PAZO

Active

Private limited companyfounded 1996active for 30 yearsDe Tonne 115, 9800 Deinze, BelgiumKBO/BCE: BE 0458.325.790

Summary

The computed 12-month bankruptcy probability of PAZO is 5.4% (elevated). For PAZO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€202,946) and a net result of -€6,832. Equity is shrinking by about 27% per year across the filed financial years. Its solvency ranks better than 5% of 702 sector peers (NACE 16, financial year 2024). The company has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

PAZOActive

Risk analysis Report Compare

Activity

Manufacture of other builders' carpentry and joinery

NACE 16230

1 site

Size

€42,556total assets 2024

Equity: -€202,946
Loss: -€6,832

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 5.4%

2024 figures too old to score

Structure

Accounts 259 days overdue0 of 3 deeds read

Signalsraises riskFigures for financial year 2024 (filed 28-02-2025)1 financial year not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 lateNegative equity -€202,946Annual accounts not filedlowers riskFounded in 1996neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Weak

Solvency 0=

equity -476.9% of total assets

Liquidity 15+7

short-term debt 529.5% · cash 12.0%

Profitability 50=

return on assets -16.1%

Bankruptcy probability, 12 months

5.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,030 companies, NACE 16, micro)

Last 24 months 11-2024: 6.9%highest value 12-2024: 5.0%▼ -1.9 percentage points vs 11-2024 01-2025: 5.3%▲ +0.3 percentage points vs 12-2024 02-2025: 5.5%▲ +0.2 percentage points vs 01-2025 03-2025: 1.7%▼ -3.8 percentage points vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.6%▼ -0.1 percentage points vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.7%▲ +0.1 percentage points vs 09-2025 11-2025: 1.6%▼ -0.1 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025lowest value 01-2026: 1.9%▲ +0.3 percentage points vs 12-2025 02-2026: 2.3%▲ +0.4 percentage points vs 01-2026 03-2026: 2.4%▲ +0.1 percentage points vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.5%▲ +0.1 percentage points vs 04-2026 06-2026: 3.4%▲ +0.9 percentage points vs 05-2026 07-2026: 5.8%▲ +2.4 percentage points vs 06-2026 08-2026: 5.8%● unchanged vs 07-2026 09-2026: 5.9%▲ +0.1 percentage points vs 08-2026 10-2026: 5.4%▼ -0.5 percentage points vs 09-2026

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 28-02-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late

NBB · filings

Founded in 1996

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Negative equity -€202,946

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 259 days later.

NBB · 10 filings

Position against the passed deadline

30-06-2025 year end31-01-2026 deadline17-10-2026 today

Filed after the deadline

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 28-02-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

28 days late

2023

287 days late

2022

1 day late

2021

406 days late

2020

771 days late

2019

1137 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 438 days after the deadline; the sector median (NACE 16) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-02-2025 Annual accounts filedfinancial year 2024 · micro…
13-11-2024 Annual accounts filedfinancial year 2023 · micro…
13-03-2023 Annual accounts filedfinancial year 2021 · micro…

Key points

Risk: Accounts not fileddeadline was 31-01-2026 259 days late View
Risk: Negative equityfinancial year 2024: debts exceed assets -€202,946 View
Risk: 6 loss-making years in a rowloss financial year 2024 -€6,832 View
Caution: Among the weakest 5% on solvencysector median 42.5% · 702 companies -476.9% View