PDC CONCEPT
ActiveSummary
The annual accounts of PDC CONCEPT for financial year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €39,198 and a net result of -€60,752. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1,362 sector peers (NACE 96, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Equity
- €39,198
- Loss
- -€60,752
- Holdings
- 1
- DEMEULENAERE PhyllisDirector
- VAN OVERBEKE Kristof Bart Peter JozefDirector
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year1 change of registered office in 24 monthsEquity €39,198 (3.1% of total assets)lowers riskSize: total assets €1.3mFigures for financial year 2025 (filed 12-05-2026)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 31% on solvency, 36% on liquidity, 22% on profitability and 11% on growth.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Registered officeRegistered-office move
- Weakest financial yearnet -€60,752
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (12 days) Filed on 12 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00108735.
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €15,699 after €38,824 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2024 Equity -77% on 2023. Partial demerger to INNOSOL, effective 26-04-2024.
Peer companies
Historical observationOf the 912 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 95.3% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 912 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €946 | €644 | €0 | - | €4,000 | - |
| Remuneration, social security and pensions62 | - | - | €232,594 | €297,804 | €394,105 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,635 | €38,311 | €50,336 | €61,939 | €101,749 | €24,525 | €23,787 | ▼ 3.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | -€6,873 | €0 | - | - |
| Other operating charges640/8 | - | - | €1,774 | €3,110 | €56,942 | €2,867 | €5,004 | ▲ 74.5% |
| Non-recurring operating charges66A | - | - | €3,100 | €0 | - | - | - | - |
| Gross operating margin9900 | €232,134 | €352,528 | €415,646 | €570,323 | €698,164 | €66,215 | €13,092 | ▼ 80.2% |
| Operating profit (loss)9901 | €92,413 | €177,299 | €127,842 | €207,470 | €152,242 | €38,824 | -€15,699 | - |
| Financial income75/76B | - | - | €3,555 | €13,129 | €3,290 | €2,211 | €257 | ▼ 88.4% |
| Recurring financial income75 | €1,429 | €4,448 | €3,555 | €13,129 | €3,290 | €2,211 | €257 | ▼ 88.4% |
| Financial charges65/66B | - | - | €27,762 | €36,486 | €37,757 | €26,072 | €44,951 | ▲ 72.4% |
| Recurring financial charges65 | €10,931 | €15,762 | €27,762 | €36,486 | €37,757 | €26,072 | €44,951 | ▲ 72.4% |
| Profit (loss) for the period before taxes9903 | €82,910 | €165,985 | €103,634 | €184,113 | €117,774 | €14,963 | -€60,393 | - |
| Income taxes67/77 | €24,713 | €54,353 | €32,665 | €64,657 | €41,459 | €5,143 | €359 | ▼ 93.0% |
| Profit (loss) for the period9904 | €58,197 | €111,632 | €70,969 | €119,456 | €76,316 | €9,819 | -€60,752 | - |
| Profit (loss) for the period to be appropriated9905 | €58,197 | €111,632 | €70,969 | €119,456 | €76,316 | €9,819 | -€60,752 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.3m | €0.5m | €0.6m | €0.7m | €1.4m | €0.9m | €1.3m | ▲ 40.1% |
| Formation expenses20 | - | - | - | - | - | €0.001m | €0 | ▼ 100% |
| Fixed assets21/28 | €0.1m | €0.1m | €0.1m | €0.1m | €0.8m | €0.7m | €1.2m | ▲ 69.6% |
| Intangible fixed assets21 | - | - | €0.02m | €0.02m | €0.02m | €0 | - | - |
| Tangible fixed assets22/27 | €0.1m | €0.1m | €0.1m | €0.08m | €0.8m | €0.7m | €0.7m | ▼ 3.2% |
| Land and buildings22 | - | - | - | - | €0.7m | €0.7m | €0.7m | ▼ 2.2% |
| Plant, machinery and equipment23 | - | - | €0.05m | €0.02m | €0.03m | €0 | - | - |
| Furniture and vehicles24 | - | - | €0.02m | €0.03m | €0.04m | €0.02m | €0.02m | ▼ 30.0% |
| Other tangible fixed assets26 | - | - | €0.04m | €0.03m | €0.02m | €0 | - | - |
| Financial fixed assets28 | - | - | - | - | - | - | €0.5m | - |
| Current assets29/58 | €0.2m | €0.4m | €0.4m | €0.6m | €0.6m | €0.2m | €0.06m | ▼ 66.8% |
| Stocks and contracts in progress3 | €0.02m | €0.08m | €0.1m | €0.2m | €0.2m | €0 | - | - |
| Stocks30/36 | - | - | €0.1m | €0.2m | €0.2m | €0 | - | - |
| Amounts receivable within one year40/41 | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | €0.05m | ▼ 74.4% |
