-09-2026
  3. 3National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
€9,960
EBIT margin
-18.6%
Net result
-€12,291▼ 311%
2024 · -€2,990
Working capital
€23,638▼ 34.2%
2024 · €35,929
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€3,187▼ 398%-€3,170▲ 0.5%-€1,769▲ 44.2%-€2,881▼ 62.9%-€12,219▼ 324%
Net result-€3,249▼ 364%-€3,239▲ 0.3%-€1,769▲ 45.4%-€2,990▼ 69.0%-€12,291▼ 311%
EBIT margin
Equity€308,927▼ 1.0%€305,688▼ 1.0%€303,919▼ 0.6%€310,929▲ 2.3%€373,638▲ 20.2%
Total assets€317,007▼ 0.7%€316,682▼ 0.1%€308,597▼ 2.6%€313,606▲ 1.6%€379,526▲ 21.0%
Debt€8,079▲ 14.8%€10,994▲ 36.1%€4,678▼ 57.4%€2,677▼ 42.8%€5,888▲ 120%
Working capital€43,927▼ 6.9%€40,688▼ 7.4%€38,919▼ 4.3%€35,929▼ 7.7%€23,638▼ 34.2%
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€3,187-€3,187Net result 2021: -€3,249-€3,249Operating result 2022: -€3,170-€3,170Net result 2022: -€3,239-€3,239Operating result 2023: -€1,769-€1,769Net result 2023: -€1,769-€1,769Operating result 2024: -€2,881-€2,881Net result 2024: -€2,990-€2,990Operating result 2025: -€12,219-€12,219Net result 2025: -€12,291-€12,29120212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€1,769-€1,770Net result 2023: -€1,769-€1,770Operating result 2024: -€2,881-€2,880Net result 2024: -€2,990-€2,990Operating result 2025: -€12,219-€12,200Net result 2025: -€12,291-€12,300202320242025
The operating result stays negative: a loss of €12,219 in 2025 against €2,881 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379,526
Fixed assets €350,000 ▲ 27.3%
Current assets €29,526 ▼ 23.5%
Equity and liabilities €379,526
Equity €373,638 ▲ 20.2%
Debt €5,888 ▲ 120%
Debt's share of the balance-sheet total rises from 0.9% to 1.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
5.01▼
2024 · 14.42
Debt to equity
0.02▲
2024 · 0.01
ROE
-3.3%▼
2024 · -1.0%
ROA
-3.2%▼
2024 · -1.0%
Debt ≤ 1 year
€5,888▲
2024 · €2,677
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€313,606€379,526▲
Fixed assets21/28€275,000€350,000▲
Tangible fixed assets22/27€275,000€350,000▲
Land and buildings22€275,000€350,000▲
Current assets29/58€38,606€29,526▼
Cash at bank and in hand54/58€38,606€29,526▼
Equity and liabilities
Total equity and liabilities10/49€313,606€379,526▲
Equity10/15€310,929€373,638▲
Contributions10/11€74,368€74,368=
Capital10€74,368€74,368=
Issued capital100€74,368€74,368=
Revaluation surpluses12€215,537€290,537▲
Reserves13€66,487€66,487=
Non-distributable reserves130/1€7,437€7,437=
Legal reserve130€7,437€7,437=
Distributable reserves133€59,051€59,051=
Profit (loss) carried forward14-€45,463-€57,754▼
Amounts payable17/49€2,677€5,888▲
Amounts payable within one year42/48€2,677€5,888▲
Trade debts44€85€896▲
Suppliers440/4€85€896▲
Other amounts payable47/48€2,592€4,992▲
Income statement Code20242025
Other operating charges640/8€1,839€1,895▲
Non-recurring operating charges66A€203-
Gross operating margin9900-€839-€10,324▼
Operating profit (loss)9901-€2,881-€12,219▼
Financial charges65/66B€109€72▼
Recurring financial charges65€109€72▼
Profit (loss) for the period before taxes9903-€2,990-€12,291▼
Profit (loss) for the period9904-€2,990-€12,291▼
Profit (loss) for the period to be appropriated9905-€2,990-€12,291▼
Appropriation of the result
Profit (loss) to be appropriated9906-€45,463-€57,754▼
Profit (loss) brought forward from the previous period14P-€42,473-€45,463▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€1,591€525€1,778€1,839€1,895▲ 3.1%
Non-recurring operating charges66A---€203--
Gross operating margin9900-€1,596-€2,645€9-€839-€10,324▼ 1,130%
Operating profit (loss)9901-€3,187-€3,170-€1,769-€2,881-€12,219▼ 324%
Financial charges65/66B€62€68-€109€72▼ 34.0%
Recurring financial charges65€62€68-€109€72▼ 34.0%
Profit (loss) for the period before taxes9903-€3,249-€3,239-€1,769-€2,990-€12,291▼ 311%
Profit (loss) for the period9904-€3,249-€3,239-€1,769-€2,990-€12,291▼ 311%
Profit (loss) for the period to be appropriated9905-€3,249-€3,239-€1,769-€2,990-€12,291▼ 311%
Line20212022202320242025Change
Assets
Total assets20/58€317,007€316,682€308,597€313,606€379,526▲ 21.0%
Fixed assets21/28€265,000€265,000€265,000€275,000€350,000▲ 27.3%
