Equity
PDR has made a profit in every financial year since 2021.
PDR has made a profit in every financial year since 2021.
The last five annual accounts were filed 15 to 56 days before the end of the period.
Higher solvency than 91% of companies in head offices and management consultancy. Sector median 52.4% · 10,858 companies.
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 45% on liquidity, 26% on profitability and 62% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is tight, with a current ratio of 1.02 (0.77 in 2024), below the usual 1.5. Short-term debt is 4.1% and cash 4.1% of total assets. 5.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 35 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| PDR Ham-sur-Heure-Nalinnes | €75,890 | 37.8% | 94.7% | - |
| Hypno GG Quaregnon | €948,623 | 2.3% | 21.4% | - |
| AGIL'ACTION Ellezelles | - | - | 5.0% | - |
| TDM & PARTNERS Woluwe-Saint-Lambert | - | - | 0.9% | - |
| Christophe John Consulting Somme-Leuze | - | - | 91.4% | - |
| CB RH CONSULTING La Bruyère | - | - | 8.1% | - |
| Thirty-eight Sint-Genesius-Rode | - | - | 25.5% | - |
Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as PDR: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €198,000 and €264,000, founded between 2020 and 2021.
Solvency rose in 2025 from 87.5% to 94.7% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 91% of 10,858 companies in 2025.
Higher than 38% of 10,480 companies in 2025.
Higher than 60% of 10,727 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
250,355 | 247,190 | 259,134 | 256,029 | 301,061 | |
21/28 |
240,000 | 240,000 | 240,000 | 240,000 | 240,000 | |
28 |
240,000 | 240,000 | 240,000 | 240,000 | 240,000 | |
29/58 |
10,355 | 7,190 | 19,134 | 16,029 | 61,061 | |
40/41 |
0 | - | 0 | - | - | |
40 |
0 | - | - | - | - | |
41 |
0 | - | 0 | - | - | |
54/58 |
10,355 | 7,190 | 19,134 | 16,029 | 61,061 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
250,355 | 247,190 | 259,134 | 256,029 | 301,061 | |
10/15 |
237,113 | 216,324 | 204,332 | 184,838 | 170,242 | |
10/11 |
4,000 | 4,000 | 4,000 | 4,000 | 4,000 | |
11 |
- | 4,000 | 4,000 | 4,000 | - | |
1109/19 |
- | 4,000 | 4,000 | 4,000 | - | |
14 |
233,113 | 212,324 | 200,332 | 180,838 | 166,242 | |
17/49 |
13,241 | 30,866 | 54,802 | 71,191 | 130,818 | |
17 |
3,097 | 21,538 | 39,736 | 57,693 | 120,412 | |
170/4 |
3,097 | 21,538 | 39,736 | 57,693 | 120,412 | |
42/48 |
10,144 | 9,328 | 15,066 | 13,499 | 10,406 | |
42 |
0 | - | - | - | - | |
44 |
997 | 1,453 | 840 | 190 | 402 | |
440/4 |
997 | 1,453 | 840 | 190 | 402 | |
45 |
7,782 | 4,038 | 8,377 | 5,306 | 5,881 | |
450/3 |
7,782 | 4,038 | 6,076 | 5,306 | 5,881 | |
454/9 |
0 | - | 2,301 | - | - | |
47/48 |
1,364 | 3,837 | 5,850 | 8,002 | 4,124 | |
| Income statement | ||||||
70 |
75,890 | 69,335 | 75,840 | 68,037 | 75,473 | |
9900 |
29,485 | 18,844 | 27,681 | 20,259 | 26,082 | |
60/61 |
48,287 | 50,491 | 48,159 | 47,778 | 49,391 | |
62 |
- | - | - | 0 | - | |
630 |
- | - | - | 0 | - | |
635/8 |
- | - | - | 0 | - | |
640/8 |
790 | 840 | 627 | - | - | |
649 |
- | - | - | 0 | - | |
9901 |
28,696 | 18,004 | 27,054 | 20,259 | 26,082 | |
75/76B |
- | - | 0 | 0 | 150,160 | |
75 |
- | - | 0 | 0 | 160 | |
76B |
- | - | - | - | 150,000 | |
65/66B |
2,263 | 2,668 | 2,268 | 1,702 | 5,591 | |
65 |
2,263 | 2,668 | 2,268 | 1,702 | 5,591 | |
9903 |
26,432 | 15,336 | 24,786 | 18,557 | 170,651 | |
67/77 |
5,643 | 3,343 | 5,292 | 3,962 | 4,409 | |
9904 |
20,789 | 11,993 | 19,494 | 14,595 | 166,242 | |
9905 |
20,789 | 11,993 | 19,494 | 14,595 | 166,242 | |
| Appropriation of the result | ||||||
9906 |
233,113 | 212,324 | 200,332 | 180,838 | 166,242 | |
14P |
212,324 | 200,332 | 180,838 | 166,242 | - | |
| Document | ||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-06-2026 | 2026-00238529 | |
| 31-12-2024 | full format | 10-06-2025 | 2025-00138164 | |
| 31-12-2023 | full format | 05-06-2024 | 2024-00115792 | |
| 31-12-2022 | full format | 11-07-2023 | 2023-00230286 | |
| 31-12-2021 | full format | 16-07-2022 | 2022-20200291 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| - | - | - | 20,259 | - | ||
| - | - | - | 14,595 | - | ||
| - | - | - | 0 | 240,000 | ||
| 3,164 | -11,943 | 3,105 | -45,032 | - | ||
| 211 | -2,137 | 4,067 | 2,530 | 50,655 | ||
| 37.8% | 26.0% | 35.7% | 29.8% | 34.6% | ||
| 94.7% | 87.5% | 78.9% | 72.2% | 56.5% | ||
| 1.02 | 0.77 | 1.27 | 1.19 | 5.87 | ||
| 0.06 | 0.14 | 0.27 | 0.39 | 0.77 | ||
| 8.8% | 5.5% | 9.5% | 7.9% | 97.7% | ||
| 8.3% | 4.9% | 7.5% | 5.7% | 55.2% | ||
| - | - | - | 11.90 | - | ||
| 0 days | - | 0 days | - | - | ||
| 8 days | 11 days | 6 days | 1 day | 3 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Debts guaranteed by Belgian public bodies | €3,097 | €21,538 | €39,736 | €57,693 | €120,412 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Financial fixed assets | - | - | - | - | €240,000 |
| - | - | - | €0 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 59% higher than in 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 12.5% to 5.3%. Equity is higher and debt is lower.
Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.
The network starts from the directors of PDR. Every other company they run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
PDR was incorporated on 29 October 2020 as a private limited company by one natural person, with a starting capital of €4,000.12 DE RUYCK Pierre is director of the company, appointed by deed of 03-11-2020.2 Turnover went from €75,473 in 2021 to €75,890 in 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Rue du Dépôt 41 registered office 6120 Ham-sur-Heure-Nalinnes | 29-10-2020 | 2.311.466.151 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 56058C0070/00K000 | 1,250 m² | 1 · 152 m² | 6.9 m · 2 |
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