PEAK CONSULT
ActiveSummary
PEAK CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148,631 and a net result of -€52,909. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-96
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 10.72 against 12.73 in 2024; short-term debt: 7.3% and cash: 0.8% of total assets), and 13.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
126 d early
2024
31 d early
2023
1 d late
2022
17 d early
2021
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€148,631▼ 26.3%
2024 · €201,541
Total assets
€171,202▼ 27.6%
2024 · €236,569
Net result
-€52,909
2024 · €51,843
Working capital
€120,945▼ 28.2%
2024 · €168,534
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€61,321-€52,705▼ 14.1%€81,921▲ 55.4%€65,764▼ 19.7%-€48,700
Net result€46,123-€37,537▼ 18.6%€63,538▲ 69.3%€51,843▼ 18.4%-€52,909
Equity€48,623-€86,160▲ 77.2%€149,698▲ 73.7%€201,541▲ 34.6%€148,631▼ 26.3%
Total assets€72,571-€163,873▲ 126%€204,101▲ 24.5%€236,569▲ 15.9%€171,202▼ 27.6%
Debt€23,948-€77,713▲ 225%€54,404▼ 30.0%€35,029▼ 35.6%€22,571▼ 35.6%
Working capital€47,729-€120,166▲ 152%€138,884▲ 15.6%€168,534▲ 21.3%€120,945▼ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €48,700 after €65,764 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171,202
Fixed assets
€37,818 ▼ 29.5%
Current assets
€133,384 ▼ 27.1%
Equity and liabilities €171,202
Equity
€148,631 ▼ 26.3%
Debt
€22,571 ▼ 35.6%
Debt's share of the balance-sheet total falls from 14.8% to 13.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€32,846▼
2024 · €79,650
Cash flow
-€37,055▼
2024 · €65,729
Current ratio
10.72▼
2024 · 12.73
Debt to equity
0.15▼
2024 · 0.17
ROE
-35.6%▼
2024 · 25.7%
ROA
-30.9%▼
2024 · 21.9%
Interest coverage
-6.79▼
2024 · 21.97
Debt ≤ 1 year
€12,439▼
2024 · €14,363
Debt > 1 year
€10,132▼
2024 · €20,665
Income taxes
€0▼
2024 · €13,883
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,595 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.3%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,595 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €218 | €977 | €5,889 | €13,886 | €15,854 | ▲ 14.2% |
| Other operating charges640/8 | €646 | €1,177 | €1,718 | €1,697 | €1,203 | ▼ 29.1% |
| Gross operating margin9900 | €62,186 | €54,858 | €89,528 | €81,348 | -€31,643 | ▼ 139% |
| Operating profit (loss)9901 | €61,321 | €52,705 | €81,921 | €65,764 | -€48,700 | ▼ 174% |
| Financial income75/76B | €271 | €0 | €1,905 | €3,587 | €625 | ▼ 82.6% |
| Recurring financial income75 | €271 | €0 | €1,905 | €626 | €625 | ▼ 0.2% |
| Non-recurring financial income76B | - | - | - | €2,961 | €0 | ▼ 100% |
| Financial charges65/66B | €2,024 | €2,760 | €2,846 | €3,625 | €4,834 | ▲ 33.3% |
| Recurring financial charges65 | €2,024 | €2,760 | €2,846 | €3,625 | €4,834 | ▲ 33.3% |
| Profit (loss) for the period before taxes9903 | €59,569 | €49,944 | €80,980 | €65,726 | -€52,909 | ▼ 181% |
| Income taxes67/77 | €13,446 | €12,407 | €17,442 | €13,883 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €46,123 | €37,537 | €63,538 | €51,843 | -€52,909 | ▼ 202% |
| Profit (loss) for the period to be appropriated9905 | €46,123 | €37,537 | €63,538 | €51,843 | -€52,909 | ▼ 202% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,571 | €163,873 | €204,101 | €236,569 | €171,202 | ▼ 27.6% |
| Fixed assets21/28 | €894 | €6,197 | €41,495 | €53,672 | €37,818 | ▼ 29.5% |
| Tangible fixed assets22/27 | €894 | €6,197 | €41,495 | €53,672 | €37,818 | ▼ 29.5% |
| Plant, machinery and equipment23 | €894 | €523 | €936 | €398 | €12 | ▼ 97.0% |
| Furniture and vehicles24 | - | €1,742 | €9,192 | €15,987 | €10,293 | ▼ 35.6% |
