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PAYSTON

Active
Private limited companyfounded 201313 yrs activeBorluutlaan 18, 9840 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0523.931.642
Summary

PAYSTON has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€189,490) and a net result of -€40,703. Equity is shrinking by ~95.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
PAYSTONActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€185,515total assets 2025
Equity
-€189,490
Loss
-€40,703
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts 58 d early0 of 4 deeds read
Why 53Capped at 59: negative equity- Negative equity -€189,490- Loss of €40,703, the second in a row (FY 2025)+ Size: total assets €185,515+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -102.1% of total assets
Liquidity 52-2
short-term debt 2.7% · cash 1.7%
Profitability 0=
return on assets -21.9%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.1%▼ -4.1% vs 11-2024 01-2025: 1.3%▲ +15.0% vs 12-2024 02-2025: 1.5%▲ +17.9% vs 01-2025highest value 03-2025: 0.7%▼ -56.5% vs 02-2025 04-2025: 0.7%● 0.0% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.7%● 0.0% vs 05-2025 07-2025: 0.7%● 0.0% vs 06-2025 08-2025: 0.7%● 0.0% vs 07-2025 09-2025: 0.6%▼ -2.4% vs 08-2025 10-2025: 0.7%▲ +1.4% vs 09-2025 11-2025: 0.6%▼ -7.2% vs 10-2025 12-2025: 0.6%▼ -1.7% vs 11-2025lowest value 01-2026: 0.7%▲ +22.2% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.7%● 0.0% vs 03-2026 05-2026: 0.7%● 0.0% vs 04-2026 06-2026: 0.7%● 0.0% vs 05-2026 07-2026: 0.7%● 0.0% vs 06-2026 08-2026: 0.7%▼ -2.2% vs 07-2026 09-2026: 0.7%▼ -1.8% vs 08-2026 10-2026: 0.7%▲ +2.3% vs 09-2026
  • Size: total assets €185,515 lowers the probability for this profile
  • Negative equity -€189,490 raises the probability
  • Loss of €40,703, the second in a row (FY 2025) raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
No credit on open account
Liquidity ample (current ratio 11.76 against 7.1 in 2024; short-term debt: 2.7% and cash: 1.7% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 3%, liquidity 33%, profitability 5%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €185,515
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€189,490
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €40,703, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€189,490
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
3 d late
2023
7 d early
2022
on the day
2021
39 d early
2020
26 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 January (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€189,490 View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€40,703 View
  • Caution: Among the weakest 5% on solvencysector median 60.3% · 19,955 companies -102.1% View

By topic

Financials

Fiscal year
2025
Total assets
€185,515
Loss
-€40,703
Solvency
-102.1%
Total assets▲ 0.5%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 04-12-2025Annual accounts filed
  2. 03-02-2025Annual accounts filed
  3. 24-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
15-03-2013
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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