Pé VERCA
ActiveSummary
Pé VERCA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 21% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability70▲+68
Solvency46▲+4
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.27 in 2023; short-term debt: 78.7% and cash: 0.6% of total assets), and 78.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.3%
Return on assets
1.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 37953 sector peers (2024).
NBB · sector comparisonPosition among 37953 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
27 d late
2022
55 d early
2021
30 d late
2020
43 d early
2019
98 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€33k▲ 5.3%
2023 · €31k
2018: €32k
2019: €33k▲ +1.2% vs 2018
2020: €48k▲ +46.3% vs 2019
2021: €54k▲ +13.6% vs 2020
2022: €55k▲ +1.7% vs 2021highest in 7 years
2023: €31k▼ -43.2% vs 2022lowest in 7 years
2024: €33k▲ +5.3% vs 2023
2018 → 2024
Total assets
€155k▼ 15.1%
2023 · €182k
2018: €252k
2019: €265k▲ +5.1% vs 2018highest in 7 years
2020: €222k▼ -16.2% vs 2019
2021: €251k▲ +13.1% vs 2020
2022: €231k▼ -8.1% vs 2021
2023: €182k▼ -21.1% vs 2022
2024: €155k▼ -15.1% vs 2023lowest in 7 years
2018 → 2024
Net result
€2k
2023 · €-24k
2018: €14k
2019: €378▼ -97.2% vs 2018
2020: €15k▲ +3886% vs 2019highest in 7 years
2021: €6k▼ -57.1% vs 2020
2022: €946▼ -85.4% vs 2021
2023: €-24k▼ -2611% vs 2022lowest in 7 years
2024: €2k▲ +107% vs 2023
2018 → 2024
Working capital
€-88k▲ 20.3%
2023 · €-110k
2018: €-95k
2019: €-92k▲ +3.0% vs 2018
2020: €-79k▲ +14.9% vs 2019highest in 7 years
2021: €-124k▼ -57.6% vs 2020lowest in 7 years
2022: €-103k▲ +16.8% vs 2021
2023: €-110k▼ -6.6% vs 2022
2024: €-88k▲ +20.3% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€54k▲ 13.6%€55k▲ 1.7%€31k▼ 43.2%€33k▲ 5.3%
2020: €48k
2021: €54k▲ +13.6% vs 2020
2022: €55k▲ +1.7% vs 2021highest in 5 years
2023: €31k▼ -43.2% vs 2022lowest in 5 years
2024: €33k▲ +5.3% vs 2023
Operating result€19k-€10k▼ 50.6%€631▼ 93.4%€-23k€2k
2020: €19khighest in 5 years
2021: €10k▼ -50.6% vs 2020
2022: €631▼ -93.4% vs 2021
2023: €-23k▼ -3820% vs 2022lowest in 5 years
2024: €2k▲ +109% vs 2023
Net result€15k-€6k▼ 57.1%€946▼ 85.4%€-24k€2k
2020: €15khighest in 5 years
2021: €6k▼ -57.1% vs 2020
2022: €946▼ -85.4% vs 2021
2023: €-24k▼ -2611% vs 2022lowest in 5 years
2024: €2k▲ +107% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €23k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €155k
Fixed assets
€120k ▼ 14.6%
Current assets
€34k ▼ 16.6%
Equity and liabilities €155k
Equity
€33k ▲ 5.3%
Debt
€122k ▼ 19.3%
Debt's share of the balance-sheet total falls from 82.8% to 78.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €-3k
Cash flow
€22k▲
2023 · €-3k
Current ratio
0.28▲
2023 · 0.27
Quick ratio
0.20▼
2023 · 0.20
Debt to equity
3.70▼
2023 · 4.83
ROE
5.0%▲
2023 · -75.9%
ROA
1.1%▲
2023 · -13.0%
Interest coverage
116.33▲
2023 · -5.52
Debt ≤ 1 year
€122k▼
2023 · €151k
Income taxes
€169▼
2023 · €672
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€182k€155k▼
Fixed assets21/28€141k€120k▼
Tangible fixed assets22/27€101k€80k▼
Land and buildings22€68k€52k▼
Plant, machinery and equipment23€530€62▼
Other tangible fixed assets26€33k€28k▼
Financial fixed assets28€40k€40k=
Current assets29/58€41k€34k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Cash at bank and in hand54/58€22€897▲
Deferred charges and accrued income490/1€31k€23k▼
Equity and liabilities
Total equity and liabilities10/49€182k€155k▼
Equity10/15€31k€33k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€11€11=
Profit (loss) carried forward14€-24k€-22k▲
Amounts payable17/49€151k€122k▼
Amounts payable within one year42/48€151k€122k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€147k€114k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-425€25k▲
Operating profit (loss)9901€-23k€2k▲
Financial income75/76B€943-
Recurring financial income75€943-
Financial charges65/66B€526€194▼
Recurring financial charges65€526€194▼
Profit (loss) for the period before taxes9903€-23k€2k▲
Income taxes67/77€672€169▼
Profit (loss) for the period9904€-24k€2k▲
Profit (loss) for the period to be appropriated9905€-24k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-22k▲
Profit (loss) brought forward from the previous period14P-€-24k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €25k | €21k | €21k | €21k | = |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▼ 11.0% |
| Gross operating margin9900 | €44k | €37k | €23k | €-425 | €25k | ▲ 5,930% |
