PCY
ActivePCY has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €10k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 4416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▼-52
Solvency38▼-23
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.57 against 0.99 in 2024), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
2.9%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
2 d early
2023
on the day
2022
on the day
2021
3 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▼ 43.0%
2024 · €175k
2019: €77k
2020: €101k
2021: €134k
2022: €136k
2023: €152k
2024: €175k
2019 → 2025
Total assets
€330k▼ 25.5%
2024 · €444k
2019: €485k
2020: €543k
2021: €522k
2022: €516k
2023: €518k
2024: €444k
2019 → 2025
Net result
€10k▼ 77.9%
2024 · €44k
2019: €25k
2020: €54k
2021: €33k
2022: €23k
2023: €100k
2024: €44k
2019 → 2025
Working capital
€-77k▼ 5,106%
2024 · €-1k
2019: €-105k
2020: €-69k
2021: €-50k
2022: €-57k
2023: €-46k
2024: €-1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€136k▲ 1.9%€152k▲ 11.2%€175k▲ 15.6%€100k▼ 43.0%
Operating result€63k-€44k▼ 30.7%€115k▲ 162%€61k▼ 46.7%€22k▼ 63.8%
Net result€33k-€23k▼ 31.0%€100k▲ 346%€44k▼ 56.5%€10k▼ 77.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 64% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€230k▼ 13.3%
Current assets
€101k▼ 43.6%
Equity and liabilities €330k
Equity
€100k▼ 43.0%
Debt
€230k▼ 14.1%
The debt ratio rises from 60.5% to 69.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€57k▼
2024 · €97k
Cash flow
€45k▼
2024 · €80k
Solvency
30.3%▼
2024 · 39.5%
Current ratio
0.57▼
2024 · 0.99
Quick ratio
0.57▼
2024 · 0.99
Debt / equity
2.30▲
2024 · 1.53
ROE
9.6%▼
2024 · 24.9%
ROA
2.9%▼
2024 · 9.8%
Interest coverage
7.41▼
2024 · 14.60
Debt
€230k▼
2024 · €268k
Debt ≤ 1 year
€177k▼
2024 · €180k
Debt > 1 year
€53k▼
2024 · €88k
Income taxes
€5k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€330k▼
Fixed assets21/28€265k€230k▼
Tangible fixed assets22/27€265k€230k▼
Land and buildings22€259k€228k▼
Plant, machinery and equipment23€3k€982▼
Furniture and vehicles24€3k€757▼
Financial fixed assets28-€20
Current assets29/58€179k€101k▼
Amounts receivable within one year40/41€120k€57k▼
Trade receivables40€38k€30k▼
Other amounts receivable41€83k€27k▼
Current investments50/53€40k€33k▼
Cash at bank and in hand54/58€16k€9k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€444k€330k▼
Equity10/15€175k€100k▼
Contributions10/11€87k€2k▼
Reserves13€82k€91k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€79k€89k▲
Profit (loss) carried forward14€7k€7k=
Amounts payable17/49€268k€230k▼
Amounts payable after more than one year17€88k€53k▼
Financial debts170/4€88k€53k▼
Amounts payable within one year42/48€180k€177k▼
Current portion of amounts payable after more than one year42€41k€35k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€22k€13k▼
Taxes450/3€22k€13k▼
Other amounts payable47/48€110k€128k▲
Income statement
Code20242025
Non-recurring operating income76A€19k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€35k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€25k€13k▼
Gross operating margin9900€125k€72k▼
Operating profit (loss)9901€61k€22k▼
Financial income75/76B€4k€291▼
Recurring financial income75€4k€291▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€58k€15k▼
Income taxes67/77€15k€5k▼
Profit (loss) for the period9904€44k€10k▼
Profit (loss) for the period to be appropriated9905€44k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€16k▼
Profit (loss) brought forward from the previous period14P€7k€7k=
Transfer to equity691/2€24k€10k▼
To other reserves6921€24k€10k▼
Profit to be distributed694/7€20k-
Directors or managers695€20k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €10k ▼77.9%
Net result drops to €10k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €100k ▲346%
Operating result €115k, net result €100k, both a record.
30-06
Financial
Equity above €150kEq €152k ▲11.2%
5 profitable years in a row build equity to €152k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €101k ▲30.8%
2 profitable years in a row build equity to €101k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornkouterstraat 128980 ZonnebekeGround area
3,620 m²
Building footprint
194 m²
Volume, LiDAR
960 m³
Parcel 33019B1137/00H000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PCY
since 20032.134.345.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019B1137/00H000 | Flanders | 3,620 m² | 1 · 193 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,161 companies in sector 81300 we hold annual accounts for 4,347. 3,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2003
Fiscal year end30-06
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.