PEACHES
ActiveSummary
PEACHES has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €132,880 and a net result of €36,707. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 11620 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability93▼-6
Solvency96▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.02 in 2023; short-term debt: 29% and cash: 27.5% of total assets), and 29% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
184 d late
2022
394 d late
2021
241 d late
2020
76 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 191 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€132,880▲ 38.2%
2023 · €96,173
Total assets
€187,085▲ 31.3%
2023 · €142,443
Net result
€36,707▲ 7.3%
2023 · €34,200
Working capital
€28,765▲ 3,177%
2023 · €878
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€12,307-€36,162▲ 194%€7,291▼ 79.8%€46,993▲ 545%€54,625▲ 16.2%
Net result€10,988within the sector's middle half-€26,611within the sector's middle half▲ 142%€4,376within the sector's middle half▼ 83.6%€34,200within the sector's middle half▲ 682%€36,707within the sector's middle half▲ 7.3%
Equity€40,988within the sector's middle half-€57,598within the sector's middle half▲ 40.5%€61,974within the sector's middle half▲ 7.6%€96,173within the sector's middle half▲ 55.2%€132,880within the sector's middle half▲ 38.2%
Total assets€99,444within the sector's middle half-€126,048within the sector's middle half▲ 26.8%€120,879within the sector's middle half▼ 4.1%€142,443within the sector's middle half▲ 17.8%€187,085within the sector's middle half▲ 31.3%
Debt€58,457-€68,450▲ 17.1%€58,905▼ 13.9%€46,270▼ 21.5%€54,204▲ 17.1%
Working capital-€11,324below the sector's middle half--€22,605below the sector's middle half▼ 99.6%-€16,724below the sector's middle half▲ 26.0%€878below the sector's middle half€28,765within the sector's middle half▲ 3,177%
Solvency41.2%within the sector's middle half-45.7%within the sector's middle half▲ 4.5pp51.3%within the sector's middle half▲ 5.6pp67.5%within the sector's middle half▲ 16.2pp71.0%within the sector's middle half▲ 3.5pp
Current ratio0.81below the sector's middle half-0.67below the sector's middle half▼ 0.140.72below the sector's middle half▲ 0.051.02below the sector's middle half▲ 0.301.53within the sector's middle half▲ 0.51
Return on assets (ROA)11.0%within the sector's middle half-21.1%within the sector's middle half▲ 10.1pp3.6%within the sector's middle half▼ 17.5pp24.0%within the sector's middle half▲ 20.4pp19.6%within the sector's middle half▼ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 16% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €187,085
Fixed assets
€104,115 ▲ 9.3%
Current assets
€82,969 ▲ 76.0%
Equity and liabilities €187,085
Equity
€132,880 ▲ 38.2%
Debt
€54,204 ▲ 17.1%
Debt's share of the balance-sheet total falls from 32.5% to 29.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75,326▲
2023 · €64,852
Cash flow
€57,408▲
2023 · €52,059
Debt to equity
0.41▼
2023 · 0.48
ROE
27.6%▼
2023 · 35.6%
Interest coverage
250.63▼
2023 · 407.72
Debt ≤ 1 year
€54,204▲
2023 · €46,270
Income taxes
€17,624▲
2023 · €12,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,543 | €11,070 | €16,021 | €17,859 | €20,701 | ▲ 15.9% |
| Other operating charges640/8 | - | €4,830 | €1,966 | €4,596 | €3,912 | ▼ 14.9% |
| Gross operating margin9900 | €17,487 | €52,062 | €25,279 | €69,448 | €79,237 | ▲ 14.1% |
| Operating profit (loss)9901 | €12,307 | €36,162 | €7,291 | €46,993 | €54,625 | ▲ 16.2% |
| Financial income75/76B | - | €1 | €114 | €4 | €7 | ▲ 71.5% |
| Recurring financial income75 | - | €1 | €114 | €4 | €7 | ▲ 71.5% |
| Financial charges65/66B | - | €138 | €150 | €159 | €301 | ▲ 88.9% |
| Recurring financial charges65 | €165 | €138 | €150 | €159 | €301 | ▲ 88.9% |
| Profit (loss) for the period before taxes9903 | €12,142 | €36,025 | €7,256 | €46,838 | €54,331 | ▲ 16.0% |
| Income taxes67/77 | €1,155 | €9,414 | €2,880 | €12,638 | €17,624 | ▲ 39.5% |
| Profit (loss) for the period9904 | €10,988 | €26,611 | €4,376 | €34,200 | €36,707 | ▲ 7.3% |
