PCgyn
ActiveSummary
The computed 12-month bankruptcy probability of PCgyn is 2.6% (moderate). The 2025 annual accounts show equity of €202,152 and a net result of €98,073. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+20
Growth52
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.13 against 1.21 in 2024; short-term debt: 15.9% and cash: 33.4% of total assets), and 20.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
38.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€202,152▲ 94.2%
2024 · €104,079
Total assets
€254,092▲ 33.9%
2024 · €189,813
Net result
€98,073▼ 3.0%
2024 · €101,079
Working capital
€126,879▲ 772%
2024 · €14,548
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€143,746-€127,697▼ 11.2%
Net result€101,079-€98,073▼ 3.0%
Equity€104,079-€202,152▲ 94.2%
Total assets€189,813-€254,092▲ 33.9%
Debt€85,733-€51,940▼ 39.4%
Working capital€14,548-€126,879▲ 772%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254,092
Fixed assets
€86,730 ▼ 17.3%
Current assets
€167,362 ▲ 97.0%
Equity and liabilities €254,092
Equity
€202,152 ▲ 94.2%
Debt
€51,940 ▼ 39.4%
Debt's share of the balance-sheet total falls from 45.2% to 20.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€145,840▼
2024 · €153,511
Cash flow
€116,216▲
2024 · €110,845
Current ratio
4.13▲
2024 · 1.21
Debt to equity
0.26▼
2024 · 0.82
ROE
48.5%▼
2024 · 97.1%
ROA
38.6%▼
2024 · 53.3%
Interest coverage
88.20▼
2024 · 152.57
Debt ≤ 1 year
€40,483▼
2024 · €70,391
Debt > 1 year
€11,457▼
2024 · €15,342
Income taxes
€28,038▼
2024 · €41,661
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,765 | €18,143 | ▲ 85.8% |
| Other operating charges640/8 | €437 | €400 | ▼ 8.6% |
| Gross operating margin9900 | €153,949 | €146,239 | ▼ 5.0% |
| Operating profit (loss)9901 | €143,746 | €127,697 | ▼ 11.2% |
| Financial income75/76B | - | €68 | - |
| Recurring financial income75 | - | €68 | - |
| Financial charges65/66B | €1,006 | €1,654 | ▲ 64.3% |
| Recurring financial charges65 | €1,006 | €1,654 | ▲ 64.3% |
| Profit (loss) for the period before taxes9903 | €142,740 | €126,111 | ▼ 11.6% |
| Income taxes67/77 | €41,661 | €28,038 | ▼ 32.7% |
| Profit (loss) for the period9904 | €101,079 | €98,073 | ▼ 3.0% |
| Profit (loss) for the period to be appropriated9905 | €101,079 | €98,073 | ▼ 3.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €189,813 | €254,092 | ▲ 33.9% |
| Fixed assets21/28 | €104,873 | €86,730 | ▼ 17.3% |
| Intangible fixed assets21 | €78,464 | €66,321 | ▼ 15.5% |
| Tangible fixed assets22/27 | €14,770 | €8,770 | ▼ 40.6% |
| Furniture and vehicles24 | €14,770 | €8,770 | ▼ 40.6% |
| Financial fixed assets28 | €11,638 | €11,638 | = |
| Current assets29/58 | €84,940 | €167,362 | ▲ 97.0% |
| Amounts receivable after more than one year29 | €18,750 | €18,750 | = |
| Other amounts receivable291 | €18,750 | €18,750 | = |
| Amounts receivable within one year40/41 | €1,002 | €2,481 | ▲ 148% |
| Trade receivables40 | €1,002 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €2,481 | - |
| Current investments50/53 | - | €12,000 | - |
| Cash at bank and in hand54/58 | €30,185 | €84,769 | ▲ 181% |
| Deferred charges and accrued income490/1 | €35,003 | €49,363 | ▲ 41.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €189,813 | €254,092 | ▲ 33.9% |
| Equity10/15 | €104,079 | €202,152 | ▲ 94.2% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €101,079 | €101,079 | = |
| Distributable reserves133 | €101,079 | €101,079 | = |
| Profit (loss) carried forward14 | - | €98,073 | - |
| Amounts payable17/49 | €85,733 | €51,940 | ▼ 39.4% |
| Amounts payable after more than one year17 | €15,342 | €11,457 | ▼ 25.3% |
| Financial debts170/4 | €15,342 | €11,457 | ▼ 25.3% |
| Amounts payable within one year42/48 | €70,391 | €40,483 | ▼ 42.5% |
| Current portion of amounts payable after more than one year42 | €3,744 | €3,885 | ▲ 3.8% |
| Trade debts44 | €11,094 | €3,560 | ▼ 67.9% |
| Suppliers440/4 | €11,094 | €3,560 | ▼ 67.9% |
| Taxes, remuneration and social security45 | €46,722 | €33,038 | ▼ 29.3% |
| Taxes450/3 | €44,722 | €31,038 | ▼ 30.6% |
| Remuneration and social security454/9 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | €8,832 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €101,079 | €98,073 | ▼ 3.0% |
| + Depreciation and write-downs630 | €9,765 | €18,143 | ▲ 85.8% |
| Operating cash flow (approximation) | €110,845 | €116,216 | ▲ 4.8% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €54,584 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.13
Current ratio from 1.21 to 4.13; short-term debt falls from €70,391 to €40,483.
31-12
Financial
Equity above €200,000Eq €202,152 ▲94.2%
2 profitable years in a row build equity to €202,152.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2024
Ground area
497 m²
Building footprint
104 m²
Volume, LiDAR
720 m³
Parcel 63572C0157/00G007, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PCgyn
since 20242.361.001.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63572C0157/00G007 | Wallonia | 497 m² | 1 · 104 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.