PEARL IT TECHNOLOGY
ActivePEARL IT TECHNOLOGY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 15.36 in 2024; short-term debt: 18.4% and cash: 17.4% of total assets), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.6%
Return on assets
46.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
29 d late
2024
17 d early
2023
14 d late
2022
3 d early
2021
64 d late
2020
30 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▲ 16.0%
2024 · €24k
2019: €15k
2020: €7k
2021: €2k
2022: €61k
2023: €-2k
2024: €24k
2019 → 2025
Working capital
€18k▼ 84.4%
2024 · €117k
2019: €21k
2020: €25k
2021: €26k
2022: €88k
2023: €91k
2024: €117k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€93k▲ 192%€102k▲ 9.4%€126k▲ 23.8%€49k▼ 60.8%
Operating result€2k-€77k▲ 4,662%€1k▼ 98.3%€37k▲ 2,672%€44k▲ 18.5%
Net result€2k-€61k▲ 2,654%€-2k€24k€28k▲ 16.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€31k▲ 234%
Current assets
€29k▼ 76.5%
Equity and liabilities €61k
Equity
€49k▼ 60.8%
Debt
€11k▲ 36.6%
The debt ratio rises from 6.1% to 18.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €40k
Cash flow
€34k▲
2024 · €28k
Solvency
81.6%▼
2024 · 93.9%
Current ratio
2.64▼
2024 · 15.36
Quick ratio
2.64▼
2024 · 15.36
Debt / equity
0.22▲
2024 · 0.06
ROE
56.9%▲
2024 · 19.2%
ROA
46.5%▲
2024 · 18.1%
Interest coverage
13.33▲
2024 · 9.58
Debt
€11k▲
2024 · €8k
Debt ≤ 1 year
€11k▲
2024 · €8k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€61k▼
Fixed assets21/28€9k€31k▲
Tangible fixed assets22/27€9k€31k▲
Plant, machinery and equipment23€2k€911▼
Furniture and vehicles24€8k€30k▲
Current assets29/58€125k€29k▼
Amounts receivable within one year40/41€19k€17k▼
Trade receivables40€19k€14k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€104k€11k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€134k€61k▼
Equity10/15€126k€49k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€106k€29k▼
Amounts payable17/49€8k€11k▲
Amounts payable within one year42/48€8k€11k▲
Trade debts44€337€509▲
Suppliers440/4€337€509▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€452-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€9k€2k▼
Gross operating margin9900€49k€52k▲
Operating profit (loss)9901€37k€44k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€33k€40k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€24k€28k▲
Profit (loss) for the period to be appropriated9905€24k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€134k▲
Profit (loss) brought forward from the previous period14P€82k€106k▲
Profit to be distributed694/7-€105k
Return on contributions (dividend)694-€105k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 15.36
Current ratio from 3.14 to 15.36; short-term debt falls from €43k to €8k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼104%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €102k ▲9.4%
Equity rises from €93k to €102k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €61k ▲2654%
Operating result €77k, net result €61k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.51
Current ratio from 3.18 to 7.51.
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 64 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 4.26
Current ratio from 2.07 to 4.26; short-term debt falls from €19k to €8k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselstraat 2731702 DilbeekGround area
757 m²
Building footprint
389 m²
Volume, LiDAR
225 m³
Parcel 23026B0049/00Z000, Flanders · tallest building 4.6 m. Linked by address, not a title deed.
1 establishment unit
Brusselstraat 273, 1702 Dilbeek
since 20192.285.252.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0049/00Z000 | Flanders | 757 m² | 1 · 389 m² | 4.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500FFB2DBF1C85253
Similar companies · same sector, comparable size
T.C.S. INFORMATIQUE
BE 0479.805.946
Saint-Ghislain · Eq €50k
SPOO
BE 0834.198.515
Waimes · Eq €50k
Cyber
BE 0598.978.067
Merelbeke-Melle · Eq €50k
MULTIMEDIAN
BE 0566.977.371
Grez-Doiceau · Eq €49k
Siteimprove
BE 0652.785.848
Brussel · Eq €50k
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,353 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2019
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.