Financials
- Financial year
- 2025
- Total assets
- €1.72bn
- Profit
- €30.3m
- Solvency
- 98.3%
Total assets▼ 0.2%
Net result
20222025
PBM HOLDING
ActiveSummary
PBM HOLDING has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.69bn and a net result of €30.3m. Equity remains stable across the filed financial years (±0.4% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
“De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, zowel in…” (deed in Dutch)
From the articlesNo NACE code in the KBO yet1 site
Size
€1.72bntotal assets 2025
- Equity
- €1.69bn
- Profit
- €30.3m
Structure
- Parent
- FIBEMI · 57.11%
- Holdings
- 2
- Bernard MoortgatDirector
- Michel MoortgatDirector
- Victor MoortgatDirector
Auditor: De Roover & Partners2025 accounts filed 27 days late
Why 70raises riskLiquidity: current ratio 1.02, cash €52,443Founded in 2022lowers riskSize: total assets €1.72bnNo main activity registeredShow the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 48% of its sector peers (no NACE code, large)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.3% of total assets
Liquidity
50=
short-term debt 1.7% · cash 0.0%
Profitability
42=
return on assets 1.8%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● unchanged vs 11-2024
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.6%▼ -0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.7%▼ -0.1 percentage points vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.6%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 0.6%● unchanged vs 04-2026lowest value
06-2026: 0.6%● unchanged vs 05-2026lowest value
07-2026: 0.6%● unchanged vs 06-2026lowest value
08-2026: 0.8%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▼ -0.2 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €118,400,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 1.7% and cash: 0% of total assets), and 1.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, large): better than 67% on solvency, 31% on liquidity, 65% on profitability and 27% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
27 days late
2024
28 days late
2023
21 days late
2022
8 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · full…
- Amendment of the articlesPower of attorney
Key points
By topic
Board & ownership
- Board
- 3 members
- Parent
- FIBEMI · 57.11%
- Auditor
- De Roover & Partners
- Bernard MoortgatDirector
- Michel MoortgatDirector
- Victor MoortgatDirector
Network & group
- Subsidiaries, all levels
- 27
- Direct holdings
- 2
- Connected companies
- 11
27 subsidiaries
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 31-12-2024Highest result from 2022 to 2025
- 21-08-2024Annual accounts filed
- 08-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 13-04-2022
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 2
- Purpose
- “De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, zowel in eigen…” (deed in Dutch)
Key facts about PBM HOLDING
- What is the company number of PBM HOLDING?
- 0784.819.377. In Belgium the VAT number is the company number with BE in front: BE 0784.819.377.
- Where is PBM HOLDING based?
- The registered office is at Breendonk-Dorp 58, 2870 Puurs-Sint-Amands.Company details
- What is the legal form of PBM HOLDING?
- Private limited company (BV).
- When was PBM HOLDING founded?
- On 13-04-2022.
- Is PBM HOLDING still active?
- Yes, PBM HOLDING is an active enterprise in the KBO register.
- What is the turnover of PBM HOLDING?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is PBM HOLDING profitable?
- In financial year 2025, PBM HOLDING made a profit of €30.3m.
- Where can I find the annual accounts of PBM HOLDING?
- PBM HOLDING filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PBM HOLDING due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to PBM HOLDING
Parent and group
- FIBEMI57.11%
Shareholders
- PBM Finance42.89%
Subsidiaries and holdings
- DUVEL MOORTGAT86.22%
- Moortgat Real Estate86.22%
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