Financials
- Financial year
- 2025
- Total assets
- €201,678
- Profit
- €105,207
- Solvency
- 79.2%
Total assets▲ 65.4%
Net result
20242025
PBT Consultants
ActiveSummary
PBT Consultants has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €159,778 and a net result of €105,207. The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Activity not known1 site
Size
€201,678total assets 2025
- Equity
- €159,778
- Profit
- €105,207
Turnover not published (micro format)
Structure
Accounts filed 28 days late1 of 2 deeds read
Why 68raises risk1 change of registered office in 24 monthsFounded in 2024lowers riskLiquidity: current ratio 4.11, cash €103,603Size: total assets €201,678Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 88% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency
100+30
equity 79.2% of total assets
Liquidity
93+21
short-term debt 20.8% · cash 51.4%
Profitability
100=
return on assets 52.2%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 1.0%
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.1%▲ +0.1 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.2%▲ +0.1 percentage points vs 05-2026
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 2.3%▲ +1.1 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -2.0 percentage points vs 08-2026lowest value
10-2026: 1.2%▲ +0.9 percentage points vs 09-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 4.11, compared with 1.81 in 2024, above the usual 1.5; short-term debt: 20.8% and cash: 51.4% of total assets), and 20.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 84% on liquidity, 90% on profitability and 96% on growth.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×2
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
- Registered officeRegistered-office move · Director in…
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 4.11
Key points
By topic
Timeline
- Events
- 7
- Since
- 2025
- Next accounts
- by 31-07-2027
- 31-12-2025Equity above €150,000
- 29-08-2025Annual accounts filed
- 13-06-2025UBO non-compliance
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 01-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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