| Trade receivables40 | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.05m | ▼ 64.3% |
| Other amounts receivable41 | - | - | €0.04m | €0.06m | €0.06m | €0.05m | €7 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €0.06m | €0.2m | €0.2m | €0.2m | €0.2m | €0.01m | €0.02m | ▲ 43.7% |
| Deferred charges and accrued income490/1 | - | - | - | €0.006m | €0.005m | €0.002m | €0 | ▼ 100% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.3m | €0.5m | €0.6m | €0.7m | €1.4m | €0.9m | €1.3m | ▲ 40.1% |
| Equity10/15 | €0.1m | €0.2m | €0.3m | €0.4m | €0.5m | €0.1m | €0.04m | ▼ 65.4% |
| Contributions10/11 | - | - | €0.02m | €0.02m | €0.02m | €0.004m | €0.004m | = |
| Reserves13 | €0.1m | €0.2m | €0.3m | €0.4m | €0.5m | €0.1m | €0.1m | ▼ 12.1% |
| Distributable reserves133 | - | - | €0.3m | €0.4m | €0.5m | €0.1m | €0.1m | ▼ 12.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - | -€0.06m | - |
| Provisions and deferred taxes16 | €0.007m | €0.007m | €0.007m | €0.007m | €0 | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | €0.007m | €0.007m | €0 | - | - | - |
| Major repairs and maintenance162 | - | - | €0.007m | €0.007m | €0 | - | - | - |
| Amounts payable17/49 | €0.2m | €0.3m | €0.2m | €0.3m | €0.9m | €0.8m | €1.2m | ▲ 55.3% |
| Amounts payable after more than one year17 | €0.1m | €0.1m | €0.1m | €0.1m | €0.7m | €0.6m | €0.9m | ▲ 57.2% |
| Financial debts170/4 | - | - | €0.1m | €0.1m | €0.7m | €0.6m | €0.9m | ▲ 57.2% |
| Amounts payable within one year42/48 | €0.05m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | €0.3m | ▲ 49.5% |
| Current portion of amounts payable after more than one year42 | - | - | €0.04m | €0.04m | €0.07m | €0.04m | €0.07m | ▲ 72.1% |
| Financial debts43 | - | - | - | €94 | €332 | €0.001m | €0.001m | ▲ 80.5% |
| Credit institutions430/8 | - | - | - | €94 | €332 | €0.001m | €0.001m | ▲ 80.5% |
| Trade debts44 | €0.02m | €0.02m | €0.04m | €0.06m | €0.03m | €0.003m | €0.01m | ▲ 239% |
| Suppliers440/4 | - | - | €0.04m | €0.06m | €0.03m | €0.003m | €0.01m | ▲ 239% |
| Taxes, remuneration and social security45 | - | - | €0.04m | €0.05m | €0.06m | €0.003m | €0.008m | ▲ 153% |
| Taxes450/3 | - | - | €0.03m | €0.03m | €0.02m | €0.003m | €0.008m | ▲ 153% |
| Remuneration and social security454/9 | - | - | €0.01m | €0.02m | €0.04m | €0 | - | - |
| Other amounts payable47/48 | - | - | - | - | - | €0.1m | €0.2m | ▲ 37.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €0.05m | €0 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,197 | €111,632 | €70,969 | €119,456 | €76,316 | €9,819 | -€60,752 | - |
| + Depreciation and write-downs630 | €34,635 | €38,311 | €50,336 | €61,939 | €101,749 | €24,525 | €23,787 | ▼ 3.0% |
| Operating cash flow (approximation) | €92,831 | €149,943 | €121,305 | €181,395 | €178,065 | €34,344 | -€36,966 | - |
| Investment in fixed assets (approximation) | - | -€67,110 | -€26,923 | -€42,406 | -€799,546 | €75,146 | -€513,469 | - |
| Change in cash | - | €104,356 | €22,950 | €16,641 | €14,615 | -€201,091 | €5,589 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | abbreviated format | 12-05-2026 | 2026-00108735 |
| 30-09-2024 | abbreviated format | 28-04-2025 | 2025-00084833 |
| 30-09-2023 | abbreviated format | 24-04-2024 | 2024-00070937 |
| 30-09-2022 | abbreviated format | 26-04-2023 | 2023-00071900 |
| 30-09-2021 | abbreviated format | 29-04-2022 | 2022-20018364 |
| 30-09-2020 | abbreviated format | 30-04-2021 | 2021-12700350 |
| 30-09-2019 | micro format | 21-04-2020 | 2020-09700423 |
| 30-09-2018 | micro format | 02-04-2019 | 2019-09100298 |
| 30-09-2017 | micro format | 26-04-2018 | 2018-11100510 |
| 31-12-2015 | abbreviated format | 19-08-2016 | 2016-44500455 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2024 · 3 entries · €9,767 awarded · €9,767 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €3,788 | €3,788 |
| 2023 | 1 | €1,800 | €1,800 |
| 2022 | 1 | €4,179 | €4,179 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DEMEULENAERE Phyllis |
|
| VAN OVERBEKE Kristof Bart Peter Jozef |
|
Owners and capital
Capital and shareholders
- DEMEULENAERE Phyllis 186 shares (100%) · €14,372.35 in kind
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 02-07-2024 Capital reduction of €14,372.35 · to €4,227.65 · in a demerger
