PEAK CONSULT
ActiveSummary
PEAK CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €-53k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-96
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.72 against 12.73 in 2024; short-term debt: 7.3% and cash: 0.8% of total assets), and 13.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
126 d early
2024
31 d early
2023
1 d late
2022
17 d early
2021
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▼ 26.3%
2024 · €202k
2021: €49klowest in 5 years
2022: €86k▲ +77.2% vs 2021
2023: €150k▲ +73.7% vs 2022
2024: €202k▲ +34.6% vs 2023highest in 5 years
2025: €149k▼ -26.3% vs 2024
2021 → 2025
Total assets
€171k▼ 27.6%
2024 · €237k
2021: €73klowest in 5 years
2022: €164k▲ +126% vs 2021
2023: €204k▲ +24.5% vs 2022
2024: €237k▲ +15.9% vs 2023highest in 5 years
2025: €171k▼ -27.6% vs 2024
2021 → 2025
Net result
€-53k
2024 · €52k
2021: €46k
2022: €38k▼ -18.6% vs 2021
2023: €64k▲ +69.3% vs 2022highest in 5 years
2024: €52k▼ -18.4% vs 2023
2025: €-53k▼ -202% vs 2024lowest in 5 years
2021 → 2025
Working capital
€121k▼ 28.2%
2024 · €169k
2021: €48klowest in 5 years
2022: €120k▲ +152% vs 2021
2023: €139k▲ +15.6% vs 2022
2024: €169k▲ +21.3% vs 2023highest in 5 years
2025: €121k▼ -28.2% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€86k▲ 77.2%€150k▲ 73.7%€202k▲ 34.6%€149k▼ 26.3%
2021: €49klowest in 5 years
2022: €86k▲ +77.2% vs 2021
2023: €150k▲ +73.7% vs 2022
2024: €202k▲ +34.6% vs 2023highest in 5 years
2025: €149k▼ -26.3% vs 2024
Operating result€61k-€53k▼ 14.1%€82k▲ 55.4%€66k▼ 19.7%€-49k
2021: €61k
2022: €53k▼ -14.1% vs 2021
2023: €82k▲ +55.4% vs 2022highest in 5 years
2024: €66k▼ -19.7% vs 2023
2025: €-49k▼ -174% vs 2024lowest in 5 years
Net result€46k-€38k▼ 18.6%€64k▲ 69.3%€52k▼ 18.4%€-53k
2021: €46k
2022: €38k▼ -18.6% vs 2021
2023: €64k▲ +69.3% vs 2022highest in 5 years
2024: €52k▼ -18.4% vs 2023
2025: €-53k▼ -202% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €49k after €66k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€38k ▼ 29.5%
Current assets
€133k ▼ 27.1%
Equity and liabilities €171k
Equity
€149k ▼ 26.3%
Debt
€23k ▼ 35.6%
Debt's share of the balance-sheet total falls from 14.8% to 13.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €80k
Cash flow
€-37k▼
2024 · €66k
Current ratio
10.72▼
2024 · 12.73
Debt to equity
0.15▼
2024 · 0.17
ROE
-35.6%▼
2024 · 25.7%
ROA
-30.9%▼
2024 · 21.9%
Interest coverage
-6.79▼
2024 · 21.97
Debt ≤ 1 year
€12k▼
2024 · €14k
Debt > 1 year
€10k▼
2024 · €21k
Income taxes
€0▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€237k€171k▼
Fixed assets21/28€54k€38k▼
Tangible fixed assets22/27€54k€38k▼
Plant, machinery and equipment23€398€12▼
Furniture and vehicles24€16k€10k▼
Other tangible fixed assets26€37k€28k▼
Current assets29/58€183k€133k▼
Amounts receivable after more than one year29€119k€119k=
Other amounts receivable291€119k€119k=
Amounts receivable within one year40/41€5k€10k▲
Trade receivables40€0-
Other amounts receivable41€5k€10k▲
Current investments50/53€0-
Cash at bank and in hand54/58€55k€1k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€237k€171k▼
Equity10/15€202k€149k▼
Contributions10/11€3k€3k=
Reserves13€199k€146k▼
Distributable reserves133€199k€146k▼
Amounts payable17/49€35k€23k▼
Amounts payable after more than one year17€21k€10k▼
Financial debts170/4€21k€10k▼
Amounts payable within one year42/48€14k€12k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€502€0▼
Taxes450/3€502€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€81k€-32k▼
Operating profit (loss)9901€66k€-49k▼
Financial income75/76B€4k€625▼
Recurring financial income75€626€625▼
Non-recurring financial income76B€3k€0▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€66k€-53k▼
Income taxes67/77€14k€0▼
Profit (loss) for the period9904€52k€-53k▼
Profit (loss) for the period to be appropriated9905€52k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€-53k▼
Transfer from equity791/2-€53k
Transfer to equity691/2€52k€0▼
To other reserves6921€52k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €218 | €977 | €6k | €14k | €16k | ▲ 14.2% |
| Other operating charges640/8 | €646 | €1k | €2k | €2k | €1k | ▼ 29.1% |
| Gross operating margin9900 | €62k | €55k | €90k | €81k | €-32k | ▼ 139% |
