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PDM BOUW

Active
Private limited companyfounded 2022active for 4 yearsLuikersteenweg 449, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0784.388.421
Summary

The computed 12-month bankruptcy probability of PDM BOUW is 6.7% (elevated). The 2024 annual accounts show equity of €17,578 and a net result of €12,412. Equity has been growing by about 153% per year since 2022. Its solvency ranks better than 17% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 01-04-2022 Normal situation
Activity
Other specialised construction activities NACE 43990and 3 others
Establishment unit
2.330.319.387 3800 Sint-Truiden, since 01-04-2022
Financial year end
31 December
Peppol
Reachable since 13-02-2026

Board and ownership

Board

Financial position

35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.7%
Annual accounts 2024
Gross margin
€31,358
▲ 58.2%
Turnover
≈ €270,000
estimated
Profit
€12,412
▲ 270%
Equity
€17,578
▲ 240%
Total assets
€127,637
▲ 714%
Staff
≈ 0.4 FTE
estimated
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 116 days late; 3 of the last 3 accounts lateFigures for financial year 2024 (filed on 03-12-2025)Founded in 2022Liquidity: current ratio 1.16, cash €4,314Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 37% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Weak
Solvency 39-19
equity 13.8% of total assets
Liquidity 7-42
short-term debt 86.2% · cash 3.4%
Profitability 62-29
return on assets 9.7%
Bankruptcy probability within 12 months
6.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 2.3% 01-2025: 2.2%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 2.2%● unchanged vs 01-2025lowest value 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 3.2%▲ +0.8 percentage points vs 07-2025 09-2025: 3.5%▲ +0.3 percentage points vs 08-2025 10-2025: 5.0%▲ +1.5 percentage points vs 09-2025 11-2025: 5.1%▲ +0.1 percentage points vs 10-2025 12-2025: 5.8%▲ +0.7 percentage points vs 11-2025 01-2026: 4.8%▼ -1.0 percentage point vs 12-2025 02-2026: 4.8%● unchanged vs 01-2026 03-2026: 4.8%● unchanged vs 02-2026 04-2026: 4.8%● unchanged vs 03-2026 05-2026: 4.8%● unchanged vs 04-2026 06-2026: 4.6%▼ -0.2 percentage points vs 05-2026 07-2026: 4.7%▲ +0.1 percentage points vs 06-2026 08-2026: 5.1%▲ +0.4 percentage points vs 07-2026 09-2026: 5.4%▲ +0.3 percentage points vs 08-2026 10-2026: 6.7%▲ +1.3 percentage points vs 09-2026highest value 11-2026: 6.7%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.16 (1.49 in 2023), below the usual 1.5. Short-term debt is 86.2% and cash 3.4% of total assets. 86.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 17% of them on solvency, 5% on liquidity, 30% on profitability and 97% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 116 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 03-12-2025)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.16, cash €4,314
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 35969 sector peers (2024).
NBB · sector comparison
Position among 35969 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 116 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-11-2025, 116 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
116 days late
2023
97 days late
2022
463 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 225 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower solvency than 83% of companies in specialised constructionsector median 46.6% · 35,969 companies 13.8% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: MIROSZKIN Dariusz (director)
All 6 events

Comparable companies

These companies have the same main activity as PDM BOUW: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €113,000 and €131,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
PDM BOUW Sint-Truiden€127,637€31,358
Ma-Renov Ittre€116,238€28,901
Algemene Bouwwerken Calmeyn Gent€121,471€31,392
DAAS CONSTRUCT Anderlecht€122,995€30,613
TLA CONSTRUCT Tubize€131,301€25,129
REKASIN Sint-Niklaas€129,069€28,763
RedNord Koekelberg€112,787€36,937
Full comparison

Key facts about PDM BOUW

What is the company number of PDM BOUW?
The company number of PDM BOUW is 0784.388.421. The VAT number is the same number with BE in front: BE 0784.388.421.
Where is PDM BOUW based?
The registered office is at Luikersteenweg 449, 3800 Sint-Truiden.Company details
What does PDM BOUW do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of PDM BOUW?
The legal form of PDM BOUW is Private limited company (BV).
When was PDM BOUW founded?
PDM BOUW was founded on 01-04-2022.
Is PDM BOUW still active?
Yes, PDM BOUW is an active enterprise in the KBO register.
What is the turnover of PDM BOUW?
The turnover in financial year 2024 is ≈ €270,000. This figure is estimated from the gross margin of €31,358 and 93 comparable companies (NACE 43990). It probably lies between €180,000 and €480,000.Financials
Is PDM BOUW profitable?
In financial year 2024, PDM BOUW made a profit of €12,412.
Where can I find the annual accounts of PDM BOUW?
PDM BOUW filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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