PEAKS MANAGEMENT
ActivePEAKS MANAGEMENT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €2k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-33
Solvency62▼-38
Growth40▲+18
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 5.3 in 2024; short-term debt: 62.6% and cash: 67.2% of total assets), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
38 d early
2023
65 d early
2022
48 d early
2021
19 d early
2020
16 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€171k▲ 396%
2024 · €35k
2018: €108k
2019: €118k
2020: €139k
2021: €4k
2022: €7k
2023: €64k
2024: €35k
2018 → 2025
EBIT margin
1.0%▼ 26.8pp
2024 · 27.8%
2018: 20.3%
2019: 8.4%
2020: 31.7%
2021: -998.6%
2022: -176.4%
2023: 54.1%
2024: 27.8%
2018 → 2025
Net result
€2k▼ 81.9%
2024 · €9k
2018: €15k
2019: €7k
2020: €32k
2021: €-36k
2022: €-14k
2023: €34k
2024: €9k
2018 → 2025
Working capital
€61k▲ 3.0%
2024 · €59k
2018: €246
2019: €28k
2020: €83k
2021: €68k
2022: €55k
2023: €60k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4k-€7k▲ 100%€64k▲ 792%€35k▼ 46.2%€171k▲ 396%
Equity€70k-€56k▼ 19.6%€61k▲ 8.9%€61k=€63k▲ 2.6%
Operating result€-36k-€-13k▲ 64.7%€35k€10k▼ 72.3%€2k▼ 81.7%
Net result€-36k-€-14k▲ 62.3%€34k€9k▼ 73.8%€2k▼ 81.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€1k▼ 11.6%
Current assets
€166k▲ 126%
Equity and liabilities €167k
Equity
€63k▲ 2.6%
Debt
€105k▲ 658%
The debt ratio rises from 18.5% to 62.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €11k
Cash flow
€3k▼
2024 · €10k
Solvency
37.4%▼
2024 · 81.5%
Current ratio
1.59▼
2024 · 5.30
Quick ratio
1.59▼
2024 · 5.30
Debt / equity
1.67▲
2024 · 0.23
ROE
2.6%▼
2024 · 14.5%
ROA
1.0%▼
2024 · 11.8%
Interest coverage
17.36▼
2024 · 57.24
Debt
€105k▲
2024 · €14k
Debt ≤ 1 year
€105k▲
2024 · €14k
Income taxes
€0▼
2024 · €605
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€167k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Plant, machinery and equipment23€1k€1k▼
Current assets29/58€73k€166k▲
Amounts receivable within one year40/41€46k€50k▲
Trade receivables40€2k€6k▲
Other amounts receivable41€44k€44k=
Cash at bank and in hand54/58€24k€112k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€75k€167k▲
Equity10/15€61k€63k▲
Contributions10/11€22k€22k=
Capital10€22k€22k=
Issued capital100€22k€22k=
Reserves13€39k€39k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€13€2k▲
Amounts payable17/49€14k€105k▲
Amounts payable within one year42/48€14k€105k▲
Trade debts44€4k€103k▲
Suppliers440/4€4k€103k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€9k€148▼
Income statement
Code20242025
Turnover70€35k€171k▲
Goods, raw materials, services and sundry goods60/61€23k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€980€84▼
Gross operating margin9900€12k€3k▼
Operating profit (loss)9901€10k€2k▼
Financial charges65/66B€191€164▼
Recurring financial charges65€191€164▼
Profit (loss) for the period before taxes9903€9k€2k▼
Income taxes67/77€605€0▼
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€2k▼
Profit (loss) brought forward from the previous period14P€12€13▲
Transfer from equity791/2€0-
Profit to be distributed694/7€9k-
Return on contributions (dividend)694€9k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 9current ratio 60.73
Current ratio from 6.55 to 60.73; short-term debt falls from €12k to €918.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-36k ▼214%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Equity above €100kEq €106k ▲43%
3 profitable years in a row build equity to €106k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.61
Current ratio from 1.02 to 2.61.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de Liège 694840 WelkenraedtGround area
2,053 m²
Building footprint
468 m²
Volume, LiDAR
5,570 m³
2 parcels, Brussels, Wallonia · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Peaks Management
since 20072.160.623.134
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63084C0082/00F002 | Wallonia | 1,770 m² | 1 · 192 m² | 9.2 m · 2 fl. |
| 21810L2560/00V003 | Brussels | 283 m² | 1 · 275 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.