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Peak Engineering

Active
Jules Lahayestraat 7 ·1090 Jette, Belgium
BE 0780.498.424
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Peak Engineering is 0.8% (low). The 2024 annual accounts show equity of €133k and a net result of €56k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 7320 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 82% of 7320 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€56k+38.2%
Working capital€131k+74.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60k€80kOperating result 2022: €42k€42kNet result 2022: €33k€33kOperating result 2023: €51k€51kNet result 2023: €41k€41kOperating result 2024: €71k€71kNet result 2024: €56k€56k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~62.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2025: €182k (€171k - €192k)2026: €230k (€219k - €241k)2027: €278k (€268k - €289k)2022: €36k2023: €77k2024: €133k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 84.1% 65.1%
better than 82% of 7320 sector peers
Net result €56k €32k
better than 75% of 7317 sector peers
Equity €133k €58k
better than 81% of 7322 sector peers
Gross operating margin €72k €52k
better than 67% of 7311 sector peers
Total assets €158k €103k
better than 71% of 7323 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P82
2022: P47 · n=37672023: P67 · n=57802024: P82 · n=73202022 2024
Improving position over 2022-2024 · n=3767-7320
Net result P75
2022: P62 · n=37652023: P66 · n=57762024: P75 · n=73172022 2024
Improving position over 2022-2024 · n=3765-7317
Equity P81
2022: P49 · n=37692023: P68 · n=57832024: P81 · n=73222022 2024
Improving position over 2022-2024 · n=3769-7322
Gross operating margin P67
2022: P53 · n=37592023: P57 · n=57722024: P67 · n=73112022 2024
Improving position over 2022-2024 · n=3759-7311
Describes the position versus peers, not a forecast.
EBITDA
€72k
+38.4% 22-24
Net profit
€56k
+38.2% 22-24
Cash flow
€57k
+38.6% 22-24
Total assets
€158k
+46.5% 22-24
Equity
€133k
+72.9% 22-24
Working capital
€131k
+74.6% 22-24
Income taxes
€15k
+37.7% 22-24
Debt
€25k
-18.8% 22-24
Debt ≤ 1y
€25k
-18.8% 22-24
Current ratio
6.20
+81.3% 22-24
Quick ratio
6.20
+81.3% 22-24
Solvency
84.1%
+18.0% 22-24
Debt / equity
0.19
-53.0% 22-24
ROE
42.2%
-20.0% 22-24
ROA
35.4%
-5.7% 22-24
Interest coverage
527.94
+21.2% 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€72k
Net profit€56k
Cash flow€57k
Staff costs-
Income taxes€15k
Dividends-
Total assets€158k
Equity€133k
Debt€25k
of which ≤ 1y€25k
of which > 1y-
Working capital€131k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.20
Quick ratio6.20
Working capital ratio82.8%
Solvency84.1%
Debt / equity0.19
Long-term debt ratio-
Interest coverage527.94
Gross margin-
Net margin-
ROA35.4%
ROE42.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€158k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€156k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€143k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€158k
Equity 10/15€133k
Contributions / capital 10/11€3k
Reserves 13€130k
Amounts payable 17/49€25k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€72k
Operating result 9901€71k
Financial charges 65€137
Result before taxes 9903€71k
Income taxes 67/77€15k
Net result for the period 9904€56k
Result to be appropriated 9905€56k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Sint-Amandsstraat 198, 1853 Grimbergen
Groothandel in computers, randapparatuur en software
since 20222.328.675.337
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area302 m²
Buildings2
Building footprint139 m²
Volume (LiDAR)1,185 m³
Tallest building12.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0399/00T019 Flanders 220 m² 1 · 59 m² 12.2 m · 3 fl.
21463D0266/02E000 Brussels 81 m² 1 · 81 m² 12.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR Peak Engineering
Registered office
Jules Lahayestraat 7
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.