Skip to content

PBC AMENAGEMENTS

Active
Private limited companyfounded 2010active for 15 yearsRue Jean Jaurès(L.L) 158, 7100 La Louvière, BelgiumKBO/BCE: BE 0832.384.516
Summary

The computed 12-month bankruptcy probability of PBC AMENAGEMENTS is 2.4% (moderate). The 2025 annual accounts show negative equity (-€82,740) and a net result of -€4,990. Equity has been growing by about 9.8% per year since 2018. Its solvency ranks better than 5% of 9,895 sector peers (NACE 43, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 21-12-2010 Normal situation
Activity
Other specialised construction activities NACE 43990and 4 others
Establishment unit
2.351.004.143 7100 La Louvière, since 01-09-2019
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
-€4,808
Loss
€4,990
Equity
-€82,740
▼ 6.4%
Total assets
€93,068
▲ 147%
  • Negative equity on 31-12-2025
Turnover not published (abbreviated or micro format)
Score breakdownraises riskLiquidity: current ratio 0.53, cash €24, halvedNegative equity -€82,7401 of the last 3 accounts latelowers riskSize: total assets €93,068Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 11% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -88.9% of total assets
Liquidity 0-3
short-term debt 188.9% · cash 0.0%
Profitability 24-72
return on assets -5.4%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025 10-2025: 1.1%▼ -0.1 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.4%▲ +1.4 percentage points vs 07-2026highest value 09-2026: 2.4%● unchanged vs 08-2026highest value 10-2026: 2.4%● unchanged vs 09-2026highest value 11-2026: 2.4%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.53 (0.33 in 2024), below 1. Short-term debt is 188.9% and cash 0% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 1% on liquidity, 15% on profitability and 27% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €93,068
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.53, cash €24, halved
NBB · annual accounts
raises risk · Negative equity -€82,740
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€82,740
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
33 days late
2023
29 days late
2022
42 days early
2021
20 days early
2020
58 days late
2019
74 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€82,740 View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 44.0% · 9,895 companies -88.9% View

Recent changes

  1. · Gazette deed Resignation: CARUSO Steven (director)Appointment: BAIO Giuseppe (director)
  2. · Gazette deed Resignation: Vincenzo BAIO (sole director)Appointment: Steven CARUSO (sole director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as PBC AMENAGEMENTS: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €84,300 and €115,000, founded between 2009 and 2012.

CompanyTotal assetsGross margin
PBC AMENAGEMENTS La Louvière€93,068-€4,808
VERTHERM Charleroi€114,982-€12,407
Wedoeït Antwerpen€93,942-€16,954
BERNARD BACQ Yvoir€84,340-€6,406
LOLA LATINIS Evere€90,846-€10,279
MUREX RENO Sint-Agatha-Berchem€98,951-€12,121
PARSEC Jabbeke€84,262-€3,505
Full comparison

Key facts about PBC AMENAGEMENTS

What is the company number of PBC AMENAGEMENTS?
The company number of PBC AMENAGEMENTS is 0832.384.516. The VAT number is the same number with BE in front: BE 0832.384.516.
Where is PBC AMENAGEMENTS based?
The registered office is at Rue Jean Jaurès(L.L) 158, 7100 La Louvière.Company details
What does PBC AMENAGEMENTS do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of PBC AMENAGEMENTS?
The legal form of PBC AMENAGEMENTS is Private limited company (BV).
When was PBC AMENAGEMENTS founded?
PBC AMENAGEMENTS was founded on 21-12-2010.
Is PBC AMENAGEMENTS still active?
Yes, PBC AMENAGEMENTS is an active enterprise in the KBO register.
What is the turnover of PBC AMENAGEMENTS?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is PBC AMENAGEMENTS profitable?
In financial year 2025, PBC AMENAGEMENTS made a loss of €4,990.
Where can I find the annual accounts of PBC AMENAGEMENTS?
PBC AMENAGEMENTS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PBC AMENAGEMENTS due?
PBC AMENAGEMENTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.