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Peach.ELD

Active
Public limited companyfounded 1995active for 31 yearsBlijde-Inkomststraat 80/204, 3000 Leuven, BelgiumKBO/BCE: BE 0454.868.731
Summary

Peach.ELD has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €289,462 and a net result of €4,523. Equity is shrinking by about 3.6% per year across the filed financial years. Its solvency ranks better than 67% of 246 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2026, abbreviated format

Equity
€289,462▲ 1.6%
2025 · €284,939
Total assets
€479,030▼ 1.8%
2025 · €487,907
Net result
€4,523▼ 29.0%
2025 · €6,373
Working capital
-€114,519▲ 17.6%
2025 · -€138,998
Trend over the years

2022 to 2026, 5 financial years 2019 to 2026, 8 financial years

The operating result recovers in 2026; 2026 is 58% above 2025.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€15,314 2026 Net result€4,523 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result-€8,688--€2,134▲ 75.4%-€5,674▼ 166%€568€1,442▲ 154%€22,535▲ 16×€9,669▼ 57.1%€15,314▲ 58.4%
Net result€839-€4,786▲ 470%-€6,723within the sector's middle half-€1,677within the sector's middle half▲ 75.1%-€1,518within the sector's middle half▲ 9.5%€15,256within the sector's middle half€6,373within the sector's middle half▼ 58.2%€4,523▼ 29.0%
Equity€376,588-€373,227▼ 0.9%€366,504above the sector's middle half▼ 1.8%€364,827above the sector's middle half▼ 0.5%€363,309above the sector's middle half▼ 0.4%€278,566within the sector's middle half▼ 23.3%€284,939above the sector's middle half▲ 2.3%€289,462▲ 1.6%
Total assets€609,587-€532,982▼ 12.6%€513,800within the sector's middle half▼ 3.6%€496,876within the sector's middle half▼ 3.3%€475,722within the sector's middle half▼ 4.3%€513,403within the sector's middle half▲ 7.9%€487,907within the sector's middle half▼ 5.0%€479,030▼ 1.8%
Debt€169,585-€99,051▼ 41.6%€89,303▼ 9.8%€76,766▼ 14.0%€60,076▼ 21.7%€185,448▲ 209%€156,525▼ 15.6%€146,072▼ 6.7%
Working capital-€38,314--€39,414▼ 2.9%-€43,355within the sector's middle half▼ 10.0%-€39,482within the sector's middle half▲ 8.9%-€37,714within the sector's middle half▲ 4.5%-€149,337below the sector's middle half▼ 296%-€138,998below the sector's middle half▲ 6.9%-€114,519▲ 17.6%
Solvency61.8%-70.0%▲ 8.2pp71.3%above the sector's middle half▲ 1.3pp73.4%above the sector's middle half▲ 2.1pp76.4%above the sector's middle half▲ 2.9pp54.3%within the sector's middle half▼ 22.1pp58.4%within the sector's middle half▲ 4.1pp60.4%▲ 2.0pp
Current ratio0.65-0.15▼ 0.500.12below the sector's middle half▼ 0.030.16below the sector's middle half▲ 0.040.06below the sector's middle half▼ 0.100.14below the sector's middle half▲ 0.080.11below the sector's middle half▼ 0.040.21▲ 0.10
Return on assets (ROA)0.1%-0.9%▲ 0.8pp-1.3%within the sector's middle half▼ 2.2pp-0.3%within the sector's middle half▲ 1.0pp-0.3%within the sector's middle half=3.0%within the sector's middle half▲ 3.3pp1.3%within the sector's middle half▼ 1.7pp0.9%▼ 0.4pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €479,030
Fixed assets €448,569 ▼ 4.8%
Current assets €30,460 ▲ 84.7%
Equity and liabilities €479,030
Equity €289,462 ▲ 1.6%
Provisions €43,496 ▼ 6.3%
Debt €146,072 ▼ 6.7%
Debt's share of the balance-sheet total falls from 32.1% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€38,162▲
2025 · €32,394
Cash flow
€27,372▼
2025 · €29,098
Debt to equity
0.50▼
2025 · 0.55
ROE
1.6%▼
2025 · 2.2%
Interest coverage
4.24▼
2025 · 36.28
Debt ≤ 1 year
€144,979▼
2025 · €155,486
Income taxes
€4,732▼
2025 · €5,349
Staff costs
€180
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.1% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96.1% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 57 lines
Balance sheet Code20252026
Assets
