Financials
- Financial year
- 2025
- Total assets
- €708,555
- Loss
- -€10,331
- Solvency
- 26.8%
PEBA Vastgoed
ActiveSummary
The computed 12-month bankruptcy probability of PEBA Vastgoed is 3.7% (moderate). The 2025 annual accounts show equity of €189,669 and a net result of -€10,331. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€708,555total assets 2025
- Equity
- €189,669
- Loss
- -€10,331
Turnover not published (micro format)
Structure
Accounts filed 61 days late1 of 2 deeds read
Why 48raises riskLiquidity: current ratio 0.03, cash €2111 change of registered office in 24 monthsFounded in 2024lowers riskSize: total assets €708,555Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency
52
equity 26.8% of total assets
Liquidity
29
short-term debt 43.5% · cash 0.0%
Profitability
28
return on assets -1.5%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 2.4%lowest value
08-2025: 2.5%▲ +0.1 percentage points vs 07-2025
09-2025: 2.5%● unchanged vs 08-2025
10-2025: 3.1%▲ +0.6 percentage points vs 09-2025
11-2025: 3.1%● unchanged vs 10-2025
12-2025: 3.4%▲ +0.3 percentage points vs 11-2025
01-2026: 3.6%▲ +0.2 percentage points vs 12-2025
02-2026: 3.6%● unchanged vs 01-2026
03-2026: 3.5%▼ -0.1 percentage points vs 02-2026
04-2026: 8.7%▲ +5.2 percentage points vs 03-2026
05-2026: 9.4%▲ +0.7 percentage points vs 04-2026
06-2026: 9.4%● unchanged vs 05-2026
07-2026: 9.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 9.5%● unchanged vs 07-2026highest value
09-2026: 9.5%● unchanged vs 08-2026highest value
10-2026: 3.7%▼ -5.8 percentage points vs 09-2026
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.03, below 1; short-term debt: 43.5% and cash: 0% of total assets), and 73.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 31% on solvency, 16% on liquidity and 20% on profitability.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 10-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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