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PC EXPERT

Active
Private limited company (pre-2019)founded 201412 yrs activeGentsesteenweg 337, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0556.736.844
Summary

The computed 12-month bankruptcy probability of PC EXPERT is 4.4% (elevated). The 2024 annual accounts show negative equity (-€13,643) and a net result of €3,863. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 18930 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability52▲+52
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.01 in 2023; short-term debt: 125.7% and cash: 4.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-25.7%
Return on assets
7.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 18930 sector peers (2024).
NBB · sector comparison
Position among 18930 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
29 d late
2022
11 d early
2021
16 d early
2020
52 d early
2019
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average on the deadline day; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 July 2014, PC EXPERT was incorporated.1 Revenue went from EUR 182,986 in 2018 to EUR 104,263 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

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Financials · fiscal year 2024, micro schema

Turnover
€104,263▼ 19.3%
2020 · €129,256
EBIT margin
-12.0%▼ 18.1pp
2020 · 6.1%
Net result
€3,863
2023 · -€6,419
Working capital
-€24,368▲ 16.6%
2023 · -€29,231
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€129,256▲ 3.6%€104,263▼ 19.3%
Operating result€7,869▲ 1,665%-€12,482-€23,116▼ 85.2%-€6,143▲ 73.4%€6,418
Net result€6,943within the sector's middle half▲ 1,432%-€12,523below the sector's middle half-€23,141below the sector's middle half▼ 84.8%-€6,419within the sector's middle half▲ 72.3%€3,863within the sector's middle half
EBIT margin6.1%▲ 5.7pp-12.0%▼ 18.1pp
Equity€24,578within the sector's middle half▲ 39.4%€12,054within the sector's middle half▼ 51.0%-€11,087below the sector's middle half-€17,506below the sector's middle half▼ 57.9%-€13,643below the sector's middle half▲ 22.1%
Total assets€50,220within the sector's middle half▼ 9.1%€43,612below the sector's middle half▼ 13.2%€42,515below the sector's middle half▼ 2.5%€12,135below the sector's middle half▼ 71.5%€53,095within the sector's middle half▲ 338%
Debt€25,642▼ 31.8%€31,558▲ 23.1%€53,602▲ 69.9%€29,641▼ 44.7%€66,738▲ 125%
Working capital€16,916▲ 19.4%€2,512▼ 85.1%-€24,810-€29,231▼ 17.8%-€24,368▲ 16.6%
Solvency48.9%within the sector's middle half▲ 17.0pp27.6%within the sector's middle half▼ 21.3pp-26.1%below the sector's middle half▼ 53.7pp-144.3%below the sector's middle half▼ 118.2pp-25.7%below the sector's middle half▲ 118.6pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2020: €7,869€7,869Net result 2020: €6,943€6,943Operating result 2021: -€12,482-€12,482Net result 2021: -€12,523-€12,523Operating result 2022: -€23,116-€23,116Net result 2022: -€23,141-€23,141Operating result 2023: -€6,143-€6,143Net result 2023: -€6,419-€6,419Operating result 2024: €6,418€6,418Net result 2024: €3,863€3,86320202021202220232024-€30,000-€20,000-€10,000€0€10,000Operating result 2022: -€23,116-€23,100Net result 2022: -€23,141-€23,100Operating result 2023: -€6,143-€6,140Net result 2023: -€6,419-€6,420Operating result 2024: €6,418€6,420Net result 2024: €3,863€3,860202220232024
The operating result returns to profit in 2024: €6,418 after a loss of €6,143 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53,095
Fixed assets €10,726 ▼ 8.5%
Current assets €42,370 ▲ 10,236%
Key figures and ratios
2024 value · change against 2023
EBITDA
€7,418▲
2023 · -€4,144
Cash flow
€4,862▲
2023 · -€4,421
Current ratio
0.63▲
2023 · 0.01
Debt to equity
-4.89▼
2023 · -1.69
ROA
7.3%▲
2023 · -52.9%
Interest coverage
2.90
Debt ≤ 1 year
€66,738▲
2023 · €29,641
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,639 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
2.7% went bankrupt
4.9% stopped otherwise
92% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€12,135€53,095▲
Fixed assets21/28€11,725€10,726▼
Tangible fixed assets22/27€5,406€4,407▼
Other tangible fixed assets26€5,406€4,407▼
Financial fixed assets28€6,319€6,319=
Current assets29/58€410€42,370▲
Amounts receivable within one year40/41€342€40,217▲
Trade receivables40€172€37,873▲
Other amounts receivable41€169€2,344▲
Cash at bank and in hand54/58€68€2,153▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€12,135€53,095▲
Equity10/15-€17,506-€13,643▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€36,106-€32,243▲
Amounts payable17/49€29,641€66,738▲
Amounts payable within one year42/48€29,641€66,738▲
Trade debts44€0€18,897▲
Suppliers440/4€0€18,897▲
Advances received on contracts in progress46-€18,200
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€29,641€29,641=
Income statement Code20232024