Total assets20/58€487,907€479,030▼
Fixed assets21/28€471,418€448,569▼
Tangible fixed assets22/27€471,418€448,569▼
Land and buildings22€442,236€424,837▼
Plant, machinery and equipment23€27,004€22,036▼
Furniture and vehicles24€2,178€1,697▼
Current assets29/58€16,489€30,460▲
Amounts receivable within one year40/41€487€268▼
Trade receivables40€487€0▼
Other amounts receivable41-€268
Cash at bank and in hand54/58€14,322€27,481▲
Deferred charges and accrued income490/1€1,680€2,712▲
Equity and liabilities
Total equity and liabilities10/49€487,907€479,030▼
Equity10/15€284,939€289,462▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€222,939€227,462▲
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Tax-exempt reserves132€138,012€129,172▼
Distributable reserves133€78,727€92,090▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€46,443€43,496▼
Deferred taxes168€46,443€43,496▼
Amounts payable17/49€156,525€146,072▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€155,486€144,979▼
Current portion of amounts payable after more than one year42€10,001€0▼
Trade debts44€3,664€5,212▲
Suppliers440/4€3,664€5,212▲
Taxes, remuneration and social security45€1,496€3,812▲
Taxes450/3€1,496€3,812▲
Other amounts payable47/48€140,326€135,955▼
Accrued charges and deferred income492/3€1,039€1,093▲
Income statement Code20252026
Remuneration, social security and pensions62-€180
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,725€22,849▲
Other operating charges640/8€6,025€7,257▲
Gross operating margin9900€38,419€45,600▲
Operating profit (loss)9901€9,669€15,314▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€893€9,006▲
Recurring financial charges65€893€9,006▲
Profit (loss) for the period before taxes9903€8,776€6,308▼
Transfer from deferred taxes780€2,947€2,947=
Income taxes67/77€5,349€4,732▼
Profit (loss) for the period9904€6,373€4,523▼
Transfer from tax-exempt reserves789€8,840€8,840=
Profit (loss) for the period to be appropriated9905€15,214€13,364▼
Appropriation of the result
Profit (loss) to be appropriated9906€15,214€13,364▼
Transfer from equity791/2€0-
Transfer to equity691/2€15,214€13,364▼
To other reserves6921€15,214€13,364▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023202420252026Change
Remuneration, social security and pensions62-------€180-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,681€18,375€18,261€18,261€18,325€19,831€22,725€22,849▲ 0.5%
Other operating charges640/8€2,384€2,843-€2,856€3,131€3,921€6,025€7,257▲ 20.5%
Gross operating margin9900€11,377€19,084€15,375€21,685€22,899€46,288€38,419€45,600▲ 18.7%
Operating profit (loss)9901-€8,688-€2,134-€5,674€568€1,442€22,535€9,669€15,314▲ 58.4%
Financial income75/76B€2,647---€59€5€0€1-
Recurring financial income75€2,647---€59€5€0€1-
Financial charges65/66B€3,725€3,685-€2,589€3,640€1,650€893€9,006▲ 909%
Recurring financial charges65€3,725€3,685€3,241€2,589€3,640€1,650€893€9,006▲ 909%
Profit (loss) for the period before taxes9903-€9,766-€5,819-€8,914-€2,021-€2,139€20,890€8,776€6,308▼ 28.1%
Transfer from deferred taxes780€10,857€10,857-€2,710€2,947€2,947€2,947€2,947=
Income taxes67/77€252€252€519€2,366€2,326€8,581€5,349€4,732▼ 11.5%
Profit (loss) for the period9904€839€4,786-€6,723-€1,677-€1,518€15,256€6,373€4,523▼ 29.0%
Transfer from tax-exempt reserves789---€8,146€8,840€8,840€8,840€8,840=
Profit (loss) for the period to be appropriated9905€839€4,786€1,423€6,469€7,323€24,097€15,214€13,364▼ 12.2%
Line20192020202120222023202420252026Change
Assets
Total assets20/58€609,587€532,982€513,800€496,876€475,722€513,403€487,907€479,030▼ 1.8%
Fixed assets21/28€538,316€526,114€507,853€489,592€473,360€488,332€471,418€448,569▼ 4.8%
Tangible fixed assets22/27€538,316€526,114€507,853€489,592€473,360€488,332€471,418€448,569▼ 4.8%