| Profit (loss) for the period to be appropriated9905 | €10,988 | €26,611 | €4,376 | €34,200 | €36,707 | ▲ 7.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €99,444 | €126,048 | €120,879 | €142,443 | €187,085 | ▲ 31.3% |
| Fixed assets21/28 | €52,312 | €80,203 | €78,698 | €95,295 | €104,115 | ▲ 9.3% |
| Tangible fixed assets22/27 | €52,312 | €80,203 | €78,698 | €95,295 | €104,115 | ▲ 9.3% |
| Land and buildings22 | - | €32,910 | €38,746 | €42,315 | €43,700 | ▲ 3.3% |
| Plant, machinery and equipment23 | - | €14,596 | €13,306 | €26,854 | €35,549 | ▲ 32.4% |
| Furniture and vehicles24 | - | €32,697 | €26,646 | €26,126 | €24,866 | ▼ 4.8% |
| Current assets29/58 | €47,133 | €45,845 | €42,181 | €47,148 | €82,969 | ▲ 76.0% |
| Amounts receivable within one year40/41 | €8,912 | €16,466 | €18,022 | €34,267 | €30,167 | ▼ 12.0% |
| Trade receivables40 | - | €16,466 | €17,987 | €28,779 | €30,167 | ▲ 4.8% |
| Other amounts receivable41 | - | - | €35 | €5,488 | - | - |
| Cash at bank and in hand54/58 | €38,221 | €29,378 | €22,615 | €11,158 | €51,355 | ▲ 360% |
| Deferred charges and accrued income490/1 | - | - | €1,545 | €1,723 | €1,447 | ▼ 16.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €99,444 | €126,048 | €120,879 | €142,443 | €187,085 | ▲ 31.3% |
| Equity10/15 | €40,988 | €57,598 | €61,974 | €96,173 | €132,880 | ▲ 38.2% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Capital10 | - | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Issued capital100 | - | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €10,988 | €27,598 | €31,974 | €66,173 | €102,880 | ▲ 55.5% |
| Distributable reserves133 | - | €27,598 | €31,974 | €66,173 | €102,880 | ▲ 55.5% |
| Amounts payable17/49 | €58,457 | €68,450 | €58,905 | €46,270 | €54,204 | ▲ 17.1% |
| Amounts payable within one year42/48 | €58,457 | €68,450 | €58,905 | €46,270 | €54,204 | ▲ 17.1% |
| Trade debts44 | €18,554 | €5,086 | €3,868 | €9,223 | €9,081 | ▼ 1.5% |
| Suppliers440/4 | - | €5,086 | €3,868 | €9,223 | €9,081 | ▼ 1.5% |
| Taxes, remuneration and social security45 | - | €18,922 | €23,303 | €27,047 | €31,615 | ▲ 16.9% |
| Taxes450/3 | - | €18,322 | €20,005 | €26,911 | €28,815 | ▲ 7.1% |
| Remuneration and social security454/9 | - | €600 | €3,297 | €136 | €2,800 | ▲ 1,961% |
| Other amounts payable47/48 | - | €44,441 | €31,734 | €10,000 | €13,508 | ▲ 35.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,988 | €26,611 | €4,376 | €34,200 | €36,707 | ▲ 7.3% |
| + Depreciation and write-downs630 | €1,543 | €11,070 | €16,021 | €17,859 | €20,701 | ▲ 15.9% |
| Operating cash flow (approximation) | €12,531 | €37,681 | €20,397 | €52,059 | €57,408 | ▲ 10.3% |
| Investment in fixed assets (approximation) | - | -€38,962 | -€14,516 | -€34,457 | -€29,521 | ▲ 14.3% |
| Change in cash | - | -€8,843 | -€6,764 | -€11,457 | €40,197 | ▲ 451% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 184 days late
2024
31-12
Financial
Highest result since 2020net €36,707 ▲7.3%
Operating result €54,625, net result €36,707, both a record.
31-12
Financial
Equity above €100,000Eq €132,880 ▲38.2%
5 profitable years in a row build equity to €132,880.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 394 days late
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 241 days late
2022
31-12
Financial
Weakest financial yearnet €4,376 ▼83.6%
Net result drops to €4,376, the lowest in the series; recovery starts the following year.
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lincent · 1 establishment unit since 2020
Ground area
661 m²
Building footprint
154 m²
Volume, LiDAR
1,418 m³
Parcel 64047B0132/00L000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PEACHES
since 20202.306.853.109
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64047B0132/00L000 | Wallonia | 661 m² | 1 · 154 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Atelier Mahieur
BE 0823.356.487
Gent · Eq €131,839
Ivo de Groot
BE 0871.995.059
Antwerpen · Eq €134,141
TM Construct
BE 0824.364.693
Wommelgem · Eq €131,221
Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 1,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750824639
Also
9925:BE0750824639
Registered
13-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.