PBJS ELEC SRL
ActiveThe computed 12-month bankruptcy probability of PBJS ELEC SRL is 2.4% (moderate). The 2025 annual accounts show equity of €47k and a net result of €40k. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 27619 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency67▼-22
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.57 in 2024; short-term debt: 51.4% and cash: 30.1% of total assets), and 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
35.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
7 d late
2024
on the day
2023
7 d late
2022
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 17.7%
2024 · €57k
2022: €42k
2023: €99k
2024: €57k
2022 → 2025
Total assets
€112k▲ 25.4%
2024 · €89k
2022: €176k
2023: €141k
2024: €89k
2022 → 2025
Net result
€40k
2024 · €-42k
2022: €40k
2023: €57k
2024: €-42k
2022 → 2025
Working capital
€9k▼ 49.7%
2024 · €18k
2022: €-16k
2023: €51k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€42k-€99k▲ 135%€57k▼ 42.1%€47k▼ 17.7%
Operating result€54k-€77k▲ 42.9%€-37k€53k
Net result€40k-€57k▲ 42.2%€-42k€40k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53k after a loss of €37k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€45k▲ 16.1%
Current assets
€67k▲ 32.5%
Equity and liabilities €112k
Equity
€47k▼ 17.7%
Debt
€65k▲ 102%
The debt ratio rises from 35.9% to 57.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €-28k
Cash flow
€47k▲
2024 · €-32k
Solvency
42.1%▼
2024 · 64.1%
Current ratio
1.16▼
2024 · 1.57
Quick ratio
1.11▼
2024 · 1.48
Debt / equity
1.38▲
2024 · 0.56
ROE
84.8%▲
2024 · -72.8%
ROA
35.7%▲
2024 · -46.6%
Interest coverage
17.18▲
2024 · -5.36
Debt
€65k▲
2024 · €32k
Debt ≤ 1 year
€57k▲
2024 · €32k
Debt > 1 year
€7k▲
2024 · €0
Income taxes
€11k▲
2024 · €20
Staff costs
€51k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€112k▲
Fixed assets21/28€39k€45k▲
Intangible fixed assets21€35k€30k▼
Tangible fixed assets22/27€4k€15k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€1k€13k▲
Other tangible fixed assets26€3k€2k▼
Current assets29/58€50k€67k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€31k€28k▼
Trade receivables40€14k€6k▼
Other amounts receivable41€17k€22k▲
Cash at bank and in hand54/58€14k€34k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€89k€112k▲
Equity10/15€57k€47k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€55k€45k▼
Amounts payable17/49€32k€65k▲
Amounts payable after more than one year17€0€7k▲
Financial debts170/4€0€7k▲
Amounts payable within one year42/48€32k€57k▲
Current portion of amounts payable after more than one year42€0€2k▲
Financial debts43€4k€4k▼
Credit institutions430/8€4k€4k▼
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Advances received on contracts in progress46€6k€500▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€904€0▼
Other amounts payable47/48€2k€34k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€45k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€730€775▲
Gross operating margin9900€18k€113k▲
Operating profit (loss)9901€-37k€53k▲
Financial income75/76B€573€1k▲
Recurring financial income75€573€1k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-42k€51k▲
Income taxes67/77€20€11k▲
Profit (loss) for the period9904€-42k€40k▲
Profit (loss) for the period to be appropriated9905€-42k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€95k▲
Profit (loss) brought forward from the previous period14P€97k€55k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-42k ▼173%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Highest result since 2022net €57k ▲42.2%
Operating result €77k, net result €57k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.21
Current ratio from 0.88 to 2.21; short-term debt falls from €134k to €42k.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Dessus les Prés 14530 Villers-le-BouilletGround area
3,185 m²
Building footprint
105 m²
Volume, LiDAR
721 m³
Parcel 61062A0361/00G000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PBJS ELEC SRL
since 20222.340.916.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61062A0361/00G000 | Wallonia | 3,185 m² | 1 · 105 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DCELEC & PLUS
BE 1010.584.602
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ACH CONSTRUCT
BE 0693.760.628
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43212Electrical installation work in industrial facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:pbjselec@outlook.com