| Other tangible fixed assets26 | - | €3,932 | €31,367 | €37,287 | €27,513 | ▼ 26.2% |
| Current assets29/58 | €71,676 | €157,676 | €162,606 | €182,897 | €133,384 | ▼ 27.1% |
| Amounts receivable after more than one year29 | - | €50,879 | €51,504 | €118,808 | €118,808 | = |
| Other amounts receivable291 | - | €50,879 | €51,504 | €118,808 | €118,808 | = |
| Amounts receivable within one year40/41 | €20,051 | €68,103 | €65,474 | €5,117 | €9,527 | ▲ 86.2% |
| Trade receivables40 | €11,404 | €37,603 | €10,981 | €0 | - | - |
| Other amounts receivable41 | €8,647 | €30,500 | €54,493 | €5,117 | €9,527 | ▲ 86.2% |
| Current investments50/53 | - | €11,138 | €20,000 | €0 | - | - |
| Cash at bank and in hand54/58 | €51,625 | €23,908 | €22,484 | €55,482 | €1,431 | ▼ 97.4% |
| Deferred charges and accrued income490/1 | - | €3,648 | €3,144 | €3,490 | €3,619 | ▲ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,571 | €163,873 | €204,101 | €236,569 | €171,202 | ▼ 27.6% |
| Equity10/15 | €48,623 | €86,160 | €149,698 | €201,541 | €148,631 | ▼ 26.3% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €46,123 | €83,660 | €147,198 | €199,041 | €146,131 | ▼ 26.6% |
| Distributable reserves133 | €46,123 | €83,660 | €147,198 | €199,041 | €146,131 | ▼ 26.6% |
| Amounts payable17/49 | €23,948 | €77,713 | €54,404 | €35,029 | €22,571 | ▼ 35.6% |
| Amounts payable after more than one year17 | - | €40,203 | €30,682 | €20,665 | €10,132 | ▼ 51.0% |
| Financial debts170/4 | - | €40,203 | €30,682 | €20,665 | €10,132 | ▼ 51.0% |
| Amounts payable within one year42/48 | €23,948 | €37,510 | €23,721 | €14,363 | €12,439 | ▼ 13.4% |
| Current portion of amounts payable after more than one year42 | - | €9,060 | €9,521 | €10,017 | €10,533 | ▲ 5.2% |
| Trade debts44 | €1,770 | €1,254 | €5,088 | €3,845 | €1,906 | ▼ 50.4% |
| Suppliers440/4 | €1,770 | €1,254 | €5,088 | €3,845 | €1,906 | ▼ 50.4% |
| Taxes, remuneration and social security45 | €22,178 | €27,196 | €9,112 | €502 | €0 | ▼ 100% |
| Taxes450/3 | €22,178 | €27,011 | €9,112 | €502 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €185 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €46,123 | €37,537 | €63,538 | €51,843 | -€52,909 | ▼ 202% |
| + Depreciation and write-downs630 | €218 | €977 | €5,889 | €13,886 | €15,854 | ▲ 14.2% |
| Operating cash flow (approximation) | €46,341 | €38,514 | €69,426 | €65,729 | -€37,055 | ▼ 156% |
| Investment in fixed assets (approximation) | - | -€6,279 | -€41,187 | -€26,063 | €0 | ▲ 100% |
| Change in cash | - | -€27,717 | -€1,424 | €32,998 | -€54,051 | ▼ 264% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€52,909
Net result drops to -€52,909, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €201,541 ▲34.6%
4 profitable years in a row build equity to €201,541.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Highest result since 2021net €63,538 ▲69.3%
Operating result €81,921, net result €63,538, both a record.
31-12
Financial
Equity above €100,000Eq €149,698 ▲73.7%
3 profitable years in a row build equity to €149,698.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Ground area
1,072 m²
Building footprint
858 m²
Volume, LiDAR
8,970 m³
Parcel 12403D0027/00L003, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PEAK CONSULT
since 20202.306.639.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0027/00L003 | Flanders | 1,072 m² | 1 · 858 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,841 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
78100Employment placement agencies
85699Other educational support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753738696
Also
9925:BE0753738696
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.