PDV Construct
ActiveThe computed 12-month bankruptcy probability of PDV Construct is 2.6% (moderate). The 2025 annual accounts show equity of €14k and a net result of €9k. Its solvency ranks better than 19% of 26942 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency15▼-65
Growth78
Stability82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.67 against 1.64 in 2024), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
10.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 26942 sector peers (2025).
NBB · sector comparisonPosition among 26942 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 170%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€85k▲ 601%
2024 · €12k
2024: €12k
2024 → 2025
Net result
€9k▲ 301%
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€-9k
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€14k▲ 170%
Operating result€3k-€14k▲ 355%
Net result€2k-€9k▲ 301%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 355% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€67k▲ 8,205%
Current assets
€18k▲ 61.3%
Equity and liabilities €85k
Equity
€14k▲ 170%
Debt
€71k▲ 928%
The debt ratio rises from 56.9% to 83.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€22k▲
2024 · €3k
Cash flow
€17k▲
2024 · €2k
Solvency
16.6%▼
2024 · 43.1%
Current ratio
0.67▼
2024 · 1.64
Quick ratio
0.67▼
2024 · 1.64
Debt / equity
5.02▲
2024 · 1.32
ROE
63.0%▲
2024 · 42.4%
ROA
10.5%▼
2024 · 18.3%
Interest coverage
16.54▼
2024 · 58.34
Debt
€71k▲
2024 · €7k
Debt ≤ 1 year
€27k▲
2024 · €7k
Debt > 1 year
€43k
Income taxes
€3k▲
2024 · €767
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€85k▲
Fixed assets21/28€801€67k▲
Tangible fixed assets22/27€801€67k▲
Furniture and vehicles24€801€4k▲
Leasing and similar rights25-€62k
Current assets29/58€11k€18k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€250€4k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€12k€85k▲
Equity10/15€5k€14k▲
Contributions10/11€3k€3k=
Reserves13-€9k
Distributable reserves133-€9k
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€7k€71k▲
Amounts payable after more than one year17-€43k
Financial debts170/4-€43k
Amounts payable within one year42/48€7k€27k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€767€4k▲
Taxes450/3€767€4k▲
Other amounts payable47/48€2k€8k▲
Accrued charges and deferred income492/3-€560
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25€8k▲
Other operating charges640/8€387€1k▲
Gross operating margin9900€3k€23k▲
Operating profit (loss)9901€3k€14k▲
Financial income75/76B€25€6▼
Recurring financial income75€25€6▼
Financial charges65/66B€52€1k▲
Recurring financial charges65€52€1k▲
Profit (loss) for the period before taxes9903€3k€12k▲
Income taxes67/77€767€3k▲
Profit (loss) for the period9904€2k€9k▲
Profit (loss) for the period to be appropriated9905€2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Profit (loss) brought forward from the previous period14P-€2k
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Ground area
104 m²
Building footprint
92 m²
Volume, LiDAR
616 m³
Parcel 41302C0988/00N002, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PDV Construct
since 20242.362.353.044
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0988/00N002 | Flanders | 104 m² | 1 · 92 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1025.531.411
Anderlecht · Eq €14k
TRANSIMO
BE 0446.824.758
La Hulpe · Eq €14k
BEST MAGIC CLEAN
BE 0793.357.258
Anderlecht · Eq €14k
PlanD
BE 0752.712.179
Vorst · Eq €14k
DP RENOVE
BE 0661.586.916
Waterloo · Eq €14k
Of 7,230 companies in sector 43350 we hold annual accounts for 2,333. 1,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2024
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43211General electrical installation work
43221Plumbing work
43310Plastering work
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.