- 02-07-2024 Incorporation · €14,372.35 · 186 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
According to the annual accounts to 30-09-2025 of PDC CONCEPT and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Acquisitions and mergers
1 transactionHistory
Acts, filings and financial milestones
31-10
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 06-10-2025
- Registered-office move, Ovenhoek 41,8800 Roeselare
02-07
Gazette deed
Restructuring · MiscellaneousAppointments: VAN OVERBEKE Kristof Bart Peter Jozef (opvolgend statutair bestuurder) and DEMEULENAERE Phyllis (statutory director) · Demerger · Auditor report33 facts ▸
- General meeting, 26-04-2024 (2 times)
- Other provision, “waiver of professional report rights, vastgesteld bij uitdrukkelijke stemming” (deed in Dutch)
- Other provision, “waiver of special reports, verzaken aan het bijzonder verslag van het bestuursorgaan en de revisor” (deed in Dutch)
- Other provision, “waiver of full reading, enige aandeelhouder erkent kosteloos een afschrift te hebben ontvangen en kennis te hebben genomen” (deed in Dutch)
- Demerger, “partiele splitsing, partiele splitsing” (deed in Dutch)
- Auditor report, “bedrijfsrevisor”, EUR (deed in Dutch)
- Auditor report, “bedrijfsrevisor, geen bevindingen van materieel belang te melden inzake de beschrijving van de in te brengen bestanddelen, de toegepaste waardering en de daarto…” (deed in Dutch)
- Other provision, “inbreng in natura waardering”, EUR (deed in Dutch)
- Declaration, “geen belangrijke wijzigingen in activa en passiva, de vergadering verklaart geen kennis te hebben van belangrijke wijzigingen die zich in de activa en passiva v…” (deed in Dutch)
- Accounting effect, 01-10-2023
- Other provision, “algemene omschrijving van de overgegane vermogensbestanddelen, Distributie van schoonheidsproducten” (deed in Dutch)
- Other provision, “inlichting notaris, de instrumenterende notaris heeft de partijen ingelicht omtrent de wetgeving inzake de zakelijke zekerheden op roerende goederen, op grond w…” (deed in Dutch)
- +21 further facts in this act
25-03
Gazette deed
RestructuringPermanent representative: Xavier Pattyn · Demerger · Registered office clause7 facts ▸
- Demerger, “partiële splitsing door oprichting van nieuwe vennootschap, niet beschreven activabestanddelen voor eigen rekening” (deed in Dutch)
- Registered office clause, “BV INNOSOL” (deed in Dutch)
- Accounting effect, 01-10-2023
- Other provision, “rechten bijzondere rechten en andere effecten” (deed in Dutch)
- Other provision, “bezoldiging commissarissen bedrijfsrevisoren externe accountants verslag artikel 12:78, zonder voorwerp” (deed in Dutch)
- Other provision, “bijzonder voordeel leden bestuursorganen” (deed in Dutch)
- Permanent representative, Xavier Pattyn
Show earlier events
About the unread acts
Of the 8 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36504D0445/00T002 | Flanders | 1,316 m² | 1 · 515 m² | 0.8 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed; Beheer,verkoop en verhuur van eigen onroerende goederen; Het verlenen van…” (deed in Dutch)
11 activities (deed in Dutch)
- Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed;
- Beheer,verkoop en verhuur van eigen onroerende goederen;
- Het verlenen van diensten zoals advies en consultancy,training,educatie,vertalingen,het aanleren van talen,opmaak van dossiers,evaluaties,organiseren en begeleiden van reizen,dit aan klanten in binnen- en buitenland;
- Overige dienstverlening;
- Het organiseren van en meewerken aan voordrachten,seminaries,conferentles,voorlichtings-,opleidings- en vormingcursussen;
- Diensten van schoonheidszorgen;
- Lesgeven in schoonheidszorgen;
- Organisatie van modeshows;
- Aan- en verkoop in klein en groothandel van schoonheidsprodukten;
- Interieurvormgeving:
- Arbeidsbemiddeling.
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “11, benoemd met of zonder beperking van duur” (deed in Dutch)1 more provision on this in the deed
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- 3 provisions in the deed
Oversight and winding up
- Custody of recordsWhere the books and records are kept after liquidation, by law for at least five years.
- One provision in the deed