PC TECHNOLOGY
ActiveSummary
PC TECHNOLOGY has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €906k and a net result of €239k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 19.83 against 8.6 in 2024; short-term debt: 5% and cash: 39.4% of total assets), and 5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
25%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €906k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
36 d early
2023
50 d early
2022
45 d early
2021
68 d early
2020
23 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€239k▼ 12.8%
2024 · €274k
2018: €23k
2019: €7k▼ -69.8% vs 2018
2020: €-103k▼ -1574% vs 2019lowest in 8 years
2021: €49k▲ +147% vs 2020
2022: €90k▲ +85.2% vs 2021
2023: €209k▲ +131% vs 2022
2024: €274k▲ +31.1% vs 2023highest in 8 years
2025: €239k▼ -12.8% vs 2024
2018 → 2025
Working capital
€904k▲ 36.1%
2024 · €664k
2018: €138k
2019: €142k▲ +3.1% vs 2018
2020: €41k▼ -71.2% vs 2019lowest in 8 years
2021: €92k▲ +124% vs 2020
2022: €182k▲ +98.8% vs 2021
2023: €392k▲ +115% vs 2022
2024: €664k▲ +69.4% vs 2023
2025: €904k▲ +36.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€185k▲ 95.4%€394k▲ 113%€667k▲ 69.5%€906k▲ 35.8%
2021: €95klowest in 5 years
2022: €185k▲ +95.4% vs 2021
2023: €394k▲ +113% vs 2022
2024: €667k▲ +69.5% vs 2023
2025: €906k▲ +35.8% vs 2024highest in 5 years
Operating result€67k-€168k▲ 151%€284k▲ 68.8%€364k▲ 28.0%€343k▼ 5.8%
2021: €67klowest in 5 years
2022: €168k▲ +151% vs 2021
2023: €284k▲ +68.8% vs 2022
2024: €364k▲ +28.0% vs 2023highest in 5 years
2025: €343k▼ -5.8% vs 2024
Net result€49k-€90k▲ 85.2%€209k▲ 131%€274k▲ 31.1%€239k▼ 12.8%
2021: €49klowest in 5 years
2022: €90k▲ +85.2% vs 2021
2023: €209k▲ +131% vs 2022
2024: €274k▲ +31.1% vs 2023highest in 5 years
2025: €239k▼ -12.8% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €954k
Fixed assets
€2k ▼ 33.9%
Current assets
€952k ▲ 26.7%
Equity and liabilities €954k
Equity
€906k ▲ 35.8%
Debt
€48k ▼ 45.0%
Debt's share of the balance-sheet total falls from 11.6% to 5.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€344k▼
2024 · €364k
Cash flow
€240k▼
2024 · €274k
Current ratio
19.83▲
2024 · 8.60
Quick ratio
12.15▲
2024 · 4.59
Debt to equity
0.05▼
2024 · 0.13
ROE
26.3%▼
2024 · 41.0%
ROA
25.0%▼
2024 · 36.3%
Interest coverage
18.09▼
2024 · 19.50
Debt ≤ 1 year
€48k▼
2024 · €87k
Income taxes
€98k▼
2024 · €111k
Staff costs
€84k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€755k€954k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Current assets29/58€751k€952k▲
Stocks and contracts in progress3€350k€369k▲
Stocks30/36€350k€369k▲
Amounts receivable within one year40/41€175k€207k▲
Trade receivables40€79k€113k▲
Other amounts receivable41€96k€94k▼
Cash at bank and in hand54/58€222k€376k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€755k€954k▲
Equity10/15€667k€906k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€605k€843k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€32k€32k=
Distributable reserves133€567k€805k▲
Amounts payable17/49€87k€48k▼
Amounts payable within one year42/48€87k€48k▼
Trade debts44€81k€38k▼
Suppliers440/4€81k€38k▼
Taxes, remuneration and social security45€4k€7k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62€76k€84k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€532€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€6k
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€23k-
Gross operating margin9900€467k€437k▼
Operating profit (loss)9901€364k€343k▼
Financial income75/76B€40k€13k▼
Recurring financial income75€40k€13k▼
Financial charges65/66B€19k€19k▲
Recurring financial charges65€19k€19k▲
Profit (loss) for the period before taxes9903€385k€337k▼
Income taxes67/77€111k€98k▼
Profit (loss) for the period9904€274k€239k▼
Profit (loss) for the period to be appropriated9905€274k€239k▼
Appropriation of the result
Profit (loss) to be appropriated9906€274k€239k▼
Transfer to equity691/2€274k€239k▼
To other reserves6921€274k€239k▼
Social balance
Average headcount (FTE)90871.51.4▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €72k | €67k | €76k | €76k | €84k | ▲ 9.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €465 | €465 | €532 | €1k | ▲ 131% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €5k | - | - | €6k | - |
| Other operating charges640/8 | €4k | €4k | €4k | €3k | €3k | ▲ 17.0% |
| Non-recurring operating charges66A | - | - | - | €23k | - | - |
| Gross operating margin9900 | €145k | €244k | €365k | €467k | €437k | ▼ 6.5% |
| Operating profit (loss)9901 | €67k | €168k | €284k | €364k | €343k | ▼ 5.8% |
| Financial income75/76B | €20k | €19k | €29k | €40k | €13k | ▼ 67.1% |
| Recurring financial income75 | €20k | €19k | €29k | €40k | €13k | ▼ 67.1% |