| Operating profit (loss)9901 | €19k | €10k | €631 | €-23k | €2k | ▲ 109% |
| Financial income75/76B | - | - | €1k | €943 | - | - |
| Recurring financial income75 | - | - | €1k | €943 | - | - |
| Financial charges65/66B | - | €1k | €724 | €526 | €194 | ▼ 63.1% |
| Recurring financial charges65 | €2k | €1k | €724 | €526 | €194 | ▼ 63.1% |
| Profit (loss) for the period before taxes9903 | €17k | €8k | €1k | €-23k | €2k | ▲ 108% |
| Income taxes67/77 | €2k | €2k | €347 | €672 | €169 | ▼ 74.9% |
| Profit (loss) for the period9904 | €15k | €6k | €946 | €-24k | €2k | ▲ 107% |
| Profit (loss) for the period to be appropriated9905 | €15k | €6k | €946 | €-24k | €2k | ▲ 107% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €222k | €251k | €231k | €182k | €155k | ▼ 15.1% |
| Fixed assets21/28 | €173k | €198k | €162k | €141k | €120k | ▼ 14.6% |
| Tangible fixed assets22/27 | €133k | €158k | €122k | €101k | €80k | ▼ 20.4% |
| Land and buildings22 | - | €100k | €84k | €68k | €52k | ▼ 23.4% |
| Plant, machinery and equipment23 | - | - | - | €530 | €62 | ▼ 88.4% |
| Furniture and vehicles24 | - | €17k | €998 | - | - | - |
| Other tangible fixed assets26 | - | €41k | €37k | €33k | €28k | ▼ 12.9% |
| Financial fixed assets28 | €40k | €40k | €40k | €40k | €40k | = |
| Current assets29/58 | €49k | €54k | €69k | €41k | €34k | ▼ 16.6% |
| Stocks and contracts in progress3 | €10k | €10k | €10k | €10k | €10k | = |
| Stocks30/36 | - | €10k | €10k | €10k | €10k | = |
| Amounts receivable within one year40/41 | €34k | €40k | €19k | - | - | - |
| Trade receivables40 | - | €35k | €19k | - | - | - |
| Other amounts receivable41 | - | €6k | - | - | - | - |
| Cash at bank and in hand54/58 | €4k | €2k | €2k | €22 | €897 | ▲ 3,932% |
| Deferred charges and accrued income490/1 | - | €865 | €39k | €31k | €23k | ▼ 25.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €222k | €251k | €231k | €182k | €155k | ▼ 15.1% |
| Equity10/15 | €48k | €54k | €55k | €31k | €33k | ▲ 5.3% |
| Contributions10/11 | - | €50k | €50k | €50k | €50k | = |
| Reserves13 | €14k | €14k | €5k | €5k | €5k | = |
| Non-distributable reserves130/1 | - | €5k | €5k | €5k | €5k | = |
| Reserves not available under the articles1311 | - | €5k | €5k | €5k | €5k | = |
| Distributable reserves133 | - | €9k | €11 | €11 | €11 | = |
| Profit (loss) carried forward14 | €-16k | €-10k | - | €-24k | €-22k | ▲ 7.0% |
| Amounts payable17/49 | €175k | €197k | €176k | €151k | €122k | ▼ 19.3% |
| Amounts payable after more than one year17 | €47k | €20k | - | - | - | - |
| Financial debts170/4 | - | €20k | - | - | - | - |
| Amounts payable within one year42/48 | €128k | €178k | €173k | €151k | €122k | ▼ 19.3% |
| Current portion of amounts payable after more than one year42 | - | €27k | €20k | - | - | - |
| Trade debts44 | €975 | €32k | €50 | €2k | €1k | ▼ 36.1% |
| Suppliers440/4 | - | €32k | €50 | €2k | €1k | ▼ 36.1% |
| Taxes, remuneration and social security45 | - | €5k | €6k | €2k | €7k | ▲ 187% |
| Taxes450/3 | - | €5k | €6k | €2k | €7k | ▲ 187% |
| Other amounts payable47/48 | - | €113k | €147k | €147k | €114k | ▼ 22.2% |
| Accrued charges and deferred income492/3 | - | - | €4k | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €6k | €946 | €-24k | €2k | ▲ 107% |
| + Depreciation and write-downs630 | €23k | €25k | €21k | €21k | €21k | = |
| Operating cash flow (approximation) | €38k | €32k | €21k | €-3k | €22k | ▲ 804% |
| Investment in fixed assets (approximation) | - | €-50k | €16k | €0 | €0 | - |
| Change in cash | - | €-2k | €-599 | €-2k | €874 | ▲ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €15k ▲3,886%
Operating result €19k, net result €15k, both a record.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 121 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2008
Ground area
561 m²
Building footprint
176 m²
Volume, LiDAR
982 m³
Parcel 46008A0992/00G002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pé VERCA
since 20082.173.959.941
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0992/00G002 | Flanders | 561 m² | 1 · 176 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIBESTI
BE 0737.561.571
Antwerpen · Eq €32,914
MUSEVENT PRODUCTIONS
BE 0798.525.576
Brussel · Eq €32,912
53 Green Street
BE 1006.096.272
Tongeren-Borgloon · Eq €32,929
DGM CONSULT
BE 0781.402.207
Grez-Doiceau · Eq €32,929
GILLIS VAN GINDERACHTER
BE 0671.678.478
Jette · Eq €32,936
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.