Tangible fixed assets22/27€265,000€265,000€265,000€275,000€350,000▲ 27.3%
Land and buildings22€265,000€265,000€265,000€275,000€350,000▲ 27.3%
Current assets29/58€52,007€51,682€43,597€38,606€29,526▼ 23.5%
Amounts receivable within one year40/41€25,000€25,000€203---
Other amounts receivable41€25,000€25,000€203---
Cash at bank and in hand54/58€27,007€26,682€43,395€38,606€29,526▼ 23.5%
Equity and liabilities
Total equity and liabilities10/49€317,007€316,682€308,597€313,606€379,526▲ 21.0%
Equity10/15€308,927€305,688€303,919€310,929€373,638▲ 20.2%
Contributions10/11€74,368€74,368€74,368€74,368€74,368=
Capital10€74,368€74,368€74,368€74,368€74,368=
Issued capital100€74,368€74,368€74,368€74,368€74,368=
Revaluation surpluses12€205,537€205,537€205,537€215,537€290,537▲ 34.8%
Reserves13€66,487€66,487€66,487€66,487€66,487=
Non-distributable reserves130/1€7,437€7,437€7,437€7,437€7,437=
Legal reserve130€7,437€7,437€7,437€7,437€7,437=
Distributable reserves133€59,051€59,051€59,051€59,051€59,051=
Profit (loss) carried forward14-€37,465-€40,704-€42,473-€45,463-€57,754▼ 27.0%
Amounts payable17/49€8,079€10,994€4,678€2,677€5,888▲ 120%
Amounts payable within one year42/48€8,079€10,994€4,678€2,677€5,888▲ 120%
Trade debts44€94€309€110€85€896▲ 949%
Suppliers440/4€94€309€110€85€896▲ 949%
Other amounts payable47/48€7,985€10,685€4,568€2,592€4,992▲ 92.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,249-€3,239-€1,769-€2,990-€12,291▼ 311%
Operating cash flow (approximation)-€3,249-€3,239-€1,769-€2,990-€12,291▼ 311%
Investment in fixed assets (approximation)-€0€0-€10,000-€75,000▼ 650%
Change in cash--€324€16,712-€4,788-€9,081▼ 89.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-09
State Gazette act Resignation: Peeters Joseph (bestuurder en afgevaardigd bestuurder)
Appointment: Peeters Fabienne (afgevaardigd bestuurder) · Reappointments: Peeters Fabienne (director) and Peeters Johan (director) · Director discharge6 facts ▸
  • General meeting, 21-12-2025
  • Director resignation, Peeters Joseph (bestuurder en afgevaardigd bestuurder)
  • Director discharge, Peeters Joseph
  • Director appointment, Peeters Fabienne (afgevaardigd bestuurder)
  • Director reappointment, Peeters Fabienne (director)
  • Director reappointment, Peeters Johan (director)
14-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 14 days late
2025
31-12
Financial Weakest financial yearnet -€12,291
Net result drops to -€12,291, the lowest in the series.
06-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 6 days late
2024
01-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
07-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 9 days late
2021
28-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
09-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
06-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 directors, 1 in day-to-day management, last change in 2025

Board 2

Peeters Fabienne
Director · since 08-05-2025
Current
Peeters Johan
Director · since 08-05-2025
Current

Day-to-day management 1

Peeters Fabienne
Afgevaardigd bestuurder · since 21-12-2025
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
684 m²
Building footprint
227 m²
Volume, LiDAR
1,033 m³
Parcel 11042A0139/00G003, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pallieterlaan 10, 2960 Brecht
NACE 70201
since 19932.062.458.936
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11042A0139/00G003 Flanders 684 m² 1 · 227 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2025, 2 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Peeters Fabienne
  • Director, already before 08-05-2025 to date
  • Afgevaardigd bestuurder, from 21-12-2025 to date
Peeters Johan
  • Director, already before 08-05-2025 to date
Peeters Joseph
  • Bestuurder en afgevaardigd bestuurder, until 20-12-2025
  • Bestuurder en afgevaardigd bestuurder, until 20-12-2025
See the board, name and seat on a given date →

Structure & network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Identification & contact

Identification
Legal formPublic limited company
Founded04-05-1993
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.