| Financial charges65/66B | €38k | €79k | €16k | €19k | €19k | ▲ 1.8% |
| Recurring financial charges65 | €38k | €79k | €16k | €19k | €19k | ▲ 1.8% |
| Profit (loss) for the period before taxes9903 | €49k | €108k | €297k | €385k | €337k | ▼ 12.4% |
| Income taxes67/77 | €327 | €17k | €88k | €111k | €98k | ▼ 11.5% |
| Profit (loss) for the period9904 | €49k | €90k | €209k | €274k | €239k | ▼ 12.8% |
| Profit (loss) for the period to be appropriated9905 | €49k | €90k | €209k | €274k | €239k | ▼ 12.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €499k | €577k | €780k | €755k | €954k | ▲ 26.4% |
| Fixed assets21/28 | €3k | €2k | €2k | €4k | €2k | ▼ 33.9% |
| Tangible fixed assets22/27 | €3k | €2k | €2k | €4k | €2k | ▼ 33.9% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €4k | €2k | ▼ 33.9% |
| Current assets29/58 | €496k | €574k | €778k | €751k | €952k | ▲ 26.7% |
| Stocks and contracts in progress3 | €352k | €326k | €318k | €350k | €369k | ▲ 5.3% |
| Stocks30/36 | €352k | €326k | €318k | €350k | €369k | ▲ 5.3% |
| Amounts receivable within one year40/41 | €91k | €138k | €133k | €175k | €207k | ▲ 18.1% |
| Trade receivables40 | €74k | €124k | €80k | €79k | €113k | ▲ 43.8% |
| Other amounts receivable41 | €17k | €13k | €53k | €96k | €94k | ▼ 2.9% |
| Cash at bank and in hand54/58 | €52k | €109k | €326k | €222k | €376k | ▲ 69.4% |
| Deferred charges and accrued income490/1 | €1k | €2k | €2k | €4k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €499k | €577k | €780k | €755k | €954k | ▲ 26.4% |
| Equity10/15 | €95k | €185k | €394k | €667k | €906k | ▲ 35.8% |
| Contributions10/11 | €63k | €63k | €63k | €63k | €63k | = |
| Capital10 | €63k | €63k | €63k | €63k | €63k | = |
| Issued capital100 | €63k | €63k | €63k | €63k | €63k | = |
| Reserves13 | €135k | €135k | €331k | €605k | €843k | ▲ 39.4% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €32k | €32k | €32k | €32k | €32k | = |
| Distributable reserves133 | €96k | €96k | €293k | €567k | €805k | ▲ 42.1% |
| Profit (loss) carried forward14 | €-103k | €-12k | - | - | - | - |
| Amounts payable17/49 | €405k | €392k | €387k | €87k | €48k | ▼ 45.0% |
| Amounts payable within one year42/48 | €405k | €392k | €387k | €87k | €48k | ▼ 45.0% |
| Trade debts44 | €399k | €376k | €371k | €81k | €38k | ▼ 52.4% |
| Suppliers440/4 | €399k | €376k | €371k | €81k | €38k | ▼ 52.4% |
| Taxes, remuneration and social security45 | €5k | €16k | €13k | €4k | €7k | ▲ 70.4% |
| Taxes450/3 | €274 | €7k | €7k | - | - | - |
| Remuneration and social security454/9 | €5k | €9k | €6k | €4k | €7k | ▲ 70.4% |
| Other amounts payable47/48 | - | - | €3k | €3k | €3k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €90k | €209k | €274k | €239k | ▼ 12.8% |
| + Depreciation and write-downs630 | €2k | €465 | €465 | €532 | €1k | ▲ 131% |
| Operating cash flow (approximation) | €51k | €91k | €209k | €274k | €240k | ▼ 12.6% |
| Investment in fixed assets (approximation) | - | €-1 | €0 | €-2k | €0 | ▲ 100% |
| Change in cash | - | €57k | €217k | €-104k | €154k | ▲ 248% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 19.83
Current ratio from 8.60 to 19.83; short-term debt falls from €87k to €48k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €274k ▲31.1%
Operating result €364k, net result €274k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 8.60
Current ratio from 2.01 to 8.60; short-term debt falls from €387k to €87k.
31-12
Financial
Equity above €500kEq €667k ▲69.5%
4 profitable years in a row build equity to €667k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €394k ▲113%
3 profitable years in a row build equity to €394k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €185k ▲95.4%
2 profitable years in a row build equity to €185k.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
Show earlier events
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-103k
Net result drops to €-103k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 1990
Ground area
3,599 m²
Building footprint
1,474 m²
Volume, LiDAR
7,473 m³
Parcel 12027D0437/00L000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PC-TECH-SERVICE
since 19902.049.512.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027D0437/00L000 | Flanders | 3,599 m² | 1 · 1,474 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,228 companies in sector 46851 we hold annual accounts for 516. 349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded04-09-1990
Fiscal year end31-12
Activities, NACEBEL 2025
26200Manufacture of computer, electronic and optical products
46851Wholesale of industrial chemicals
13300Finishing of textiles
18130Pre-press and pre-media services
46620Wholesale of machine tools
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.