| Operating profit (loss)9901 | €61k | €53k | €82k | €66k | €-49k | ▼ 174% |
| Financial income75/76B | €271 | €0 | €2k | €4k | €625 | ▼ 82.6% |
| Recurring financial income75 | €271 | €0 | €2k | €626 | €625 | ▼ 0.2% |
| Non-recurring financial income76B | - | - | - | €3k | €0 | ▼ 100% |
| Financial charges65/66B | €2k | €3k | €3k | €4k | €5k | ▲ 33.3% |
| Recurring financial charges65 | €2k | €3k | €3k | €4k | €5k | ▲ 33.3% |
| Profit (loss) for the period before taxes9903 | €60k | €50k | €81k | €66k | €-53k | ▼ 181% |
| Income taxes67/77 | €13k | €12k | €17k | €14k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €46k | €38k | €64k | €52k | €-53k | ▼ 202% |
| Profit (loss) for the period to be appropriated9905 | €46k | €38k | €64k | €52k | €-53k | ▼ 202% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73k | €164k | €204k | €237k | €171k | ▼ 27.6% |
| Fixed assets21/28 | €894 | €6k | €41k | €54k | €38k | ▼ 29.5% |
| Tangible fixed assets22/27 | €894 | €6k | €41k | €54k | €38k | ▼ 29.5% |
| Plant, machinery and equipment23 | €894 | €523 | €936 | €398 | €12 | ▼ 97.0% |
| Furniture and vehicles24 | - | €2k | €9k | €16k | €10k | ▼ 35.6% |
| Other tangible fixed assets26 | - | €4k | €31k | €37k | €28k | ▼ 26.2% |
| Current assets29/58 | €72k | €158k | €163k | €183k | €133k | ▼ 27.1% |
| Amounts receivable after more than one year29 | - | €51k | €52k | €119k | €119k | = |
| Other amounts receivable291 | - | €51k | €52k | €119k | €119k | = |
| Amounts receivable within one year40/41 | €20k | €68k | €65k | €5k | €10k | ▲ 86.2% |
| Trade receivables40 | €11k | €38k | €11k | €0 | - | - |
| Other amounts receivable41 | €9k | €31k | €54k | €5k | €10k | ▲ 86.2% |
| Current investments50/53 | - | €11k | €20k | €0 | - | - |
| Cash at bank and in hand54/58 | €52k | €24k | €22k | €55k | €1k | ▼ 97.4% |
| Deferred charges and accrued income490/1 | - | €4k | €3k | €3k | €4k | ▲ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73k | €164k | €204k | €237k | €171k | ▼ 27.6% |
| Equity10/15 | €49k | €86k | €150k | €202k | €149k | ▼ 26.3% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €46k | €84k | €147k | €199k | €146k | ▼ 26.6% |
| Distributable reserves133 | €46k | €84k | €147k | €199k | €146k | ▼ 26.6% |
| Amounts payable17/49 | €24k | €78k | €54k | €35k | €23k | ▼ 35.6% |
| Amounts payable after more than one year17 | - | €40k | €31k | €21k | €10k | ▼ 51.0% |
| Financial debts170/4 | - | €40k | €31k | €21k | €10k | ▼ 51.0% |
| Amounts payable within one year42/48 | €24k | €38k | €24k | €14k | €12k | ▼ 13.4% |
| Current portion of amounts payable after more than one year42 | - | €9k | €10k | €10k | €11k | ▲ 5.2% |
| Trade debts44 | €2k | €1k | €5k | €4k | €2k | ▼ 50.4% |
| Suppliers440/4 | €2k | €1k | €5k | €4k | €2k | ▼ 50.4% |
| Taxes, remuneration and social security45 | €22k | €27k | €9k | €502 | €0 | ▼ 100% |
| Taxes450/3 | €22k | €27k | €9k | €502 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €185 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €46k | €38k | €64k | €52k | €-53k | ▼ 202% |
| + Depreciation and write-downs630 | €218 | €977 | €6k | €14k | €16k | ▲ 14.2% |
| Operating cash flow (approximation) | €46k | €39k | €69k | €66k | €-37k | ▼ 156% |
| Investment in fixed assets (approximation) | - | €-6k | €-41k | €-26k | €0 | ▲ 100% |
| Change in cash | - | €-28k | €-1k | €33k | €-54k | ▼ 264% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €202k ▲34.6%
4 profitable years in a row build equity to €202k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Highest result since 2021net €64k ▲69.3%
Operating result €82k, net result €64k, both a record.
31-12
Financial
Equity above €100kEq €150k ▲73.7%
3 profitable years in a row build equity to €150k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Ground area
1,072 m²
Building footprint
858 m²
Volume, LiDAR
8,970 m³
Parcel 12403D0027/00L003, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PEAK CONSULT
since 20202.306.639.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0027/00L003 | Flanders | 1,072 m² | 1 · 858 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
78100Employment placement agencies
85699Other educational support services
Scores and ratios are computed by Checked and are not a credit decision.