Remuneration, social security and pensions62€348-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,999€999▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€286€197▼
Gross operating margin9900-€3,510€7,615▲
Operating profit (loss)9901-€6,143€6,418▲
Financial income75/76B€69-
Recurring financial income75€69-
Financial charges65/66B€0€2,555▲
Recurring financial charges65€0€2,555▲
Profit (loss) for the period before taxes9903-€6,073€3,863▲
Income taxes67/77€346-
Profit (loss) for the period9904-€6,419€3,863▲
Profit (loss) for the period to be appropriated9905-€6,419€3,863▲
Appropriation of the result
Profit (loss) to be appropriated9906-€36,106-€32,243▲
Profit (loss) brought forward from the previous period14P-€29,687-€36,106▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€129,256€104,263----
Goods, raw materials, services and sundry goods60/61-€117,313----
Remuneration, social security and pensions62-€425€100€348--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€651€969€969€1,999€999▼ 50.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€23,499€0--
Other operating charges640/8-€2,583€738€286€197▼ 31.0%
Gross operating margin9900€19,304-€8,506€2,190-€3,510€7,615▲ 317%
Operating profit (loss)9901€7,869-€12,482-€23,116-€6,143€6,418▲ 204%
Financial income75/76B-€0€0€69--
Recurring financial income75€1€0€0€69--
Financial charges65/66B-€41€25€0€2,555-
Recurring financial charges65€133€41€25€0€2,555-
Profit (loss) for the period before taxes9903€7,737-€12,523-€23,141-€6,073€3,863▲ 164%
Income taxes67/77€794--€346--
Profit (loss) for the period9904€6,943-€12,523-€23,141-€6,419€3,863▲ 160%
Profit (loss) for the period to be appropriated9905€6,943-€12,523-€23,141-€6,419€3,863▲ 160%
Line20202021202220232024Change
Assets
Total assets20/58€50,220€43,612€42,515€12,135€53,095▲ 338%
Fixed assets21/28€7,662€9,542€13,723€11,725€10,726▼ 8.5%
Tangible fixed assets22/27€4,192€3,223€7,405€5,406€4,407▼ 18.5%
Other tangible fixed assets26-€3,223€7,405€5,406€4,407▼ 18.5%
Financial fixed assets28€3,470€6,319€6,319€6,319€6,319=
Current assets29/58€42,558€34,070€28,792€410€42,370▲ 10,236%
Stocks and contracts in progress3€26,776€23,499€0---
Stocks30/36-€23,499€0---
Amounts receivable within one year40/41€9,060€6,178€14,889€342€40,217▲ 11,668%
Trade receivables40-€6,178€14,889€172€37,873▲ 21,868%
Other amounts receivable41---€169€2,344▲ 1,284%
Cash at bank and in hand54/58€6,722€4,392€13,555€68€2,153▲ 3,057%
Deferred charges and accrued income490/1--€348€0--
Equity and liabilities
Total equity and liabilities10/49€50,220€43,612€42,515€12,135€53,095▲ 338%
Equity10/15€24,578€12,054-€11,087-€17,506-€13,643▲ 22.1%
Contributions10/11-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14€5,978-€6,546-€29,687-€36,106-€32,243▲ 10.7%
Amounts payable17/49€25,642€31,558€53,602€29,641€66,738▲ 125%
Amounts payable within one year42/48€25,642€31,558€53,602€29,641€66,738▲ 125%
Trade debts44€4,735€2,559€13,883€0€18,897-
Suppliers440/4-€2,559€13,883€0€18,897-
Advances received on contracts in progress46----€18,200-
Taxes, remuneration and social security45-€3,889€7,784€0--
Taxes450/3-€3,885€4,651€0--
Remuneration and social security454/9-€4€3,133€0--
Other amounts payable47/48-€25,110€31,936€29,641€29,641=
Line20202021202220232024Change
Profit (loss) for the period9904€6,943-€12,523-€23,141-€6,419€3,863▲ 160%
+ Depreciation and write-downs630€651€969€969€1,999€999▼ 50.0%
Operating cash flow (approximation)€7,594-€11,555-€22,173-€4,421€4,862▲ 210%
Investment in fixed assets (approximation)--€2,849-€5,150€0€0-
Change in cash--€2,330€9,162-€13,487€2,085▲ 115%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Back to profitnet €3,863
Net result €3,863 after 3 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€23,141
Net result drops to -€23,141, the lowest in the series; recovery starts the following year.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €6,943 ▲1,432%
Operating result €7,869, net result €6,943, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
08-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
04-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2014
seat establishment approximate The establishment unit on the map
Ground area
81 m²
Building footprint
81 m²
Volume, LiDAR
1,146 m³
Parcel 21526D0256/00H003, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Gentsesteenweg 337, 1080 Sint-Jans-Molenbeek
General electrical installation work
since 20142.233.010.868
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0256/00H003 Brussels 81 m² 1 · 81 m² 19.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 7,318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded18-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47400Retail sale of information and communication equipment
56120Mobile food service activities
56210Event catering
56220Contract catering and other food service activities
61100Wired, wireless and satellite telecommunications
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.