Payminder
ActiveSummary
Payminder has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,581) and a net result of -€7,046. Equity has been shrinking by about 156% per year since 2023. Its solvency ranks better than 6% of 9,652 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Official details
Source: KBO- Status
- Active since 19-10-2022 Normal situation
- Activity
- Other business support services NACE 82990and 4 others
- Establishment unit
- 2.337.132.252 3621 Lanaken, since 19-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 03-03-2025
Board and ownership
- MACHIELS Stefan Agatha KarelDirector
- MOSCATIELLO FabioDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.4%
- Gross margin
- -€2,683
- ▲ 25.3%
- Loss
- €7,046
- ▼ 17.1%
- Equity
- -€10,581
- ▼ 199%
- Total assets
- €12,761
- ▼ 24.3%
- Negative equity on 31-12-2025
- 2025 accounts filed 82 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 82 days late; 2 of the last 3 accounts lateNegative equity -€10,581lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €12,761Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 5% of them on solvency, 6% on liquidity, 5% on profitability and 2% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 3 accounts on average 48 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed IncorporationStarting capital €10,000 · Appointments: MACHIELS Stefan Agatha Karel (statutory director) and MOSCATIELLO Fabio (statutory director)
Comparable companies
These companies have the same main activity as Payminder: other business support services (NACE 82990). They are comparable in size and age: total assets between €12,300 and €16,200, founded between 2022 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| Payminder Lanaken | €12,761 | -€2,683 |
| FDG MANAGEMENT Tongeren-Borgloon | €12,299 | -€4,502 |
| STRADIGI Hasselt | €16,237 | €708 |
| Farmakin Gent | €13,955 | -€429 |
| Colinas Management Schilde | €15,330 | -€3,128 |
| HDM Consult And Invest Dilbeek | €14,931 | -€362 |
| SailingHoliday Antwerpen | €12,565 | €151 |
Key facts about Payminder
- What is the company number of Payminder?
- The company number of Payminder is 0792.647.475. The VAT number is the same number with BE in front: BE 0792.647.475.
- Where is Payminder based?
- The registered office is at Vliegstraat 47, 3621 Lanaken.Company details
- What does Payminder do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of Payminder?
- The legal form of Payminder is Private limited company (BV).
- When was Payminder founded?
- Payminder was founded on 19-10-2022.
- Is Payminder still active?
- Yes, Payminder is an active enterprise in the KBO register.
- What is the turnover of Payminder?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Payminder profitable?
- In financial year 2025, Payminder made a loss of €7,046.
- Where can I find the annual accounts of Payminder?
- Payminder filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Payminder due?
- Payminder must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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