PBRS
ActivePBRS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €31k. Equity is growing by ~49.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-12
Solvency85▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.68 against 6.38 in 2024; short-term debt: 12% and cash: 22.7% of total assets), and 39.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.2%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
84 d early
2024
58 d early
2023
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 40.6%
2024 · €75k
2023: €31k
2024: €75k
2023 → 2025
Total assets
€175k▲ 20.7%
2024 · €145k
2023: €113k
2024: €145k
2023 → 2025
Net result
€31k▼ 29.9%
2024 · €45k
2023: €29k
2024: €45k
2023 → 2025
Working capital
€98k▲ 30.3%
2024 · €75k
2023: €45k
2024: €75k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€75k▲ 140%€105k▲ 40.6%
Operating result€54k-€99k▲ 81.7%€81k▼ 17.5%
Net result€29k-€45k▲ 53.9%€31k▼ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€56k▲ 0.5%
Current assets
€119k▲ 33.3%
Equity and liabilities €175k
Equity
€105k▲ 40.6%
Provisions
€31k▲ 3.1%
Debt
€39k▼ 3.4%
The debt ratio falls from 27.6% to 22.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €110k
Cash flow
€44k▼
2024 · €55k
Solvency
60.2%▲
2024 · 51.7%
Current ratio
5.68▼
2024 · 6.38
Quick ratio
5.68▼
2024 · 6.38
Debt / equity
0.37▼
2024 · 0.53
ROE
29.7%▼
2024 · 59.6%
ROA
17.9%▼
2024 · 30.8%
Interest coverage
2.77▼
2024 · 3.07
Debt
€39k▼
2024 · €40k
Debt ≤ 1 year
€21k▲
2024 · €14k
Debt > 1 year
€18k▼
2024 · €26k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€175k▲
Fixed assets21/28€56k€56k▲
Tangible fixed assets22/27€56k€56k▲
Furniture and vehicles24€39k€31k▼
Other tangible fixed assets26€16k€25k▲
Current assets29/58€89k€119k▲
Amounts receivable within one year40/41€58k€56k▼
Trade receivables40€31k€32k▲
Other amounts receivable41€27k€24k▼
Current investments50/53€12k€18k▲
Cash at bank and in hand54/58€16k€40k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€145k€175k▲
Equity10/15€75k€105k▲
Contributions10/11€3k€3k=
Reserves13€67k€97k▲
Distributable reserves133€67k€97k▲
Profit (loss) carried forward14€5k€5k=
Provisions and deferred taxes16€30k€31k▲
Provisions for liabilities and charges160/5€30k€31k▲
Other liabilities and charges164/5€30k€31k▲
Amounts payable17/49€40k€39k▼
Amounts payable after more than one year17€26k€18k▼
Financial debts170/4€26k€18k▼
Amounts payable within one year42/48€14k€21k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€601€666▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€2k€942▼
Other operating charges640/8-€5k
Gross operating margin9900€111k€100k▼
Operating profit (loss)9901€99k€81k▼
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€36k€34k▼
Recurring financial charges65€36k€34k▼
Profit (loss) for the period before taxes9903€63k€49k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€45k€31k▼
Profit (loss) for the period to be appropriated9905€45k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€36k▼
Profit (loss) brought forward from the previous period14P€1k€5k▲
Transfer to equity691/2€40k€30k▼
To other reserves6921€40k€30k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €105k ▲40.6%
3 profitable years in a row build equity to €105k.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €45k ▲53.9%
Operating result €99k, net result €45k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-01-2023
Resigned as Director
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Maisin 41390 Grez-DoiceauGround area
1,565 m²
Building footprint
90 m²
Volume, LiDAR
628 m³
Parcel 25070C0210/00M000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Joseph Maisin 4, 1390 Grez-Doiceau
since 20232.340.394.026
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25070C0210/00M000 | Wallonia | 1,565 m² | 1 · 90 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450004864C75A4D502
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.