Pebble wave

Active

Private limited companyfounded 2014active for 12 yearsGoormansstraat 14, 2242 Zandhoven, BelgiumKBO/BCE: BE 0560.729.878

Summary

Pebble wave has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €2.8m, of which €3.3m non-recurring income. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 3,371 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

Pebble waveActiveChecked score 84/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

Largest company by total assets in Zandhoven, Telecoms and IT sector1 site

Size

€9.3mtotal assets 2025

Equity: €2.1m
Profit: €2.8m

Turnover not published (abbreviated format)

Financial health

84 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Largest shareholder: ERIK DIELEN CONSULTING · 42.47%
Holdings: 6

2025 accounts 1 day early1 of 7 deeds summarised

Why 84raises riskLiquidity: current ratio 1.37, cash €87,145, halved1 change of registered office in 24 monthslowers riskSize: total assets €9.3mSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025

84 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 28% of its sector peers (NACE 62, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 47-6

equity 22.4% of total assets

Liquidity 36-4

short-term debt 34.6% · cash 0.9%

Profitability 50+31

return on assets 30.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,163 companies, NACE 62, small)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: < 0.1%▼ -0.2 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value

Credit of up to €170,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.37, compared with 0.28 in 2024, below the usual 1.5; short-term debt: 34.6% and cash: 0.9% of total assets), and 77.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small): better than 31% on solvency, 33% on liquidity, 32% on profitability and 16% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.37, cash €87,145, halved

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €9.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

on the day

2023

43 days early

2022

36 days early

2021

49 days early

2020

32 days early

2019

43 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 December (4 of the last 5 filed years within 35 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end25-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-06-2026 Registered officeRegistered-office move · Related document
30-01-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-06-2025 Back to profitnet €2.8m

Key points

Positive: Back in profit in 2025after -€686,090 in 2024 €2.8m View
Positive: Largest company by total assets in Zandhoven, Telecoms and IT sectorin the Checked rankings No. 1 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Heads a groupcompanies controlled 3 View

By topic

Financials

Financial year: 2025
Total assets: €9.3m
Profit: €2.8m
Solvency: 22.4%

Total assets▲ 2.1%

Net result

20192025

Go to Financials

Board & ownership

Largest shareholder: ERIK DIELEN CONSULTING · 42.47%

Go to Board & ownership

Network & group

Subsidiaries, all levels: 3
Direct holdings: 6

6 holdings

Go to Network & group

Timeline

Events: 17
Since: 2016
Next accounts: by 31-01-2027

30-06-2025Liquidity more than quadruples
31-01-2025Annual accounts filed
30-06-2024Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 21-08-2014
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Pebble wave

What is the company number of Pebble wave?: 0560.729.878. In Belgium the VAT number is the company number with BE in front: BE 0560.729.878.
Where is Pebble wave based?: The registered office is at Goormansstraat 14, 2242 Zandhoven.Company details
What does Pebble wave do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Pebble wave?: Private limited company (BV).
When was Pebble wave founded?: On 21-08-2014.
Is Pebble wave still active?: Yes, Pebble wave is an active enterprise in the KBO register.
How many employees does Pebble wave have?: On average 0.9 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of Pebble wave?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Pebble wave profitable?: In financial year 2025, Pebble wave made a profit of €2.8m.
Where can I find the annual accounts of Pebble wave?: Pebble wave filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Pebble wave due?: By 31-01-2027, for financial year 2026.Timeline