Summary
PEB AND CONSTRUCT has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,381 and a net result of -€1,621. Equity has been shrinking by about 27% per year since 2019. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-06-2011 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.200.833.988 1083 Ganshoren, since 01-07-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 19-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- -€708
- ▲ 64.1%
- Loss
- €1,621
- ▼ 21.6%
- Equity
- €10,381
- ▼ 13.5%
- Total assets
- €10,381
- ▼ 75.6%
Signalsraises riskLiquiditeit niet neergelegdLoss of €1,621, the second in a row (financial year 2025)lowers riskSize: total assets €10,381Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 44 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-11-2025 PDF all 14 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a loss of €1,584, smaller than the loss of €1,971 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €1,497 |
| Depreciation and write-downs of the year | €357 | €357 | - | €454 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Companies with the same profile, two years later
Historical observationIn July 2024, 4,805 companies had the same profile as PEB AND CONSTRUCT has now. Two years later, 2.0% had gone bankrupt and 88.2% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PEB AND CONSTRUCT itself is lower: 0.3% within 12 months. It rests on far more data about PEB AND CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for PEB AND CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €2,982 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €357 | €357 | €357 | - | €454 | - |
| Other operating charges640/8 | - | - | - | €799 | €348 | - | €423 | - |
| Gross operating margin9900 | €65,087 | €54,147 | €406 | -€2,982 | €12,840 | -€1,971 | -€708 | ▲ 64.1% |
| Operating profit (loss)9901 | €63,942 | €54,097 | €49 | -€4,138 | €12,136 | -€1,971 | -€1,584 | ▲ 19.6% |
| Financial income75/76B | - | - | - | €1,288 | €1,207 | - | €59 | - |
| Recurring financial income75 | €1,556 | €1,431 | €1,396 | €1,288 | €1,207 | - | €59 | - |
| Financial charges65/66B | - | - | - | €76 | €106 | €96 | €96 | = |
| Recurring financial charges65 | €151 | €78 | €66 | €76 | €106 | €96 | €96 | = |
| Profit (loss) for the period before taxes9903 | €65,347 | €55,450 | €1,379 | -€2,926 | €13,237 | -€2,067 | -€1,621 | ▲ 21.6% |
| Income taxes67/77 | €23,000 | €17,824 | €368 | - | €2,752 | - | - | - |
| Profit (loss) for the period9904 | €42,347 | €37,627 | €1,011 | -€2,926 | €10,485 | -€2,067 | -€1,621 | ▲ 21.6% |
| Profit (loss) for the period to be appropriated9905 | €42,347 | €37,627 | €1,011 | -€2,926 | €10,485 | -€2,067 | -€1,621 | ▲ 21.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €100,362 | €113,352 | €96,877 | €93,583 | €106,820 | €42,568 | €10,381 | ▼ 75.6% |
| Fixed assets21/28 | - | - | €715 | €357 | - | - | €1,043 | - |
| Tangible fixed assets22/27 | - | - | €715 | €357 | - | - | €1,043 | - |
| Furniture and vehicles24 | - | - | - | €357 | - | - | €1,043 | - |
| Current assets29/58 | €100,362 | €113,352 | €96,162 | €93,226 | €106,820 | €42,568 | €9,337 | ▼ 78.1% |
| Amounts receivable within one year40/41 | €62,413 | €49,661 | €46,755 | €40,867 | €42,130 | €801 | €7,230 | ▲ 802% |
| Trade receivables40 | - | - | - | - | - | €105 | - | - |
| Other amounts receivable41 | - | - | - | €40,867 | €42,130 | €696 | €7,230 | ▲ 938% |
| Current investments50/53 | - | - | - | - | - | - | €2,107 | - |
| Cash at bank and in hand54/58 | €37,949 | €63,692 | €49,407 | €52,359 | €64,690 | €41,766 | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €100,362 | €113,352 | €96,877 | €93,583 | €106,820 | €42,568 | €10,381 | ▼ 75.6% |
| Equity10/15 | €57,872 | €95,498 | €96,509 | €93,583 | €44,068 | €12,002 | €10,381 | ▼ 13.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €8,060 | €8,060 | = |
| Capital10 | - | - | - | €6,200 | €6,200 | - | - | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | - | - | - | €12,400 | €12,400 | - | - | - |
| Reserves13 | €39,324 | €39,324 | €39,324 | €39,324 | €37,868 | €6,008 | €6,008 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €37,464 | €36,008 | €6,008 | €6,008 | = |
| Profit (loss) carried forward14 | €12,347 | €49,974 | €50,985 | €48,059 | €0 | -€2,067 | -€3,688 | ▼ 78.4% |
| Amounts payable17/49 | €42,490 | €17,854 | €368 | - | €62,752 | €30,566 | - | - |
| Amounts payable within one year42/48 | €42,490 | €17,854 | €368 | - | €62,752 | €30,566 | - | - |
| Trade debts44 | €14,198 | €331 | - | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €20,752 | €1,500 | - | - |
| Taxes450/3 | - | - | - | - | €20,752 | €1,500 | - | - |
| Other amounts payable47/48 | - | - | - | - | €42,000 | €29,066 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,347 | €37,627 | €1,011 | -€2,926 | €10,485 | -€2,067 | -€1,621 | ▲ 21.6% |
| + Depreciation and write-downs630 | - | - | €357 | €357 | €357 | - | €454 | - |
| Operating cash flow (approximation) | €42,347 | €37,627 | €1,368 | -€2,569 | €10,842 | -€2,067 | -€1,167 | ▲ 43.5% |
| Investment in fixed assets (approximation) | - | - | - | €1 | - | - | - | - |
| Change in cash | - | €25,743 | -€14,284 | €2,952 | €12,331 | -€22,923 | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 28-11-2025 | 2025-00575126 | |
| 30-06-2024 | micro format | 29-11-2024 | 2024-00610490 | |
| 30-06-2023 | micro format | 06-12-2023 | 2023-00527170 | |
| 30-06-2022 | micro format | 15-12-2022 | 2022-20537700 | |
| 30-06-2021 | micro format | 16-12-2021 | 2021-80700264 | |
| 30-06-2020 | micro format | 25-01-2021 | 2021-01900079 | |
| 30-06-2019 | micro format | 02-01-2020 | 2020-00300173 | |
| 30-06-2018 | micro format | 02-01-2019 | 2019-00100335 | |
| 30-06-2017 | micro format | 26-11-2017 | 2017-70900151 | |
| 30-06-2016 | full format | 30-11-2016 | 2016-68900363 |
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23543O0005/00R009 | Flanders | 2,140 m² | 1 · 138 m² | 9.5 m · 2 |
| 21392B0038/00R007 | Brussels | 153 m² | 1 · 141 m² | 22.9 m · 7 |