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PDK

Active
Private limited companyfounded 2021active for 5 yearsKerkstraat(SGW) 28, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0773.646.561
Summary

The computed 12-month bankruptcy probability of PDK is 4.6% (elevated). The 2024 annual accounts show equity of €125,635 and a net result of €3,924. Equity is growing by about 32% per year across the filed financial years. Its solvency ranks better than 37% of 6,160 sector peers (NACE 96, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Funeral services
NACE 96301
#3 company by total assets in Sint-Gillis-Waas, Other services sector3 sites
Size
€1.5mtotal assets 2024
Equity
€125,635
Profit
€3,924
Turnover not published (micro format)
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.6%
Structure
Accounts 70 days overdue0 of 1 deed read
Why 38raises riskFigures for financial year 2024 (filed 26-09-2025)1 financial year not filed after the legal deadline; latest accounts 57 days late; 2 of the last 3 lateLiquidity: current ratio 0.42, cash €5,421, halvedlowers riskSize: total assets €1.5mShow the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 39% of its sector peers (NACE 96, micro)
Financial strength · tick = 2023
Weak
Solvency 33-2
equity 8.2% of total assets
Liquidity 46-6
short-term debt 17.1% · cash 0.4%
Profitability 53-19
return on assets 0.3%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,595 companies, NACE 96, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024lowest value 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.2%▲ +0.1 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.2 percentage points vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.6 percentage points vs 07-2025 09-2025: 2.4%▲ +0.3 percentage points vs 08-2025 10-2025: 2.2%▼ -0.2 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.3%▲ +0.1 percentage points vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.2%▼ -0.1 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.5%▲ +0.2 percentage points vs 05-2026 07-2026: 2.4%▼ -0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +0.7 percentage points vs 07-2026 09-2026: 3.4%▲ +0.3 percentage points vs 08-2026 10-2026: 4.6%▲ +1.2 percentage points vs 09-2026highest value
Credit of up to €4,500 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.42, compared with 0.61 in 2023; short-term debt: 17.1% and cash: 0.4% of total assets), and 91.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 35% on solvency, 38% on liquidity, 37% on profitability and 46% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 26-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 57 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €1.5m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.42, cash €5,421, halved
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
57 days late
2023
27 days early
2022
57 days late
2021
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 17 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Equity above €100,000equity €121,711 ▲29.8%

Key points

  • Positive: Company by total assets in Sint-Gillis-Waas, Other services…in the Checked rankings #3 View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Total assets 20244 financial years filed €1.5m View

By topic

Financials

Financial year
2024
Total assets
€1.5m
Profit
€3,924
Solvency
8.2%
Total assets▲ 29.7%
Net result
20212024
Go to Financials

Timeline

Events
6
Since
2022
  1. 26-09-2023Annual accounts filed
  2. 31-12-2022Back to profit
  3. 13-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Funeral servicesNACE 96301
Founded
08-09-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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