Land and buildings22€532,589€515,786-€481,839€464,865€459,636€442,236€424,837▼ 3.9%
Plant, machinery and equipment23€5,727€10,328-€7,754€8,495€26,037€27,004€22,036▼ 18.4%
Furniture and vehicles24-----€2,659€2,178€1,697▼ 22.1%
Current assets29/58€71,271€6,868€5,947€7,284€2,361€25,071€16,489€30,460▲ 84.7%
Amounts receivable within one year40/41€63,185€4,428--€90€9,075€487€268▼ 44.9%
Trade receivables40€185€2,603--€90€9,075€487€0▼ 100%
Other amounts receivable41€63,000€1,825-----€268-
Cash at bank and in hand54/58€8,086€2,440€5,947€7,284€2,271€13,312€14,322€27,481▲ 91.9%
Deferred charges and accrued income490/1-----€2,684€1,680€2,712▲ 61.4%
Equity and liabilities
Total equity and liabilities10/49€609,587€532,982€513,800€496,876€475,722€513,403€487,907€479,030▼ 1.8%
Equity10/15€376,588€373,227€366,504€364,827€363,309€278,566€284,939€289,462▲ 1.6%
Contributions10/11€62,000€62,000€62,000€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000-€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000-€62,000€62,000€62,000€62,000€62,000=
Reserves13€285,040€276,895€268,748€260,602€301,309€216,566€222,939€227,462▲ 2.0%
Non-distributable reserves130/1-€6,200-€6,200€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200-€6,200€6,200€6,200€6,200€6,200=
Tax-exempt reserves132€188,972€180,827-€164,534€155,693€146,853€138,012€129,172▼ 6.4%
Distributable reserves133€89,868€89,868-€89,868€139,416€63,513€78,727€92,090▲ 17.0%
Profit (loss) carried forward14€29,548€34,332€35,756€42,225--€0--
Provisions and deferred taxes16€63,414€60,704€57,994€55,283€52,336€49,390€46,443€43,496▼ 6.3%
Deferred taxes168€63,414€60,704-€55,283€52,336€49,390€46,443€43,496▼ 6.3%
Amounts payable17/49€169,585€99,051€89,303€76,766€60,076€185,448€156,525€146,072▼ 6.7%
Amounts payable after more than one year17€60,000€50,001€40,000€30,000€20,001€10,001€0--
Financial debts170/4€60,000€50,001-€30,000€20,001€10,001€0--
Amounts payable within one year42/48€109,585€46,282€49,302€46,765€40,076€174,408€155,486€144,979▼ 6.8%
Current portion of amounts payable after more than one year42€10,000€18,000-€18,000€10,030€10,030€10,001€0▼ 100%
Trade debts44€11,179€1,530€4,332€2,994€3,131€3,804€3,664€5,212▲ 42.2%
Suppliers440/4€11,179€1,530-€2,994€3,131€3,804€3,664€5,212▲ 42.2%
Taxes, remuneration and social security45€3,588€504-€2,619€2,578€5,104€1,496€3,812▲ 155%
Taxes450/3€3,588€504-€2,619€2,578€5,104€1,496€3,812▲ 155%
Other amounts payable47/48€84,818€26,248-€23,153€24,336€155,471€140,326€135,955▼ 3.1%
Accrued charges and deferred income492/3-€2,768---€1,039€1,039€1,093▲ 5.2%
Line20192020202120222023202420252026Change
Profit (loss) for the period9904€839€4,786-€6,723-€1,677-€1,518€15,256€6,373€4,523▼ 29.0%
+ Depreciation and write-downs630€17,681€18,375€18,261€18,261€18,325€19,831€22,725€22,849▲ 0.5%
Operating cash flow (approximation)€18,520€23,161€11,538€16,584€16,808€35,087€29,098€27,372▼ 5.9%
Investment in fixed assets (approximation)--€6,173€0€0-€2,094-€34,803-€5,811€0-
Change in cash--€5,646€3,507€1,336-€5,012€11,040€1,010€13,159▲ 13×

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 31 filings with the National Bank
Financial year Type Filed Reference
30-06-2026 abbreviated format 30-09-2026 2026-00536412
30-06-2025 micro format 30-09-2025 2025-00518176
30-06-2024 micro format 25-10-2024 2024-00514514
30-06-2023 micro format 28-11-2023 2023-00518480
30-06-2022 micro format 31-01-2023 2023-00021836
30-06-2021 micro format 26-01-2022 2022-02100421
30-06-2020 abbreviated format 27-01-2021 2021-02600275
30-06-2019 abbreviated format 28-01-2020 2020-02500593
30-06-2018 abbreviated format 03-12-2018 2018-73500359
30-06-2017 abbreviated format 12-12-2017 2017-71600324

Show all 31 filings

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Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.