PD CONSULTING
ActivePD CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €469k and a net result of €73k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-7
Solvency88▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 3.29 in 2024; short-term debt: 9.5% and cash: 38.6% of total assets), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
9.8%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
6 d late
2024
48 d early
2023
55 d early
2022
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€469k▲ 18.5%
2024 · €396k
2022: €212k
2023: €290k
2024: €396k
2022 → 2025
Total assets
€745k▲ 7.7%
2024 · €691k
2022: €545k
2023: €576k
2024: €691k
2022 → 2025
Net result
€73k▼ 31.0%
2024 · €106k
2022: €202k
2023: €78k
2024: €106k
2022 → 2025
Working capital
€252k▲ 51.6%
2024 · €166k
2022: €199k
2023: €110k
2024: €166k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€212k-€290k▲ 36.9%€396k▲ 36.5%€469k▲ 18.5%
Operating result€269k-€105k▼ 60.8%€141k▲ 34.1%€102k▼ 27.9%
Net result€202k-€78k▼ 61.3%€106k▲ 35.6%€73k▼ 31.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €745k
Fixed assets
€421k▼ 6.9%
Current assets
€323k▲ 35.3%
Equity and liabilities €745k
Equity
€469k▲ 18.5%
Debt
€276k▼ 6.7%
The debt ratio falls from 42.7% to 37.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▼
2024 · €171k
Cash flow
€104k▼
2024 · €136k
Solvency
63.0%▲
2024 · 57.3%
Current ratio
4.56▲
2024 · 3.29
Quick ratio
4.56▲
2024 · 3.29
Debt / equity
0.59▼
2024 · 0.75
ROE
15.6%▼
2024 · 26.8%
ROA
9.8%▼
2024 · 15.3%
Interest coverage
24.99▼
2024 · 36.55
Debt
€276k▼
2024 · €296k
Debt ≤ 1 year
€71k▼
2024 · €73k
Debt > 1 year
€205k▼
2024 · €223k
Income taxes
€24k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€691k€745k▲
Fixed assets21/28€452k€421k▼
Tangible fixed assets22/27€377k€346k▼
Land and buildings22€360k€336k▼
Furniture and vehicles24€17k€10k▼
Financial fixed assets28€75k€75k=
Current assets29/58€239k€323k▲
Amounts receivable within one year40/41€12k€36k▲
Trade receivables40€6k€29k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€227k€287k▲
Equity and liabilities
Total equity and liabilities10/49€691k€745k▲
Equity10/15€396k€469k▲
Contributions10/11€10k€10k=
Reserves13€280k€280k=
Distributable reserves133€280k€280k=
Profit (loss) carried forward14€106k€179k▲
Amounts payable17/49€296k€276k▼
Amounts payable after more than one year17€223k€205k▼
Financial debts170/4€223k€205k▼
Amounts payable within one year42/48€73k€71k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€20k€1k▼
Suppliers440/4€20k€1k▼
Taxes, remuneration and social security45€35k€52k▲
Taxes450/3€35k€52k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€423€996▲
Gross operating margin9900€172k€134k▼
Operating profit (loss)9901€141k€102k▼
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€137k€97k▼
Income taxes67/77€31k€24k▼
Profit (loss) for the period9904€106k€73k▼
Profit (loss) for the period to be appropriated9905€106k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€386k€179k▼
Profit (loss) brought forward from the previous period14P€280k€106k▼
Transfer to equity691/2€280k€0▼
To other reserves6921€280k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Registered officeBoard meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move · Power of attorney3 facts ▸
- Board meeting, 06/02/2026
- Registered-office move, Nassaustraat 24 B401 te 2000 Antwerpen
- Power of attorney, Huysmans - Ruette Boekhouding en Fiscaliteit BV
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-06
Financial
Weakest financial yearnet €73k ▼31%
Net result drops to €73k, the lowest in the series.
2024
14-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nassaustraat 242000 AntwerpenGround area
195 m²
Building footprint
193 m²
Volume, LiDAR
1,981 m³
Parcel 11002A0009/00V000, Flanders · tallest building 22.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PD Consulting
since 20202.308.228.430
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A0009/00V000 | Flanders | 195 m² | 1 · 193 m² | 22.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ABV+ ARCHITECTEN
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Antwerpen · Eq €469k
EVERAERTS ARCHITECTEN
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Alken · Eq €469k
MATS ARCHITECTEN
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Antwerpen · Eq €470k
DEAR - DIRK ENGELEN ARCHITECT
BE 0827.435.932
Antwerpen · Eq €470k
ADVIES & COORDINATIEBUREAU
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,092 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
68121Development of residential building projects
68122Development of non-residential building projects
85510Sports and recreation education
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.